738 S Gay Avenue, Panama City, FL 32404 (MLS# 789059)

List Price/SqFt: 199

Status: Active

List Date: 2026-04-28

List Price: $339,900

Current Price: $339,900

Sub Area: 0202 - Bay - Central SE

Community/Resort: None

Waterfront: No

Elementary School: Parker

Middle School: Rutherford Middle

High School: Rutherford

Directions: Take Tyndall Parkway South and turn left onto Boatrace Rd, left on S Gay. Home will be on the corner of S Gay and Enzor.

Area: 02 - Bay County - Central

Street #: 738

Street Direction: S

Street Name: Gay

Street Suffix: Avenue

State: FL

Zip Code: 32404

County: Bay

Subdivision: Parker

Parcel ID: 07173-010-000

Legal Description: MASHBURN'S 1ST ADD TO PARKER E 100' OF LOT 1 BLK 5 ORB 4430 P 799 (1.13) (132B3)

Acreage: 0.23

Design: Ranch

Lot Size (SqFt): 9975

Apx SqFt(Htd/Cooled): 1708

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Pre-Const Flip: No

Lot Dimensions: 100x100

New Construction: No

Garage Y/N: No

Driveway Spaces: 3

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 5

Full Baths: 3

Total Baths: 3

Year Built: 1966

Homestead: Yes

HOA Fee: No

Senior Community: No

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 2330

Last Tax Year: 2025

Lot: 1

Block: 5

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: No

Remarks: Rare opportunity to own one of the few affordable 5 bedroom homes near Tyndall featuring a private guest suite, pool, RV and boat parking, and no HOA. This thoughtfully updated home offers the space and flexibility today's buyers are looking for. Whether you need room for a growing family, multigenerational living, frequent guests, a home office, or homeschool space, this versatile floor plan adapts to your lifestyle. Major updates completed in 2020 include the roof, HVAC system, flooring, and kitchen, providing added peace of mind. The open concept living area flows into a beautifully updated kitchen featuring granite countertops, white shaker cabinetry, stainless steel appliances, a large island, and luxury vinyl plank flooring throughout. The main living area leads to the primary suite, two additional bedrooms, and a full bathroom. A separate hallway provides access to a fourth bedroom or flex room along with the laundry room, creating additional privacy and functionality. French doors off the kitchen lead to a private guest suite with its own full bathroom, making it ideal as a fifth bedroom, an in law suite, a home office, or a bonus living area. Step outside to a fully fenced backyard designed for entertaining, complete with an above ground pool, gazebo, storage shed, and double gates that provide plenty of space for RV or boat parking. Finding this combination of 5 bedrooms, 3 full bathrooms, a private guest suite, updated major systems, a pool, RV and boat parking, and a spacious corner lot for under $340,000 is becoming increasingly rare. If you've been searching for a home that offers space, flexibility, and exceptional value, this one deserves a place at the top of your list. Square footage includes the rear guest suite. All dimensions are approximate; buyers should verify if important.

First: 1

First: 1

First: 1

Above Ground: 1

Dishwasher: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Converted Garage: 1

Lighting - Recessed: 1

Foundation - Slab on Grade: 1

Roof - Dimensional Shg: 1

Siding - Vinyl: 1

Fenced Back Yard: 1

Patio Open: 1

Gazebo: 1

Shed(s): 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

First: 1

Corner Lot: 1

City Street: 1

Paved Road: 1

Driveway: 1

No Garage: 1

RV Access/Parking: 1

City: 1

Resid Multi-Family: 1

Resid Single Family: 1

Bedroom: 1

Dining Room: 1

Laundry: 1

Living Room: 1

Primary Bedroom: 1

Mother-In-Law: 1

ShowingTime: 1

Electricity - Connected: 1

Garbage: 1

Natural Gas - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Electric: 1

MBath Shower Only: 1

Smoke Detector(s): 1