76 Mosaic Oaks Circle
Santa Rosa Beach, FL 32459
MLS# 783773
3 beds | 3 baths | 1874 sqft
Property Description***VA Loan Assumable Interest Rate 3.125%***
Welcome to 76 Mosaic Circle, a beautifully updated home in the peaceful community of Mosaic Oaks, just minutes from the sugar-white beaches and turquoise waters of 30A.
This 3 bedroom, 2.5 bath property offers 1,874 square feet of thoughtfully designed living space, blending comfort, convenience, and the relaxed luxury that makes Florida's Gulf Coast so desirable.
Inside, the home feels bright and inviting with fresh interior paint, brand-new carpet upstairs, and an open-concept layout that creates an effortless flow for both everyday living and entertaining. The kitchen features stainless steel appliances, two pantries, and a breakfast bar that opens into the living and dining areas, offering an ideal setup for gathering after beach days or hosting out-of-town guests.
Upstairs, the owner's suite serves as a private retreat with a balcony featuring new Trex decking (2024), elegant crown molding, and two generous walk-in closets. The spacious en-suite bath includes dual vanities, a soaking tub, and a separate walk-in shower, perfect for unwinding after a day in the sun.
Additional highlights include a newer HVAC system (2022), Reme Halo air purifier, second-floor laundry hookups, attic stairs for storage, an outdoor shower for sandy beach returns, and an irrigation system complete with a new well pump system. The exterior of the home was also freshly painted in 2023, adding to its low-maintenance appeal.
Santa Rosa Beach offers a quiet, welcoming atmosphere with sidewalks and green spaces ideal for walking, biking, and enjoying Florida's year-round sunshine.
From this convenient location, you're just minutes from pristine beaches, local dining, boutique shopping, grocery stores, parks, and scenic nature trails.
Whether you're relocating, searching for a second home, or dreaming of a serene coastal lifestyle, 76 Mosaic Circle presents an exceptional opportunity to experience the beauty, comfort, and convenience of life along the Emerald Coast.
List Price/SqFt: 221.4
Status: Active
List Date: 2026-01-16
List Price: $414,900
Sub Area: 1202 - Walton - Santa Rosa Beach
Community/Resort: None
Waterfront: No
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Directions: Directions: From From Hwy 98, turn north onto JD Miller Rd, turn left onto Chat Holley Rd, turn right onto Harstvedt Rd, turn left onto Mosaic Oaks Cir. to 76 Mosaic Oaks Circle.
Area: 12 - Walton County
Street #: 76
Street Name: Mosaic Oaks
Street Suffix: Circle
State: FL
Zip Code: 32459
County: Walton
Subdivision: No Named Subdivision
Parcel ID: 24-2S-20-33510-000-0070
Legal Description: LOT 7 MOSAIC OAKS S/D PB 18-15 OR 2859-69 OR 2866-3602 OR 2902-82 OR 2939-4082 OR 3101-577
Acreage: 0.08
Design: Beach House
Lot Size (SqFt): 3659
Apx SqFt(Htd/Cooled): 1874
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
Lot Dimensions: 43x87x43x85
New Construction: No
Garage Y/N: Yes
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Homestead: No
HOA Fee: Yes
HOA Amount: 50
HOA Frequency: Monthly
HOA Annual Amount: 600
New Buyer Fee: No
Last Taxes: 3155
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks: ***VA Loan Assumable Interest Rate 3.125%***
Welcome to 76 Mosaic Circle, a beautifully updated home in the peaceful community of Mosaic Oaks, just minutes from the sugar-white beaches and turquoise waters of 30A.
This 3 bedroom, 2.5 bath property offers 1,874 square feet of thoughtfully designed living space, blending comfort, convenience, and the relaxed luxury that makes Florida's Gulf Coast so desirable.
Inside, the home feels bright and inviting with fresh interior paint, brand-new carpet upstairs, and an open-concept layout that creates an effortless flow for both everyday living and entertaining. The kitchen features stainless steel appliances, two pantries, and a breakfast bar that opens into the living and dining areas, offering an ideal setup for gathering after beach days or hosting out-of-town guests.
Upstairs, the owner's suite serves as a private retreat with a balcony featuring new Trex decking (2024), elegant crown molding, and two generous walk-in closets. The spacious en-suite bath includes dual vanities, a soaking tub, and a separate walk-in shower, perfect for unwinding after a day in the sun.
Additional highlights include a newer HVAC system (2022), Reme Halo air purifier, second-floor laundry hookups, attic stairs for storage, an outdoor shower for sandy beach returns, and an irrigation system complete with a new well pump system. The exterior of the home was also freshly painted in 2023, adding to its low-maintenance appeal.
Santa Rosa Beach offers a quiet, welcoming atmosphere with sidewalks and green spaces ideal for walking, biking, and enjoying Florida's year-round sunshine.
From this convenient location, you're just minutes from pristine beaches, local dining, boutique shopping, grocery stores, parks, and scenic nature trails.
Whether you're relocating, searching for a second home, or dreaming of a serene coastal lifestyle, 76 Mosaic Circle presents an exceptional opportunity to experience the beauty, comfort, and convenience of life along the Emerald Coast.
Cooktop - Electric: 1
Dishwasher: 1
Oven - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Breakfast Bar: 1
Floor - Laminate: 1
Foundation - Slab on Grade: 1
Wood/Frame: 1
Balcony: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Porch Covered: 1
Accounting: 1
Management: 1
Driveway: 1
Garage Attached: 1
Living Room: 1
Primary Bedroom: 1
Cable - Available: 1
Electricity - Availabile: 1
Sewer Available: 1
Public Water - Available: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBed Balcony: 1
Appliances: Cooktop - Electric; Dishwasher; Disposal; Microwave; Oven - Electric; Refrigerator; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Fenced Back Yard; Fenced Privacy; Porch Covered; Porch Screened
Association Fees Include: Accounting; Management
Financing: Cash; Conventional; FHA; VA
Security Features: Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Paved
Rooms: Bedroom; Dining Room; Living Room; Primary Bedroom
Utilities: Cable - Available; Electricity - Availabile; Sewer Available; Public Water - Available
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width | Dimensions | Remarks |
| Living Room | First | 15 x 14.5 | 15.00 | 14.50 | 15 x 14.5 | Approximate |
| Dining Room | First | 20 x 9 | 20.00 | 9.00 | 20 x 9 | Dining/Kitchen Combo Approximate |
| Master Bedroom | Second | 15.5 x 14.5 | 15.50 | 14.50 | 15.5 x 14.5 | Approximate |
| Bedroom | Second | 12.5 x 12.25 | 12.50 | 12.25 | 12.5 x 12.25 | Approximate |
| Bedroom | Second | 12.5 x 11.5 | 12.50 | 11.50 | 12.5 x 11.5 | Approximate |
Listing Office: Anchor Realty Florida
Last Updated: June - 11 - 2026
Information deemed reliable but not guaranteed.