7405 Beach Drive B, Panama City, FL 32408 (MLS# 787601)

List Price/SqFt: 328.44

Status: Active

List Date: 2026-03-30

List Price: $425,000

Current Price: $425,000

Unit #: B

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: Holiday Beach

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: Traveling West on Thomas Dr, turn North on Xavier Dr directly across from Rick Seltzer Park public beach Access. Turn right on Beach Dr and unit B is the end unit on the corner of Beach Dr and Xavier Dr.

Area: 03 - Bay County - Beach

Street #: 7405

Street Name: Beach

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Holiday Beach Unit 14

Parcel ID: 30808-200-100

Legal Description: HOLIDAY BEACH UNIT #14 BEG AT NLY COR LOT 24 SELY 25' SWLY 115' NWLY 20' NELY 14' NWLY 5' NELY 101' TO POB BLK 9 ORB 4718 P 1679

Acreage: 0.06

Design: Townhome

Lot Size (SqFt): 2657

Apx SqFt(Htd/Cooled): 1294

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 2

Lot Dimensions: 25 x 108

New Construction: No

Garage Y/N: No

Driveway Spaces: 2

Pool: No

Sub-Type: Attached Single Unit

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 1986

HOA Fee: No

New Buyer Fee: No

Last Taxes: 4176

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: Opportunity meets location with this three bedroom coastal townhouse ideally positioned just steps from the shoreline in the heart of east Panama City Beach. Situated directly across from the public beach access at Rick Seltzer Park, this property offers the kind of convenience and rental appeal that today's buyers and investors are searching for. Whether you're looking for a vacation getaway, income-producing short-term rental, or full-time residence, this versatile property delivers. The interior features a bright, open layout designed for relaxed coastal living, with updated finishes that create a welcoming, low-maintenance space for owners and guests alike. Step out onto the second-floor balcony and take in views of the Gulf--perfect for morning coffee or unwinding after a day at the beach. What truly sets this property apart is the flexibility and long-term value. With no HOA, no flood insurance requirement, and no restrictions on short-term rentals, owners have the freedom to maximize income potential while keeping operating costs manageable. Notable improvements--including a new roof (2019), updated siding, Trex decking, PVC railings, and a new AC system installed in April 2023--provide peace of mind and added durability for years to come. Located just minutes from the area's top dining, shopping, and entertainment, this property combines lifestyle, convenience, and investment potential in one compelling package. Whether you're building your portfolio or securing your own place at the beach, this property offers the location, flexibility, and upside that make coastal investments worthwhile.

First: 1

Dishwasher: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Breakfast Bar: 1

Ceiling - Vaulted: 1

Floor - Vinyl Plank: 1

Roof - Dimensional Shg: 1

Siding - Hardie Board: 1

Siding - Stucco: 1

Siding - Vinyl: 1

Balcony: 1

Deck Covered: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Porch Covered: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Furnished: 1

First: 1

First: 1

Near Beach Access: 1

Within 1/2 Mile to Water: 1

Paved Road: 1

Driveway: 1

Resid Single Family: 1

Bedroom: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

ShowingTime: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

Second: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1