8438 Houston Street, Panama City, FL 32408 (MLS# 792196)
$275,000
8438 Houston Street Panama City, FL 32408 MLS# 792196 2 beds | 2 baths | 1064 sqft
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Property Description NO HOA | 2022 CONSTRUCTION | UNDER $300K IN PANAMA CITY BEACH
Built in 2022 by Rebuild Northwest Florida, this clean and move-in ready 2-bedroom, 2-bath home offers a rare opportunity to own a detached single-family home in Panama City Beach under $300,000. Situated on a 0.23-acre interior lot with a fenced backyard, the property also features a long driveway with ample parking.
Inside, you'll find LVP flooring throughout, grey shaker-style cabinetry, and white kitchen appliances, with the washer and dryer included. Wider interior doorways enhance accessibility and improve overall flow throughout the home. The open layout provides efficient use of space while maintaining a clean, modern feel.
The property is connected to city water and utilizes a septic system, offering a practical combination of utility services.
Located in Flood Zone X, flood insurance is not required, and newer construction homes like this often benefit from more affordable homeowner insurance options compared to older properties. With no HOA and minimal restrictions, this property offers flexibility that is increasingly difficult to find in this price range within Panama City Beach.
All information is deemed reliable but not guaranteed; buyer to verify if important.
Details
Maps
Contract Info
List Price/SqFt: 258.46
Status: Active
List Date: 2026-07-03
List Price: $275,000
Current Price: $275,000
Location
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From PC Westbound on FBR, turn left on Laurie Av, trhen left on Houston, house will be on the left
Area: 03 - Bay County - Beach
Street #: 8438
Street Name: Houston
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 30201-107-000
Legal Description: 6 4S 15W -11.36-58B1 BEG 465' W & 165' S OF NE COR OF SEC TH W 75' S 135' E 75' N 135' TO POB AKA L-28 B-A WHISP. PINES UNR ORB 1165 P 926
General Property Info
Acreage: 0.23
Design: Contemporary
Lot Size (SqFt): 10106
Apx SqFt(Htd/Cooled): 1064
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
Lot Dimensions: 75x135
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2022
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
New Buyer Fee: No
Last Taxes: 948
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: NO HOA | 2022 CONSTRUCTION | UNDER $300K IN PANAMA CITY BEACH
Built in 2022 by Rebuild Northwest Florida, this clean and move-in ready 2-bedroom, 2-bath home offers a rare opportunity to own a detached single-family home in Panama City Beach under $300,000. Situated on a 0.23-acre interior lot with a fenced backyard, the property also features a long driveway with ample parking.
Inside, you'll find LVP flooring throughout, grey shaker-style cabinetry, and white kitchen appliances, with the washer and dryer included. Wider interior doorways enhance accessibility and improve overall flow throughout the home. The open layout provides efficient use of space while maintaining a clean, modern feel.
The property is connected to city water and utilizes a septic system, offering a practical combination of utility services.
Located in Flood Zone X, flood insurance is not required, and newer construction homes like this often benefit from more affordable homeowner insurance options compared to older properties. With no HOA and minimal restrictions, this property offers flexibility that is increasingly difficult to find in this price range within Panama City Beach.
All information is deemed reliable but not guaranteed; buyer to verify if important.
Covered Porch
First: 1
Laundry
First: 1
Appliances
Dishwasher: 1
Dryer: 1
Oven - Electric: 1
Range - Electric: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Floor - Vinyl Plank: 1
Pantry: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Trim - Hardie Board: 1
Exterior
Double Pane Windows: 1
Fenced Chain Link: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Within 1/2 Mile to Water: 1
Lot Access
County Road: 1
Parking Features
Driveway: 1
Present Zoning
County: 1
Rooms
Bedroom: 1
Covered Porch: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Public Water - Connected: 1
Accessibility Features
Accessible Bedroom: 1
Accessible Central Living Area: 1
Accessible Closets: 1
Accessible Common Area: 1
Accessible Doors: 1
Accessible Entrance: 1
Accessible Full Bath: 1
Accessible Hallway(s): 1
Accessible Kitchen: 1
Accessible Washer/Dryer: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBed First Floor: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Primary Bathroom
First: 1
Property Features
Accessibility Features: Accessible Bedroom; Accessible Central Living Area; Accessible Closets; Accessible Common Area; Accessible Doors; Accessible Entrance; Accessible Full Bath; Accessible Hallway(s); Accessible Kitchen; Accessible Washer/Dryer
Appliances: Dishwasher; Dryer; Oven - Electric; Range - Electric; Range Hood; Refrigerator; Washer; Water Heater - Electric