$1,195,000
Panama City Beach, FL 32408
MLS# 785446
3 beds | 3 baths | 1616 sqft
1 / 40
Property Description
Your beach day begins the moment you open the door. This rare Gulf-front townhome combines direct beach access with no HOA fees, lower property taxes, and two reserved parking spaces at the front door--advantages that are exceptionally difficult to find along the coast. Furnished and offering 3 bedrooms and 3 bathrooms, it provides the privacy of a low-density beachfront retreat with the flexibility and rental appeal buyers want in a Panama City Beach property.
Details
Maps
General Property Info
Design: Townhome
Apx SqFt(Htd/Cooled): 1616
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Balcony SqFt: 128
# of Stories in Building: 2
Accessory Dwelling Unit: No
Pre-Const Flip: No
Lot Dimensions: 17 x 150
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Assigned Spaces: 2
Pool: No
Sub-Type: Attached Single Unit
Bedrooms: 3
Full Baths: 3
Total Baths: 3
Year Built: 1982
Contract Info
List Price/SqFt: 739.48
Status: Active
List Date: 2026-02-11
List Price: $1,195,000
Current Price: $1,195,000
Location
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Front Beach Rd turn south on Joan Av to Thomas Dr turn left to Utes turn south to Surf Dr turn left
Area: 03 - Bay County - Beach
Street #: 7835
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Leeward Tower Townhouse
Parcel ID: 30525-140-000
Legal Description: LEEWARD TOWER TOWNHOUSES TOWNHOUSE 4 ORB 912 P 774 . ORB 4478 P 2142
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 8522
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: No
Remarks & Misc
Remarks: Your beach day begins the moment you open the door. This rare Gulf-front townhome combines direct beach access with no HOA fees, lower property taxes, and two reserved parking spaces at the front door--advantages that are exceptionally difficult to find along the coast. Furnished and offering 3 bedrooms and 3 bathrooms, it provides the privacy of a low-density beachfront retreat with the flexibility and rental appeal buyers want in a Panama City Beach property.
Deck/Patio
First: 1
Appliances
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Washer/Dryer Stacked: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Floor - Vinyl: 1
Floor - Vinyl Plank: 1
Lock Out Closet: 1
Window - Treatment All: 1
Construction/Siding
Brick Veneer: 1
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Siding - Stucco: 1
Trim - Hardie Board: 1
Exterior
Balcony: 1
Deck Open: 1
Double Pane Windows: 1
Patio Open: 1
Storm Doors: 1
Waterfront Feature
Shore - Beach: 1
Other Structures
Shed(s): 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Furnished: 1
Interior
Insulated Doors: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Flood Insurance Req: 1
Landscaped: 1
Near Beach Access: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Parking Lot: 1
Present Zoning
Resid Multi-Family: 1
Resid Single Family: 1
Resort: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Waterfront: 1
Sidewalks: 1
Rooms
Bedroom: 1
Deck/Patio: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Unobstructed: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Primary Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Electric: 1
Heating
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBed Balcony: 1
MBed Sitting Area: 1
MBed Waterfront: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Security Features
Security Lights: 1
Property Features
Appliances: Dishwasher; Microwave; Oven - Electric; Range - Electric; Washer/Dryer Stacked
Primary Bedroom: Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Electric
Heating: Electric
Exterior: Balcony; Deck Open; Double Pane Windows; Patio Open; Storm Doors
Financing: Cash; Conventional; VA
Furnished: Furnished
Interior: Insulated Doors
Kitchen: First
Living Room: First
Lot Features: Flood Insurance Req; Landscaped; Near Beach Access; Waterfront; Within 1/2 Mile to Water
Lot Access: Paved Road
Security Features: Security Lights
Parking Features: Parking Lot
Other Structures: Shed(s)
Association Amenities: BBQ Pit/Grill; Beach; Sidewalks; Waterfront
Rooms: Bedroom; Deck/Patio; Kitchen; Living Room; Primary Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf; Unobstructed
Present Zoning: Resid Multi-Family; Resid Single Family; Resort
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Primary Bedroom | Second | 15 x 15 | 15.00 | 15.00 | Open spacious balcony with sunset views |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | large airy private balcony & bath |
| Bedroom | First | 12 x 10 | 12.00 | 10.00 | first floor easy access & bath |
| Living Room | First | 30 x 15 | 30.00 | 15.00 | direct beach access |
| Kitchen | First | 10 x 8 | 10.00 | 8.00 | Fully equipt with coffee bar |
| Deck/Patio | First | 32 x 16 | 32.00 | 16.00 | On the Beach Perfect for entertaining |
Listing Office: CENTURY 21 Ryan Realty Inc
Last Updated: August - 10 - 2026
Information deemed reliable but not guaranteed.