721 Arrow Street, Panama City, FL 32404 (MLS# 792936)


$310,000
721 Arrow Street
Panama City, FL 32404
MLS# 792936
4 beds  |  2 baths  |  1745 sqft


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Property Description
Qualified buyers may receive up to $10,000 in seller concessions to be applied toward closing costs, prepaid expenses, and other allowable lender-approved costs with an acceptable offer. Completed in 2025, this attractive 4-bedroom, 2-bath home offers approximately 1,745 square feet of living area in the Parker area of Bay County. Built using Structural Concrete Insulated Panels (SCIP/ICF construction), the home is designed for strength, durability, energy efficiency, and a quieter interior environment than traditional wood-frame construction. The thoughtfully designed floor plan features an open living, dining, and kitchen area, creating a comfortable space for both everyday living and entertaining. The kitchen is finished with granite countertops, an island, pantry, and luxury vinyl plank flooring that continues throughout the home. The master bedroom suite (one of four bedrooms) includes a walk-in closet, double vanity, and separate shower, while a fourth bedroom provides flexibility for guests, a home office, or multigenerational living. Outside, the fully fenced backyard offers ample room for recreation, gardening, or pets. The home is conveniently located near schools, shopping, and major transportation routes. Additional features include public water and sewer, central electric heating and cooling, metal roofing, and a concrete driveway with parking for multiple vehicles. Overall, the property combines the benefits of nearly new construction, low-maintenance finishes, and innovative insulated concrete construction, making it an appealing option for buyers seeking a durable, energy-conscious home with modern amenities.

Details
Maps
Contract Info
List Price/SqFt: 177.65
Status: Active
List Date: 2026-07-10
List Price: $310,000
Current Price: $310,000
Location
Sub Area: 0202 - Bay - Central SE
Community/Resort: None
Waterfront: No
Elementary School: Parker
Middle School: Rutherford Middle
High School: Rutherford
Directions: From the intersection of E. Business Highway 98 and Arrow Street, travel north on Arrow Street for approximately 0.2 miles. 721 Arrow Street will be located on the right-hand side of the road.
Area: 02 - Bay County - Central
Street #: 721
Street Name: Arrow
Street Suffix: Street
State: FL
Zip Code: 32404
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 25223-005-000
Legal Description: (Abbreviated Legal Description) W H PARKER PLAT (2.55B) 119A4 BEG 307.73' S NW COR OF LOT 23 FOR POB TH RUN E 157.46' TH S 57.51' W 157.50' N 57.54' TO POB LESS TO STREET R/W ORB 4775 P 1644 (See Copy of Deed in ''Documents'' for Complete Legal Description)
General Property Info
Acreage: 0.19
Design: Florida Cottage
Lot Size (SqFt): 7841
Apx SqFt(Htd/Cooled): 1745
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
Lot Dimensions: 58.0 ft x 141.0 ft
New Construction: Yes
Garage Y/N: No
Driveway Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 2
Year Built: 2025
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 278.39
Last Tax Year: 2025
Brokerage Interest: No Interest
Section: 13
Township: 4S
Range: 14W
Remarks & Misc
Remarks: Qualified buyers may receive up to $10,000 in seller concessions to be applied toward closing costs, prepaid expenses, and other allowable lender-approved costs with an acceptable offer. Completed in 2025, this attractive 4-bedroom, 2-bath home offers approximately 1,745 square feet of living area in the Parker area of Bay County. Built using Structural Concrete Insulated Panels (SCIP/ICF construction), the home is designed for strength, durability, energy efficiency, and a quieter interior environment than traditional wood-frame construction. The thoughtfully designed floor plan features an open living, dining, and kitchen area, creating a comfortable space for both everyday living and entertaining. The kitchen is finished with granite countertops, an island, pantry, and luxury vinyl plank flooring that continues throughout the home. The master bedroom suite (one of four bedrooms) includes a walk-in closet, double vanity, and separate shower, while a fourth bedroom provides flexibility for guests, a home office, or multigenerational living. Outside, the fully fenced backyard offers ample room for recreation, gardening, or pets. The home is conveniently located near schools, shopping, and major transportation routes. Additional features include public water and sewer, central electric heating and cooling, metal roofing, and a concrete driveway with parking for multiple vehicles. Overall, the property combines the benefits of nearly new construction, low-maintenance finishes, and innovative insulated concrete construction, making it an appealing option for buyers seeking a durable, energy-conscious home with modern amenities.
Appliances
Dishwasher: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Ceiling - Cathedral: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Metal: 1
Structural Concrete Insulated Panels - SCIP: 1
Trim - Vinyl: 1
Exterior
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Porch Covered: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Lot Access
City Street: 1
Paved Road: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Family Room: 1
Full Bathroom: 1
Kitchen: 1
Laundry: 1
Primary Bathroom: 1
Primary Bedroom: 1
Recreation Room: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Walk-In Closet: 1
Property Features
Appliances: Dishwasher; Microwave; Range - Electric; Refrigerator; Water Heater - Electric
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Double Pane Windows; Fenced Back Yard; Fenced Privacy; Porch Covered
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Lot Access: City Street; Paved Road
Rooms: Bedroom; Family Room; Full Bathroom; Kitchen; Laundry; Primary Bathroom; Primary Bedroom; Recreation Room
Showing: ShowingTime
Utilities: Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
Room Name Dimensions Length Width Remarks
Family Room166 x 15166.0015.00
Kitchen126 x 118126.00118.00
Recreation Room1,710 x 1361710.00136.004th Bedroom, Family Room, Office
Primary Bedroom136 x 12136.0012.00
Primary Bathroom8 x 88.008.00
Bedroom118 x 11118.0011.00
Bedroom118 x 11118.0011.00
Laundry6 x 566.0056.00
Full Bathroom8 x 58.005.00

Listing Office: ERA Neubauer Real Estate, Inc

Last Updated: July - 21 - 2026

Information deemed reliable but not guaranteed.