8601 Surf Drive 10W, Panama City, FL 32408 (MLS# 788641)

Homestead: No

HOA Fee: Yes

HOA Amount: 4260

HOA Frequency: Quarterly

HOA Annual Amount: 17040

Senior Community: No

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 9456

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Section: 6

Township: 4s

Range: 15w

Condo Doc: Yes

List Price/SqFt: 476.67

Status: Active

List Date: 2026-04-20

List Price: $849,900

Current Price: $849,900

Unit #: 10W

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: From Hwy 98 and Joan Ave, travel south on Joan Ave, cross over Thomas Drive, 2nd high rise on the right.

Area: 03 - Bay County - Beach

Street #: 8601

Street Name: Surf

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Grande Surf Club Condo

Parcel ID: 30473-170-020

Legal Description: GRANDE SURF CLUB CONDO UNIT 10 WEST ORB 4637 P 577 2BR 2B 1783 H&C

Floor Number: 10

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1783

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Balcony SqFt: 435

# of Stories in Building: 15

# of Units in Bldg: 28

Pre-Const Flip: No

Lot Dimensions: 0

New Construction: No

Garage Y/N: No

Beach Frontage: 110

Covered Spaces: 1

Assigned Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 2000

Remarks: Welcome to Grande Surf Club--an exclusive Gulf-front retreat where low-density living meets elevated coastal comfort. With only 28 residences and just two per floor, this intimate community offers a rare level of privacy along one of Panama City Beach's most desirable stretches of coastline. This west-end 3-bedroom, 2-bath residence features a spacious, open layout filled with natural light and a wraparound balcony showcasing sweeping coastline views from sunrise to sunset. From the tranquil jetties to the endless Gulf horizon, the backdrop is nothing short of spectacular. The expansive living area flows seamlessly to the balcony, creating the perfect setting for entertaining or simply relaxing to the sound of the waves. The Gulf-front primary suite serves as a private retreat with direct balcony access, dual walk-in closets, double vanities, a jetted soaking tub, and a separate tiled shower--designed for comfort and relaxation. A standout feature of this residence is the covered parking space located under the building, a highly desirable upgrade valued at approximately $50,000--offering both convenience and protection that many units simply do not have. Residents of Grande Surf Club enjoy a heated beachfront pool and a pristine, uncrowded shoreline just steps away. Despite the peaceful, tucked-away feel, you're just a short beach stroll from dining, entertainment, and the upcoming Tootsies venue--blending privacy with accessibility. Recent building enhancements include a complete exterior paint and seal (2024), new fire control system (2025), new domestic water pump, and all structural engineering and elevator inspections current as of 2025--providing confidence in the building's quality and upkeep. Whether you're seeking a full-time residence, second home, or investment opportunity, this is Gulf-front living at its best--refined, private, and truly hard to find in today's market.

Heated - Gas: 1

Inground: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Tile: 1

Pantry: 1

Split Bedroom: 1

Roof - Flat: 1

Siding - Stucco: 1

Balcony: 1

Double Pane Windows: 1

Waterfront Feet: 110

Accounting: 1

Beach: 1

Dumpster: 1

Ground Keeping: 1

Internet-WiFi: 1

Legal: 1

Pest Control: 1

Pool: 1

Repairs/Maintenance: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Furnished: 1

First: 1

First: 1

Coastal Construction Control Line: 1

Dedicated Beach: 1

Waterfront: 1

County Road: 1

Paved Road: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Whirlpool: 1

MBed Balcony: 1

County: 1

Resid Single Family: 1

Beach: 1

Pool: 1

Waterfront: 1

Bedroom: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Internet - Fiber Optic: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

Accessible Common Area: 1

As Is: 1

Gulf: 1

First: 1

First: 1

Central Air: 1

Electric: 1

Heat Pump: 1

Electric: 1

Heat Pump: 1

Gated Community: 1

Smoke Detector(s): 1