8205 Surf Drive, Panama City, FL 32408 (MLS# 769495)

Homestead: No

HOA Fee: No

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 17831

Last Tax Year: 2024

Brokerage Interest: No Interest

As Is: Yes

List Price/SqFt: 1001.71

Status: Active

List Date: 2025-02-07

List Price: $2,925,000

Current Price: $2,925,000

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: Bel Air

Waterfront: Yes

Gulf Access: Yes

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: East on Thomas Drive, turn right onto Cobia Street and go to stop sign.

Area: 03 - Bay County - Beach

Street #: 8205

Street Name: Surf

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Bel Air

Parcel ID: 30437-020-000

Legal Description: BEL AIR (29.1B) BEG AT NLY COR LOT 29 BLK 18 TH SELY ALG S ROW LI OF SURF DR 84.30' FOR POB TH CONT SELY 40', S37-55W 116.50', S37-55W 44.78', N52-33W 38' N37-12E' 161.62' TO POB ORB 3657 P 1632

Acreage: 0.14

Design: Florida Cottage

Lot Size (SqFt): 6273

Apx SqFt(Htd/Cooled): 2920

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Owner Measured

Half Baths: 1

Pre-Const Flip: No

Lot Dimensions: 40 X 150

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 6

Full Baths: 4

Total Baths: 5

Year Built: 2013

Remarks: Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,850 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity, generating strong and consistent revenue. Located on Surf Drive, this home is just steps from Captain Jack's Crab Leg Buffet and minutes from some of the area's best dining and entertainment, including Schooner's, Grand Marlin and Captain Anderson's. Enjoy easy access to St. Andrews Bay, Shell Island, fishing charters, golf courses, and family attractions. This is your chance to own a piece of paradise on Panama City Beach--schedule your private showing today! $352263 in the books for 2025 and $278000 for 2026 (as of February 20, 2026)

First: 1

First: 1

First: 1

Inground: 1

Spa/ Hot Tub: 1

Second: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Tile: 1

Lighting - Recessed: 1

Lock Out Closet: 1

Window - Treatment Some: 1

Foundation - On Piling: 1

Roof - Metal: 1

Siding - Hardie Board: 1

Trim - Hardie Board: 1

Deck Covered: 1

Shower: 1

Patio Covered: 1

Shore - Beach: 1

Waterfront Feet: 40

Cash: 1

Conventional: 1

FHA: 1

Furnished: 1

Bunk Room: 1

First: 1

Waterfront: 1

County Road: 1

Driveway: 1

MBed First Floor: 1

Resid Single Family: 1

Bedroom: 1

Dining Room: 1

Full Bathroom: 1

Half Bathroom: 1

Kitchen: 1

Laundry: 1

Master Bathroom: 1

Master Bedroom: 1

Recreation Room: 1

TV Cable: 1

Electricity - Connected: 1

Natural Gas - Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

Unobstructed: 1

As Is: 1

First: 1

First: 1

Gulf: 1

First: 1

First: 1

Second: 1

Central Air: 1

Central: 1

Smoke Detector(s): 1