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8606 Sand Dollar Drive, Panama City Beach, FL 32413 (MLS# 787650)

$455,000
8606 Sand Dollar Drive
Panama City Beach, FL 32413
MLS# 787650
2 beds  |  2 baths  |  1472 sqft
Welcome to this beautifully upgraded end-unit cottage in Latitude Margaritaville Watersound.
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Welcome to this beautifully upgraded end-unit cottage in Latitude Margaritaville Watersound. Freshly painted and lightly lived in, this move-in-ready home offers easy, low-maintenance living. Set in a fully completed section of the neighborhood, this cottage offers peace, privacy, and no nearby construction. The main living area feels bright and inviting with an open layout designed for everyday comfort. Wood flooring, designer lighting, and a seamless flow create a polished yet relaxed coastal feel. Natural light fills the living space, making it feel warm, airy, and easy to enjoy. This welcoming gathering space connects effortlessly to the kitchen, dining area, and screened porch. The kitchen blends style and function with upgraded lighting, custom pantry storage, and a clean, polished look. Thoughtful enhancements throughout make this kitchen feel both elevated and move-in ready. Positioned at the heart of the home, the kitchen opens easily to the main living and dining spaces. Positioned at the heart of the home, the kitchen opens easily to the main living and dining spaces. The dining area offers an easy, open setting for casual meals or entertaining guests. The dining area offers an easy, open setting for casual meals or entertaining guests. Spacious and well appointed, the primary bedroom is designed for both comfort and function. Spacious and well appointed, the primary bedroom is designed for both comfort and function. The primary bath offers a comfortable everyday escape. The primary bath offers a comfortable everyday escape. A custom closet by Closets by Design brings stylish organization to the owner’s suite. The guest bedroom is bright, comfortable, and thoughtfully finished for family or visitors. The guest bedroom is bright, comfortable, and thoughtfully finished for family or visitors. The secondary bath is clean, well finished, and perfectly positioned for guests. This flexible nook offers a great spot for a home office, reading corner, or everyday overflow space. This flexible nook offers a great spot for a home office, reading corner, or everyday overflow space. The laundry space is functional and well integrated for easy daily living. The screened porch offers a shaded outdoor retreat that is especially enjoyable during the warmer summer months. The screened porch offers a shaded outdoor retreat that is especially enjoyable during the warmer summer months. With a south-facing orientation, this outdoor living space is both inviting and comfortable year-round. The screened porch extends the living area and creates the perfect place to relax or entertain. This end-unit homesite offers added privacy and a desirable position within the community. The two-car garage adds practical storage and convenience to this move-in-ready cottage. Located in a gated neighborhood, the home enjoys a quiet setting in one of Watersound’s most sought-after 55+ communities. Located in a gated neighborhood, the home enjoys a quiet setting in one of Watersound’s most sought-after 55+ communities. Resort-style amenities, gated access, and a strong sense of community. Resort-style amenities, gated access, and a strong sense of community. Resort-style amenities, gated access, and a strong sense of community. Resort-style amenities, gated access, and a strong sense of community. Resort-style amenities, gated access, and a strong sense of community. Resort-style amenities, gated access, and a strong sense of community. Resort-style amenities, gated access, and a strong sense of community. Resort-style amenities, gated access, and a strong sense of community. Resort-style amenities, gated access, and a strong sense of community. Resort-style amenities, gated access, and a strong sense of community. Resort-style amenities, gated access, and a strong sense of community. Resort-style amenities, gated access, and a strong sense of community. Resort-style amenities, gated access, and a strong sense of community.

Property Description
Step into this beautifully upgraded end-unit cottage in Latitude Margaritaville Watersound, where 55+ living feels like a permanent vacation without the wait of ongoing construction. Located in a fully completed section of the neighborhood, this 2-bedroom, 2-bath home with a two-car garage offers 1,472 square feet of thoughtfully designed, turnkey space. With an east-facing entry and a south-facing porch, the home is filled with natural light in all the right places, while the screened porch stays comfortably shaded even in peak summer, creating a true year-round outdoor retreat. Its positioning also offers added privacy and a little extra breathing room. Inside, the layout strikes that sweet spot between open-concept living and functional separation. The main living area flows seamlessly into the kitchen and dining space, making everyday living and entertaining feel effortless. The primary suite is tucked away for privacy, featuring a spacious bedroom, a well-appointed bath, and a custom closet system. The guest bedroom and bath offer a comfortable, welcoming setup for visitors. Freshly painted and lightly lived in for just six months, the home is layered with thoughtful upgrades that go well beyond builder-grade. Designer lighting, plantation shutters, and custom closets throughout bring a polished, high-end feel. An Aqua Pro water softener and HVAC blue light air purification system add comfort and efficiency, while hurricane-resistant windows and doors provide peace of mind. Wood flooring and custom built-ins round out the elevated finishes. Beyond the home, the lifestyle at Latitude Margaritaville Watersound is where things really shine. Residents enjoy resort-style pools, fitness centers, on-site dining and bars, live music, and a full calendar of social events, clubs, and gatherings. From casual happy hours to community-wide celebrations, there is always something going on, making it easy to stay connected and fully lean into the Margaritaville way of life.

