8601 Surf Drive 12W, Panama City Beach, FL 32408 (MLS# 796624)


$825,000
8601 Surf Drive 12W
Panama City Beach, FL 32408
MLS# 796624
3 beds  |  2 baths  |  1783 sqft


Grande Surf
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Grande Surf Living Room view Living Room View Living Room View Balcony Balcony front and Master Living Room Fire Place and View Dinning Table for 8 Dinning Table coverts to Poker Table Kitchen View Kitchen View Kitchen View Bar Gulf Front Master Bedroom Gulf Front Master Master Bath Master Shower Master Soaking jetted tub Entrance Bedroom 2 Bedroom 3 Front balcony Bathroom 2 Shower Bathroom 2 Pool IMG_0074 Balcony View Balcony View Balcony View Side Balcony Side Balcony 8601_surf_dr_12w_drone-awp_media-00001 8601_surf_dr_12w_drone-awp_media-00002 8601_surf_dr_12w_drone-awp_media-00003 8601_surf_dr_12w_drone-awp_media-00004 8601_surf_dr_12w_drone-awp_media-00005 8601_surf_dr_12w_drone-awp_media-00006 8601_surf_dr_12w_drone-awp_media-00007 8601_surf_dr_12w_drone-awp_media-00008 Grande Surf 8601_surf_dr_12w_drone-awp_media-00010 Custom Name Plate for Owner Front Balcony and Storage Box Master Master Closets Master Bath Master Deck Bed Room 2 Bed Room 2 Bedroom 3 Laundry and Storage Full Kitchen Kitchen and Icemaker Kitchen Pantry Dinning Room View Dinning Room Bar 8601_surf_dr_12w-awp_media-00029 8601_surf_dr_12w-awp_media-00030 8601_surf_dr_12w-awp_media-00031 IMG_0076 8601_surf_dr_12w-awp_media-00045 IMG_6928 IMG_0072 8601_surf_dr_12w-awp_media-00035 IMG_0071 8601_surf_dr_12w-awp_media-00046 Gulf View IMG_0073 IMG_0039 8601_surf_dr_12w-awp_media-00047

Property Description
BACK ON THE MARKET & READY FOR YOU | NEVER RENTED | 1,783 SQ FT | ONLY 2 UNITS PER FLOOR | GULF FRONT Here's another chance to discover Grande Surf Club 12W--a rare Gulf-front residence in Panama City Beach offering the space, privacy, and comfort of a coastal home with all the benefits of beachfront living. This spacious 3-bedroom, 2-bath, 1,783 sq. ft. condo has NEVER been rented and has been enjoyed exclusively as a personal residence and private family beach retreat. That means no years of rental turnover--just a beautifully maintained Gulf-front home that has been cared for and enjoyed by the same family. Inside, you'll find a spacious open layout with custom ceiling treatments, high-end finishes, an electric fireplace, a massive leather sectional, and a dining table for eight that even converts into a poker/game table. Step outside onto the large wraparound balcony and take in unobstructed views of the Gulf--the perfect place for morning coffee, sunset dinners, or simply listening to the waves. What really sets Grande Surf Club apart is the privacy. This desirable low-density beachfront building has only 28 residences with just TWO units per floor, private beach access, and a Gulf-front community pool. You get the convenience of being right in the heart of Panama City Beach while enjoying a quieter, less crowded beachfront setting. Whether you're searching for a full-time Gulf-front residence, second home, or private family beach getaway, 12W offers something increasingly hard to find in Panama City Beach. Never rented. More space. More privacy. Custom finishes. Unobstructed Gulf views. 12W is back, available, and ready for its next chapter. Schedule your private showing and come experience the difference at Grande Surf Club.

