8601 Surf Drive 12W, Panama City Beach, FL 32408 (MLS# 794631)


$849,000
8601 Surf Drive 12W
Panama City Beach, FL 32408
MLS# 794631
3 beds  |  2 baths  |  1783 sqft


Grande Surf
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Grande Surf IMG_6928 Gulf View IMG_0072 IMG_0071 IMG_0076 IMG_0075 IMG_0074 IMG_0073 IMG_0045 IMG_0043 IMG_0038 IMG_0039 IMG_0041 IMG_0040

Property Description
RARE GULF-FRONT OPPORTUNITY | GRANDE SURF CLUB 12W | NEVER RENTED | CUSTOM HIGH-END FINISHES | PRIVATE, LOW-DENSITY LIVING Welcome to Grande Surf Club Unit 12W, an exceptional Gulf-front residence that stands apart from the typical Panama City Beach condo. This is a never-rented, owner-occupied unit, meticulously maintained and enjoyed exclusively as a personal residence. From the moment you enter, the quality, craftsmanship, and attention to detail are immediately apparent. Located in one of the most exclusive and desirable low-density Gulf-front buildings in Panama City Beach, Grande Surf Club has only two residences per floor, creating a level of privacy and tranquility that is increasingly difficult to find along the beach. Unit 12W offers the feel of a private beachfront home while still providing the convenience and amenities of condominium living. Inside, you'll find high-end finishes, custom details, and a beautifully designed interior that was clearly created for personal enjoyment rather than a typical rental setup. The custom ceiling treatments add character and sophistication, while the spacious living area provides the perfect setting for relaxing, entertaining, and taking in the Gulf-front lifestyle. The furnishings and appointments continue that elevated feel, including a massive leather sectional, electric fireplace, and an impressive dining table with seating for eight. Even better, the dining table transforms into a full poker table, creating a unique entertainment space for family and friends. Step outside and experience the true centerpiece of coastal living--the Gulf. Enjoy your morning coffee with the sound of the waves, relax in the afternoon breeze, or gather with guests as the sun sets over the emerald waters. The Gulf-front setting provides the backdrop that buyers dream about when searching for a Panama City Beach residence. Because this condo has never been placed in a rental program, it offers a rare opportunity for a buyer who values condition, privacy, and personal-use ownership. You won't be purchasing a heavily used vacation rental--you'll be stepping into a residence that has been cared for and enjoyed by its owner. Grande Surf Club is a destination within a destination, offering private beach access, a resort-style community pool, and a peaceful atmosphere without the crowds and density found at many larger beachfront developments. If you're searching for a truly special Gulf-front condo in Panama City Beach--one with exceptional finishes, custom character, low-density privacy, and a history of personal ownership--Grande Surf Club 12W deserves your attention. Opportunities to purchase a residence of this caliber in a building with only two units per floor are limited. Schedule your private showing and see what makes Unit 12W one of the standout residences at Grande Surf Club.

Details
Maps
General Property Info
Floor Number: 12
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1783
Construction Status: Construction Complete
SqFt Source: Owner Measured
# of Stories in Building: 15
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2000
Contract Info
List Price/SqFt: 476.16
Status: Active
List Date: 2026-08-24
List Price: $849,000
Current Price: $849,000
Location
Unit #: 12W
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Traveling on Joan Ave, cross over Thomas Dr and Joan Ave turns in to Surf dr. The Condo is the second high rise on the right.
Area: 03 - Bay County - Beach
Street #: 8601
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Grande Surf Club Condo
Parcel ID: 30473-170-024
Legal Description: GRANDE SURF CLUB CONDO UNIT 12 WEST ORB 1975 P 386 ORB 4289 P 1788 3BR 2B 1783 H&C
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 4260
HOA Frequency: Quarterly
HOA Annual Amount: 17040
New Buyer Fee: No
Last Taxes: 9567.7
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: RARE GULF-FRONT OPPORTUNITY | GRANDE SURF CLUB 12W | NEVER RENTED | CUSTOM HIGH-END FINISHES | PRIVATE, LOW-DENSITY LIVING Welcome to Grande Surf Club Unit 12W, an exceptional Gulf-front residence that stands apart from the typical Panama City Beach condo. This is a never-rented, owner-occupied unit, meticulously maintained and enjoyed exclusively as a personal residence. From the moment you enter, the quality, craftsmanship, and attention to detail are immediately apparent. Located in one of the most exclusive and desirable low-density Gulf-front buildings in Panama City Beach, Grande Surf Club has only two residences per floor, creating a level of privacy and tranquility that is increasingly difficult to find along the beach. Unit 12W offers the feel of a private beachfront home while still providing the convenience and amenities of condominium living. Inside, you'll find high-end finishes, custom details, and a beautifully designed interior that was clearly created for personal enjoyment rather than a typical rental setup. The custom ceiling treatments add character and sophistication, while the spacious living area provides the perfect setting for relaxing, entertaining, and taking in the Gulf-front lifestyle. The furnishings and appointments continue that elevated feel, including a massive leather sectional, electric fireplace, and an impressive dining table with seating for eight. Even better, the dining table transforms into a full poker table, creating a unique entertainment space for family and friends. Step outside and experience the true centerpiece of coastal living--the Gulf. Enjoy your morning coffee with the sound of the waves, relax in the afternoon breeze, or gather with guests as the sun sets over the emerald waters. The Gulf-front setting provides the backdrop that buyers dream about when searching for a Panama City Beach residence. Because this condo has never been placed in a rental program, it offers a rare opportunity for a buyer who values condition, privacy, and personal-use ownership. You won't be purchasing a heavily used vacation rental--you'll be stepping into a residence that has been cared for and enjoyed by its owner. Grande Surf Club is a destination within a destination, offering private beach access, a resort-style community pool, and a peaceful atmosphere without the crowds and density found at many larger beachfront developments. If you're searching for a truly special Gulf-front condo in Panama City Beach--one with exceptional finishes, custom character, low-density privacy, and a history of personal ownership--Grande Surf Club 12W deserves your attention. Opportunities to purchase a residence of this caliber in a building with only two units per floor are limited. Schedule your private showing and see what makes Unit 12W one of the standout residences at Grande Surf Club.
Family Room
First: 1
Association Fees Include
Beach: 1
Dumpster: 1
Internet-WiFi: 1
Pool: 1
Sewer: 1
Trash Disposal: 1
Water: 1
Furnished
Furnished: 1
Rooms
Bedroom: 1
Family Room: 1
Primary Bedroom: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterfront Type
Gulf: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Property Features
Primary Bedroom: First
Bedroom: First
Association Fees Include: Beach; Dumpster; Internet-WiFi; Pool; Sewer; Trash Disposal; Water
Furnished: Furnished
Family Room: First
Rooms: Bedroom; Family Room; Primary Bedroom
Utilities: Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Room Information
Room Name Level Dimensions Length Width
Family RoomFirst24 x 1424.0014.00
Primary BedroomFirst17 x 1417.0014.00
BedroomFirst15 x 1315.0013.00

Listing Office: Hilltop Legacy Realty

Last Updated: August - 27 - 2026

Information deemed reliable but not guaranteed.