7835 Surf Drive
Panama City Beach, FL 32408
MLS# 785446
3 beds | 3 baths | 1616 sqft
Property DescriptionNO HOA fees, lower property taxes, and two reserved parking spaces right at the front door--a combination that's tough to find on the Gulf.front where your beach day starts the moment you open the door. This rare 3BR/3BA townhome delivers the best of both worlds: a private, low-density beachfront getaway with the upside of strong rental appeal in one of Panama City Beach's most coveted stretches of sand.
Inside, enjoy an open-concept main level designed for effortless coastal living, with generous natural light and seamless flow to Gulf-front outdoor entertaining space--perfect for sunrise coffee, sunset dinners, and salty breezes on repeat. A main-level bedroom and full bathroom adds flexibility for guests, while upstairs the Gulf-front primary suite feels like a true retreat with private balcony views. The additional bedroom and bath provide comfortable space for family and friends.
Whether you're buying for lifestyle, income potential, or both, this home checks the boxes: direct beach access, unforgettable views, and a location that feels tucked away--yet close to the best of dining, shopping, and entertainment.
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 8522
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
List Price/SqFt: 804.46
Status: Active
List Date: 2026-02-11
List Price: $1,300,000
Current Price: $1,300,000
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Front Beach Rd turn south on Joan Av to Thomas Dr turn left to Utes turn south to Surf Dr turn left
Area: 03 - Bay County - Beach
Street #: 7835
Street Name: Surf
Street Suffix: Drive
County: Bay
Subdivision: Leeward Tower Townhouse
Parcel ID: 30525-140-000
Legal Description: LEEWARD TOWER TOWNHOUSES TOWNHOUSE 4 ORB 912 P 774 . ORB 4478 P 2142
Design: Townhome
Apx SqFt(Htd/Cooled): 1616
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Balcony SqFt: 128
# of Stories in Building: 2
Pre-Const Flip: No
Lot Dimensions: 17 x 150
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Assigned Spaces: 2
Pool: No
Sub-Type: Attached Single Unit
Bedrooms: 3
Full Baths: 3
Total Baths: 3
Remarks: NO HOA fees, lower property taxes, and two reserved parking spaces right at the front door--a combination that's tough to find on the Gulf.front where your beach day starts the moment you open the door. This rare 3BR/3BA townhome delivers the best of both worlds: a private, low-density beachfront getaway with the upside of strong rental appeal in one of Panama City Beach's most coveted stretches of sand.
Inside, enjoy an open-concept main level designed for effortless coastal living, with generous natural light and seamless flow to Gulf-front outdoor entertaining space--perfect for sunrise coffee, sunset dinners, and salty breezes on repeat. A main-level bedroom and full bathroom adds flexibility for guests, while upstairs the Gulf-front primary suite feels like a true retreat with private balcony views. The additional bedroom and bath provide comfortable space for family and friends.
Whether you're buying for lifestyle, income potential, or both, this home checks the boxes: direct beach access, unforgettable views, and a location that feels tucked away--yet close to the best of dining, shopping, and entertainment.
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Breakfast Bar: 1
Floor - Tile: 1
Floor - Vinyl: 1
Floor - Vinyl Plank: 1
Lock Out Closet: 1
Window - Treatment All: 1
Brick Veneer: 1
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Siding - Stucco: 1
Double Pane Windows: 1
Patio Open: 1
Flood Insurance Req: 1
Landscaped: 1
Near Beach Access: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Resid Multi-Family: 1
Resid Single Family: 1
Waterfront: 1
Sidewalks: 1
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Electric: 1
Appliances: Dishwasher; Microwave; Oven - Electric; Range - Electric; Washer/Dryer Stacked
Cooling: Ceiling Fan(s); Electric
Exterior: Balcony; Deck Open; Double Pane Windows; Patio Open; Storm Doors
Financing: Cash; Conventional; VA
Interior: Insulated Doors
Lot Features: Flood Insurance Req; Landscaped; Near Beach Access; Waterfront; Within 1/2 Mile to Water
Security Features: Security Lights
Parking Features: Parking Lot
Other Structures: Shed(s)
Association Amenities: BBQ Pit/Grill; Beach; Sidewalks; Waterfront
Rooms: Bedroom; Deck/Patio; Kitchen; Living Room; Primary Bedroom
Utilities: Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected
Waterfront Feature: Shore - Beach
Waterview: Gulf; Unobstructed
Present Zoning: Resid Multi-Family; Resid Single Family; Resort
| Room Name | Level | Dimensions | Length | Width | Dimensions | Remarks |
| Master Bedroom | Second | 15 x 15 | 15.00 | 15.00 | 15 x 15 | Open spacious balcony with sunset views |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | 12 x 12 | large airy private balcony & bath |
| Bedroom | First | 12 x 10 | 12.00 | 10.00 | 12 x 10 | first floor easy access & bath |
| Living Room | First | 30 x 15 | 30.00 | 15.00 | 30 x 15 | direct beach access |
| Kitchen | First | 10 x 8 | 10.00 | 8.00 | 10 x 8 | Fully equipt with coffee bar |
| Deck/Patio | First | 32 x 16 | 32.00 | 16.00 | 32 x 16 | On the Beach Perfect for entertaining |
Listing Office: CENTURY 21 Ryan Realty Inc
Last Updated: March - 17 - 2026
Information deemed reliable but not guaranteed.