Details
Maps
General Property Info
Floor Number: 12
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1783
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Owner Measured
# of Stories in Building: 15
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2000
Contract Info
List Price/SqFt: 462.7
Status: Active
List Date: 2026-10-16
List Price: $825,000
Current Price: $825,000
Location
Unit #: 12W
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Traveling on Joan Ave cross over Thomas Dr and Joan turns into Surf Dr Second High Rise
Area: 03 - Bay County - Beach
Street #: 8601
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Grande Surf Club Condo
Parcel ID: 30473-170-024
Legal Description: GRANDE SURF CLUB CONDO UNIT 12 WEST ORB 1975 P 386 ORB 4289 P 1788 3BR 2B 1783 H&C
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 4260
HOA Frequency: Quarterly
HOA Annual Amount: 17040
New Buyer Fee: No
Last Taxes: 9567.7
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: BACK ON THE MARKET & READY FOR YOU | NEVER RENTED | 1,783 SQ FT | ONLY 2 UNITS PER FLOOR | GULF FRONT Here's another chance to discover Grande Surf Club 12W--a rare Gulf-front residence in Panama City Beach offering the space, privacy, and comfort of a coastal home with all the benefits of beachfront living. This spacious 3-bedroom, 2-bath, 1,783 sq. ft. condo has NEVER been rented and has been enjoyed exclusively as a personal residence and private family beach retreat. That means no years of rental turnover--just a beautifully maintained Gulf-front home that has been cared for and enjoyed by the same family. Inside, you'll find a spacious open layout with custom ceiling treatments, high-end finishes, an electric fireplace, a massive leather sectional, and a dining table for eight that even converts into a poker/game table. Step outside onto the large wraparound balcony and take in unobstructed views of the Gulf--the perfect place for morning coffee, sunset dinners, or simply listening to the waves. What really sets Grande Surf Club apart is the privacy. This desirable low-density beachfront building has only 28 residences with just TWO units per floor, private beach access, and a Gulf-front community pool. You get the convenience of being right in the heart of Panama City Beach while enjoying a quieter, less crowded beachfront setting. Whether you're searching for a full-time Gulf-front residence, second home, or private family beach getaway, 12W offers something increasingly hard to find in Panama City Beach. Never rented. More space. More privacy. Custom finishes. Unobstructed Gulf views. 12W is back, available, and ready for its next chapter. Schedule your private showing and come experience the difference at Grande Surf Club.
Family Room
First: 1
Pool Features
Fenced: 1
Gunite Concrete: 1
Inground: 1
Appliances
Dishwasher: 1
Ice Maker: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Pantry: 1
Split Bedroom: 1
Window - Treatment All: 1
Exterior
Balcony: 1
Columns: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
Beach: 1
Dumpster: 1
Ground Keeping: 1
Internet-WiFi: 1
Management: 1
Master Association: 1
Pool: 1
Repairs/Maintenance: 1
Sewer: 1
Trash Disposal: 1
Water: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
Furnished
Furnished: 1
Interior
Floor - Carpet: 1
Lot Access
City Street: 1
Parking Features
Additional Parking: 1
Electric Gate: 1
Present Zoning
Resort: 1
Association Amenities
Boardwalk: 1
Pool: 1
Rooms
Bedroom: 1
Family Room: 1
Primary Bedroom: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Fireplace - Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Jetted: 1
MBed Balcony: 1
MBed Waterfront: 1
Security Features
Fire Alarm: 1
Gated Community: 1
Secured Garage/Parking: 1
Security Gate: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Ice Maker; Range - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air
Heating: Central; Fireplace - Electric
Exterior: Balcony; Columns
Association Fees Include: Beach; Dumpster; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Management; Master Association; Pool; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; FHA
Furnished: Furnished
Interior: Floor - Carpet
Lot Access: City Street
Family Room: First
Pool Features: Fenced; Gunite Concrete; Inground
Security Features: Fire Alarm; Gated Community; Secured Garage/Parking; Security Gate; Smoke Detector(s)
Parking Features: Additional Parking; Electric Gate
Association Amenities: Boardwalk; Pool
Rooms: Bedroom; Family Room; Primary Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf
Present Zoning: Resort
Room Information
Room Name Level Dimensions Length Width
Family RoomFirst24 x 1424.0014.00
Primary BedroomFirst17 x 1417.0014.00
BedroomFirst15 x 1315.0013.00

Listing Office: Hilltop Legacy Realty

Last Updated: October - 16 - 2026

Information deemed reliable but not guaranteed.