7208 Ranier Street
Panama City, FL 32404
MLS# 796437
3 beds | 2 baths | 1430.8 sqft
Property Description**VA ASSUMABLE LOAN WITH AN ATTRACTIVE 3.1% INTEREST RATE!** Welcome to 7208 Ranier Street, a beautiful home situated on a spacious half-acre lot with NO HOA! The fully fenced backyard offers plenty of room for boat or RV parking, outdoor activities, and even backyard chickens, subject to applicable local regulations.
Step inside and immediately appreciate the soaring cathedral ceilings and abundance of natural light that fills the main living areas. The impressive ceiling height creates an open, airy atmosphere, making the home feel even more spacious and inviting.
Luxury vinyl plank flooring flows throughout the main living areas and bathrooms, while two downstairs bedrooms feature comfortable carpeting. Upstairs, you'll find a private primary suite thoughtfully tucked away from the rest of the home. This retreat features a custom barn door, a bathroom with beautiful subway tile accents, and a generous walk-in closet.
With its unique architectural features, spacious lot, and freedom of no HOA, this property offers a wonderful combination of comfort, character, and flexibility. **Don't miss the opportunity to explore the potential savings of an assumable VA loan with a 3.1% interest rate!** Schedule your private showing today!
Acreage: 0.51
Design: Contemporary
Lot Size (SqFt): 22216
Apx SqFt(Htd/Cooled): 1430.8
Construction Status: Construction Complete
SqFt Source: Agent Measured
Accessory Dwelling Unit: No
Lot Dimensions: 109x206
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Pool: No
Sub-Type: Detached Single Family
Total Baths: 2
Year Built: 1993
List Price/SqFt: 229.24
Status: Active
List Date: 2026-10-09
List Price: $328,000
Sub Area: 0515 - Bay East - Bayou George
Community/Resort: None
Waterfront: No
Elementary School: Tommy Smith
Middle School: Merritt Brown
High School: Rutherford
Directions: Take 231 North, Right on Star ave, Left on John Pitts Rd. Travel Approximately 2 miles Right on Olympia, left on Rainer. Home will be on the right
Area: 05 - Bay County - East
Street #: 7208
Street Name: Ranier
Street Suffix: Street
State: FL
Zip Code: 32404
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 05894-001-020
Legal Description: 10 3S 13W -1.1C- 143D COM AT NW COR OF LOT 4 BLK D ROLLING HILLS TH W 70.02' TO W R/W OF RUSHMORE DR TH N 472.84 TO S R/W OF RANIER ST W 120' FOR POB TH S 205' W 109' N 205 TO S R/W OF RANIER ST E 109' TO POB AKA PCL #3 ORB 4540 P 743
HOA Fee: No
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: **VA ASSUMABLE LOAN WITH AN ATTRACTIVE 3.1% INTEREST RATE!** Welcome to 7208 Ranier Street, a beautiful home situated on a spacious half-acre lot with NO HOA! The fully fenced backyard offers plenty of room for boat or RV parking, outdoor activities, and even backyard chickens, subject to applicable local regulations.
Step inside and immediately appreciate the soaring cathedral ceilings and abundance of natural light that fills the main living areas. The impressive ceiling height creates an open, airy atmosphere, making the home feel even more spacious and inviting.
Luxury vinyl plank flooring flows throughout the main living areas and bathrooms, while two downstairs bedrooms feature comfortable carpeting. Upstairs, you'll find a private primary suite thoughtfully tucked away from the rest of the home. This retreat features a custom barn door, a bathroom with beautiful subway tile accents, and a generous walk-in closet.
With its unique architectural features, spacious lot, and freedom of no HOA, this property offers a wonderful combination of comfort, character, and flexibility. **Don't miss the opportunity to explore the potential savings of an assumable VA loan with a 3.1% interest rate!** Schedule your private showing today!
Dishwasher: 1
Oven - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Breakfast Bar: 1
Ceiling - Cathedral: 1
Fireplace: 1
Floor - Vinyl Plank: 1
Siding - Metal: 1
Siding - Vinyl: 1
Fenced Back Yard: 1
Fenced Lot-All: 1
Patio Covered: 1
Porch Covered: 1
Driveway: 1
Garage Attached: 1
TV Cable: 1
Electricity - Connected: 1
Private Well: 1
Septic Tank: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Shower/Tub Combo: 1
Appliances: Dishwasher; Oven - Electric; Refrigerator; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air; Electric
Exterior: Fenced Back Yard; Fenced Lot-All; Patio Covered; Porch Covered
Financing: Assume w/int; Cash; Conventional; FHA; USDA; VA
Parking Features: Driveway; Garage Attached
Rooms: Bedroom; Dining Room; Garage; Kitchen; Laundry; Living Room; Primary Bedroom
Utilities: TV Cable; Electricity - Connected; Private Well; Septic Tank
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width |
| Living Room | First | 17 x 19.3 | 17.00 | 19.30 |
| Bedroom | First | 12.6 x 12.2 | 12.60 | 12.20 |
| Bedroom | First | 12.6 x 10.2 | 12.60 | 10.20 |
| Kitchen | First | 8.1 x 11.9 | 8.10 | 11.90 |
| Dining Room | First | 8.2 x 11.9 | 8.20 | 11.90 |
| Laundry | First | 12 x 7.4 | 12.00 | 7.40 |
| Garage | First | 18.8 x 31.5 | 18.80 | 31.50 |
| Primary Bedroom | Second | 13.5 x 13.8 | 13.50 | 13.80 |
Listing Office: ERA Neubauer Real Estate Inc
Last Updated: October - 09 - 2026
Information deemed reliable but not guaranteed.