7428 Thomas Drive, Panama City Beach, FL 32408 (MLS# 784109)

List Price/SqFt: 395.79

Status: Active

List Date: 2026-01-23

List Price: $939,999

Current Price: $939,999

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: Holiday Beach

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: Home is located on Thomas Drive across the street from Rick Seltzer Park. House number is on arbor over the driveway.

Area: 03 - Bay County - Beach

Street #: 7428

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Holiday Beach Unit 16

Parcel ID: 30808-428-010

Legal Description: HOLIDAY BEACH UNIT #16 WLY 1/2 OF LOT 2 BLK 17 ORB 4706 P 443

Acreage: 0.07

Design: Beach House

Lot Size (SqFt): 2962

Apx SqFt(Htd/Cooled): 2375

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 3

# of Units in Bldg: 1

Pre-Const Flip: No

Lot Dimensions: 25x120

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 4

Year Built: 2005

HOA Fee: No

New Buyer Fee: No

Last Taxes: 7589

Last Tax Year: 2025

Block: 17

Brokerage Interest: No Interest

Section: 8

Range: 15W

Remarks: Located directly across Thomas Drive from Rick Seltzer Park, this three-story, 4-bedroom, 3.5-bath home offers exceptional proximity to one of the most desirable public beach accesses in Panama City Beach. The park provides dedicated beach frontage, lifeguards, showers, and ample parking, along with Gulf views from the home due to the protected frontage. Offered fully furnished, this coastal property features over $50,000 in recent upgrades, including brand-new composite decking and a new roof section beneath it. The flexible three-level layout includes multiple suites, a second-floor loft with built-ins, and a third-floor entertainment space with vaulted ceilings, wet bar, sleeper sofa, and custom-built queen bunkbeds. The main living area features 10' ceilings, tile flooring, crown molding, fireplace, and abundant natural light. The kitchen includes granite countertops, stainless appliances, wood cabinetry, breakfast bar, and walk-in pantry. Outdoor features include a private fenced backyard with heated saltwater pool and a 25' rooftop observation deck with Gulf views. Pool equipment includes a Wi-Fi-controlled Circupool salt generator, Hayward 2500 heater, and sand filter. Additional features include Navien gas tankless water heater, aluminum hurricane shutters, laundry room with washer and dryer, parking for 4+ vehicles, and a layout that accommodates large groups. Previously used as a short-term rental with strong historical income potential. Offered turnkey.

Third: 1

First: 1

Third: 1

Second: 1

Fenced: 1

Gunite Concrete: 1

Heated - Gas: 1

Inground: 1

Saltwater: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Tankless: 1

Breakfast Bar: 1

Ceiling - Cathedral: 1

Ceiling - Crwn Molding: 1

Fireplace: 1

Floor - Hardwood: 1

Floor - Tile: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Wet Bar: 1

Window - Treatment All: 1

Roof - Metal: 1

Siding - Hardie Board: 1

Balcony: 1

Deck Covered: 1

Deck Open: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Hurricane Shutters: 1

Patio Open: 1

Porch Covered: 1

Cash: 1

Conventional: 1

VA: 1

Furnished: 1

Smart Thermostat: 1

First: 1

First: 1

Near Beach Access: 1

Near Public Boat Ramp: 1

Within 1/2 Mile to Water: 1

County Road: 1

Paved Road: 1

Driveway: 1

Gravel: 1

Paver Block: 1

MBath Separate Shwr: 1

MBath Whirlpool: 1

MBed Balcony: 1

County: 1

Balcony: 1

Bedroom: 1

Dining Room: 1

Great Room: 1

Kitchen: 1

Living Room: 1

Master Bathroom: 1

Master Bedroom: 1

ShowingTime: 1

Electricity - Connected: 1

Natural Gas - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

Second: 1

First: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Fireplace - Gas: 1