8369 Fins Up Court, Panama City Beach, FL 32413 (MLS# 790482)

List Price/SqFt: 316.68

Status: Active

List Date: 2026-05-28

List Price: $469,000

Current Price: $469,000

Sub Area: 0411 - Bay North - West Bay

Community/Resort: None

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: Hwy 79 to Latitude Blvd. Turn Left onto Lost Shaker Way. Turn Left onto Island Breeze Ave. Turn Right onto Landshark Blvd. Turn Left onto Fins Up Ct. Home is on the Right.

Area: 04 - Bay County - North

Street #: 8369

Street Name: Fins Up

Street Suffix: Court

State: FL

Zip Code: 32413

County: Bay

Subdivision: Latitude at Watersound

Parcel ID: 32503-300-264

Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 3B & 3C LOT 299 ORB 4637 P 27

Acreage: 0.09

Design: Caribbean

Lot Size (SqFt): 3964

Apx SqFt(Htd/Cooled): 1481

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Builders Plans

# of Stories in Building: 1

Pre-Const Flip: No

Lot Dimensions: 100x42

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Assigned Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Attached Single Unit

Bedrooms: 2

Full Baths: 2

Total Baths: 2

Year Built: 2022

Homestead: No

HOA Fee: Yes

HOA Amount: 340.82

HOA Frequency: Monthly

HOA Annual Amount: 4089.84

Senior Community: Yes

Is Subject Leased: No

New Buyer Fee: Yes

New Buyer Fee Amt: 600

New Buyer Fee Paid: $

Last Taxes: 3800

Last Tax Year: 2025

Lot: 299

Brokerage Interest: No Interest

As Is: Yes

Section: 20

Township: 2S

Range: 16W

Remarks: ALOHA COTTAGE in Phase 3 -- FULLY FURNISHED/TURNKEY So Close to Amenities! Welcome to your beautifully upgraded -- and move-in ready from day one -- coastal retreat in the highly desirable Latitude Margaritaville Watersound community. This rare offering comes fully furnished and turnkey, so you can start living the Margaritaville lifestyle the moment you arrive. A complete room-by-room inventory conveys with the home, including all living and dining room furniture, bedroom sets with bedding, kitchen essentials (dishes, flatware, cookware, and appliances including refrigerator, range, microwave, and dishwasher), washer and dryer, lanai furniture, office furnishings including a sofa sleeper and desk setup, and tasteful coastal décor throughout -- truly nothing to do but unpack your personal belongings and enjoy. This is also a rare opportunity to own one of only 48 cottages in Phase 3 -- one of the closest phases to the Town Square, where you can walk or take a short golf cart ride to all the dining, live entertainment, and fun this vibrant 55+ community is known for. The Aloha is the largest of the Cottage Collection floor plans at approximately 1,481 square feet, featuring a spacious open-concept design that blends comfort and style. Upgraded in every direction -- from the flooring and countertops to the beautifully finished cabinetry -- this home showcases incredible attention to detail throughout. The great room features smart lighting, a custom shiplap fireplace and mantel, and plantation shutters for a refined coastal touch. Nearly every closet has customized shelving, and the kitchen features pull-out shelves, premium countertops, and upgraded cabinetry that perfectly complements the home's nautical design. The primary bedroom features a beautiful barn door leading into a custom closet, while the guest bath includes a tub with floor-to-ceiling upgraded tile. Additional highlights include TV wall mounts installed throughout, 8-foot doors to all rooms and closets, upgraded garage and porch flooring with drop-down screens on the front porch, a private office with doors and sleeper sofa for a quiet workspace or spare room for guests, a laundry room with stylish blue cabinetry, and seamless glass shower doors with a rain shower head option in the primary bath. Living in Latitude Margaritaville Watersound means world-class amenities and endless opportunities for fun -- relax by the Paradise Pool, stay active in the state-of-the-art fitness center, or enjoy live music and dining at the Latitude Bar & Chill. The community also offers pickleball courts, walking trails, the Workin' N' Playin' Center, and a vibrant Town Square that hosts concerts and events year-round. The new St. Joe commercial district along Highway 79 -- including a Publix ''Coming Soon'' at West Bay Center -- will bring even more convenience just minutes away. Buyer to verify any information deemed important. See attached inventory list for full details of included and excluded items.

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Gas: 1

Range - Gas: 1

Washer: 1

Water Heater - Gas: 1

Water Heater - Tankless: 1

Ceiling - Beamed: 1

Ceiling - Cathedral: 1

Floor - Laminate: 1

Floor - Tile: 1

Kitchen Island: 1

Lighting - Recessed: 1

Plantation Shutters: 1

Split Bedroom: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Roof - Gutters: 1

Siding - Hardie Board: 1

Double Pane Windows: 1

Porch Screened: 1

Sprinkler System: 1

Accounting: 1

Business Center: 1

Community Room: 1

Conference Center: 1

Dock: 1

Exercise Room: 1

Game Room: 1

Gated Community: 1

Ground Keeping: 1

Management: 1

Master Association: 1

Pool: 1

Tennis: 1

Theater: 1

Whirlpool: 1

Irrigation: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Furnished: 1

Smart Home: 1

Close to Clubhouse: 1

Flood Insurance Req: 1

Landscaped: 1

Sidewalk: 1

Gated Access: 1

Assigned: 1

Garage Attached: 1

Shared Driveway: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBed Walk-in Closet: 1

Resid Single Family: 1

Basketball Court: 1

Business Center: 1

Community Room: 1

Conference Center: 1

Dock: 1

Elevators: 1

Exercise Room: 1

Game Room: 1

Gated Community: 1

Pool: 1

Tennis: 1

Theater: 1

Dining: 1

Dog Park: 1

Pickle Ball: 1

Sidewalks: 1

Trail(s): 1

Bedroom: 1

Master Bedroom: 1

ShowingTime: 1

Electricity - Connected: 1

Garbage: 1

Natural Gas - Connected: 1

Internet - Fiber Optic: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

As Is: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Fireplace - Electric: 1

Heat Pump: 1

Carbon Monoxide Detector: 1

Gated Community: 1

Smoke Detector(s): 1