Details
Maps
Contract Info
List Price/SqFt: 309.1
Status: Active
List Date: 2026-03-30
List Price: $455,000
Current Price: $455,000
Location
Sub Area: 0411 - Bay North - West Bay
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Highway 79 northbound, turn left onto West Bay Parkway at the Latitude Margaritaville entrance. Enter through the third gated entrance on the left, Beachcomber Boulevard. Then turn right onto Parrot Place and left onto Sand Dollar Drive.
Area: 04 - Bay County - North
Street #: 8606
Street Name: Sand Dollar
Street Suffix: Drive
State: FL
Zip Code: 32413
County: Bay
Subdivision: Latitude at Watersound
Parcel ID: 32503-650-662
Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 6B & 6C LOT 6531
General Property Info
Acreage: 0.09
Design: Bungalow
Lot Size (SqFt): 3746
Apx SqFt(Htd/Cooled): 1472
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
Pre-Const Flip: No
Lot Dimensions: 100x42x35x37.33x7x62.67
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Association Fee/Month: 340.82
Sub-Type: Attached Single Unit
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2025
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: Yes
HOA Amount: 340.82
HOA Frequency: Monthly
HOA Annual Amount: 4089.84
Senior Community: Yes
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 573
Last Tax Year: 2025
Lot: 6531
Brokerage Interest: No Interest
Condo Doc: No
Remarks & Misc
Remarks: Step into this beautifully upgraded end-unit cottage in Latitude Margaritaville Watersound, where 55+ living feels like a permanent vacation without the wait of ongoing construction. Located in a fully completed section of the neighborhood, this 2-bedroom, 2-bath home with a two-car garage offers 1,472 square feet of thoughtfully designed, turnkey space. With an east-facing entry and a south-facing porch, the home is filled with natural light in all the right places, while the screened porch stays comfortably shaded even in peak summer, creating a true year-round outdoor retreat. Its positioning also offers added privacy and a little extra breathing room. Inside, the layout strikes that sweet spot between open-concept living and functional separation. The main living area flows seamlessly into the kitchen and dining space, making everyday living and entertaining feel effortless. The primary suite is tucked away for privacy, featuring a spacious bedroom, a well-appointed bath, and a custom closet system. The guest bedroom and bath offer a comfortable, welcoming setup for visitors. Freshly painted and lightly lived in for just six months, the home is layered with thoughtful upgrades that go well beyond builder-grade. Designer lighting, plantation shutters, and custom closets throughout bring a polished, high-end feel. An Aqua Pro water softener and HVAC blue light air purification system add comfort and efficiency, while hurricane-resistant windows and doors provide peace of mind. Wood flooring and custom built-ins round out the elevated finishes. Beyond the home, the lifestyle at Latitude Margaritaville Watersound is where things really shine. Residents enjoy resort-style pools, fitness centers, on-site dining and bars, live music, and a full calendar of social events, clubs, and gatherings. From casual happy hours to community-wide celebrations, there is always something going on, making it easy to stay connected and fully lean into the Margaritaville way of life.
Dining Room
First: 1
Pool Features
Other - See Remarks: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Interior Features
Ceiling - Beamed: 1
Ceiling - Vaulted: 1
Floor - Laminate: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Plantation Shutters: 1
Split Bedroom: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Roof - Gutters: 1
Siding - Hardie Board: 1
Exterior
Double Pane Windows: 1
Hurricane Shutters: 1
Porch Screened: 1
Sprinkler System: 1
Association Fees Include
Accounting: 1
Business Center: 1
Community Room: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Management: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Pool: 1
Recreational Faclty: 1
Tennis: 1
Theater: 1
Whirlpool: 1
Irrigation: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Smart Thermostat: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Interior Lot: 1
Landscaped: 1
Subdivision - Recorded: 1
Sidewalk: 1
Lot Access
Gated Access: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Shared Driveway: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Basketball Court: 1
Business Center: 1
Exercise Room: 1
Gated Community: 1
Picnic Area: 1
Pool: 1
Tennis: 1
Theater: 1
Whirlpool: 1
Dining: 1
Dog Park: 1
Pickle Ball: 1
Recreation Facilities: 1
Sidewalks: 1
Trail(s): 1
Rooms
Dining Room: 1
Living Room: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Natural Gas - Connected: 1
Internet - Fiber Optic: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heat Pump: 1
Heating
Electric: 1
Forced Air: 1
Heat Pump: 1
Security Features
Carbon Monoxide Detector: 1
Gated Community: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Oven - Electric; Refrigerator
Cooling: Ceiling Fan(s); Central Air; Heat Pump
Heating: Electric; Forced Air; Heat Pump
Exterior: Double Pane Windows; Hurricane Shutters; Porch Screened; Sprinkler System
Association Fees Include: Accounting; Business Center; Community Room; Exercise Room; Gated Community; Irrigation; Ground Keeping; Management; Pavilion/Gazebo; Picnic Area; Pool; Recreational Faclty; Whirlpool; Tennis; Theater
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Smart Thermostat
Living Room: First
Lot Features: Covenants & Rescrictions; Interior Lot; Landscaped; Sidewalk; Subdivision - Recorded
Lot Access: Gated Access; Paved Road
Dining Room: First
Pool Features: Other - See Remarks
Security Features: Carbon Monoxide Detector; Gated Community; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener; Shared Driveway
Association Amenities: Basketball Court; Business Center; Dining; Dog Park; Exercise Room; Gated Community; Pickle Ball; Picnic Area; Pool; Recreation Facilities; Sidewalks; Whirlpool; Tennis; Theater; Trail(s)
Rooms: Dining Room; Living Room
Utilities: Electricity - Connected; Garbage; Internet - Fiber Optic; Natural Gas - Connected; Phone - Available; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
Living RoomFirst17.1 x 1517.1015.0017.1 x 15Buyer to confirm
Dining RoomFirst12.5 x 11.812.5011.8012.5 x 11.8Buyer to confirm
Listing Office: Compass

Last Updated: May - 29 - 2026

Information deemed reliable but not guaranteed.

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