7208 Ranier Street, Panama City, FL 32404 (MLS# 796437)


$328,000
7208 Ranier Street
Panama City, FL 32404
MLS# 796437
3 beds  |  2 baths  |  1430.8 sqft


Front photo
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Front photo Metal roof Covered front porch Front porch Livingroom Livingroom Livingroom Livingroom fireplace Kitchen Breakfastbar Kitchen Laundry room First Floor bedroom First Floor bedroom First floor bathroom First Floor bedroom Primary Bedroom Primary Bedroom Primary Bathroom Primary Bathroom Garage Covered back patio Covered back patio Fenced Backyard Covered back patio Back of home

Property Description
**VA ASSUMABLE LOAN WITH AN ATTRACTIVE 3.1% INTEREST RATE!** Welcome to 7208 Ranier Street, a beautiful home situated on a spacious half-acre lot with NO HOA! The fully fenced backyard offers plenty of room for boat or RV parking, outdoor activities, and even backyard chickens, subject to applicable local regulations. Step inside and immediately appreciate the soaring cathedral ceilings and abundance of natural light that fills the main living areas. The impressive ceiling height creates an open, airy atmosphere, making the home feel even more spacious and inviting. Luxury vinyl plank flooring flows throughout the main living areas and bathrooms, while two downstairs bedrooms feature comfortable carpeting. Upstairs, you'll find a private primary suite thoughtfully tucked away from the rest of the home. This retreat features a custom barn door, a bathroom with beautiful subway tile accents, and a generous walk-in closet. With its unique architectural features, spacious lot, and freedom of no HOA, this property offers a wonderful combination of comfort, character, and flexibility. **Don't miss the opportunity to explore the potential savings of an assumable VA loan with a 3.1% interest rate!** Schedule your private showing today!

Details
Maps
General Property Info
Acreage: 0.51
Design: Contemporary
Lot Size (SqFt): 22216
Apx SqFt(Htd/Cooled): 1430.8
Construction Status: Construction Complete
SqFt Source: Agent Measured
Accessory Dwelling Unit: No
Lot Dimensions: 109x206
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1993
Contract Info
List Price/SqFt: 229.24
Status: Active
List Date: 2026-10-09
List Price: $328,000
Current Price: $328,000
Location
Sub Area: 0515 - Bay East - Bayou George
Community/Resort: None
Waterfront: No
Elementary School: Tommy Smith
Middle School: Merritt Brown
High School: Rutherford
Directions: Take 231 North, Right on Star ave, Left on John Pitts Rd. Travel Approximately 2 miles Right on Olympia, left on Rainer. Home will be on the right
Area: 05 - Bay County - East
Street #: 7208
Street Name: Ranier
Street Suffix: Street
State: FL
Zip Code: 32404
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 05894-001-020
Legal Description: 10 3S 13W -1.1C- 143D COM AT NW COR OF LOT 4 BLK D ROLLING HILLS TH W 70.02' TO W R/W OF RUSHMORE DR TH N 472.84 TO S R/W OF RANIER ST W 120' FOR POB TH S 205' W 109' N 205 TO S R/W OF RANIER ST E 109' TO POB AKA PCL #3 ORB 4540 P 743
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: **VA ASSUMABLE LOAN WITH AN ATTRACTIVE 3.1% INTEREST RATE!** Welcome to 7208 Ranier Street, a beautiful home situated on a spacious half-acre lot with NO HOA! The fully fenced backyard offers plenty of room for boat or RV parking, outdoor activities, and even backyard chickens, subject to applicable local regulations. Step inside and immediately appreciate the soaring cathedral ceilings and abundance of natural light that fills the main living areas. The impressive ceiling height creates an open, airy atmosphere, making the home feel even more spacious and inviting. Luxury vinyl plank flooring flows throughout the main living areas and bathrooms, while two downstairs bedrooms feature comfortable carpeting. Upstairs, you'll find a private primary suite thoughtfully tucked away from the rest of the home. This retreat features a custom barn door, a bathroom with beautiful subway tile accents, and a generous walk-in closet. With its unique architectural features, spacious lot, and freedom of no HOA, this property offers a wonderful combination of comfort, character, and flexibility. **Don't miss the opportunity to explore the potential savings of an assumable VA loan with a 3.1% interest rate!** Schedule your private showing today!
Dining Room
First: 1
Garage
First: 1
Laundry
First: 1
Appliances
Dishwasher: 1
Oven - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Cathedral: 1
Fireplace: 1
Floor - Vinyl Plank: 1
Lock Out Closet: 1
Construction/Siding
Siding - Metal: 1
Siding - Vinyl: 1
Exterior
Fenced Back Yard: 1
Fenced Lot-All: 1
Patio Covered: 1
Porch Covered: 1
Financing
Assume w/int: 1
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Dining Room: 1
Garage: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Primary Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Private Well: 1
Septic Tank: 1
Sale Type
As Is: 1
Primary Bedroom
Second: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Primary Bdrm/Primary Bath
MBed Walk-in Closet: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Property Features
Appliances: Dishwasher; Oven - Electric; Refrigerator; Water Heater - Electric
Primary Bedroom: Second
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central
Exterior: Fenced Back Yard; Fenced Lot-All; Patio Covered; Porch Covered
Financing: Assume w/int; Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Access: Paved Road
Dining Room: First
Garage: First
Laundry: First
Parking Features: Driveway; Garage Attached
Rooms: Bedroom; Dining Room; Garage; Kitchen; Laundry; Living Room; Primary Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Private Well; Septic Tank
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width
Living RoomFirst17 x 19.317.0019.30
BedroomFirst12.6 x 12.212.6012.20
BedroomFirst12.6 x 10.212.6010.20
KitchenFirst8.1 x 11.98.1011.90
Dining RoomFirst8.2 x 11.98.2011.90
LaundryFirst12 x 7.412.007.40
GarageFirst18.8 x 31.518.8031.50
Primary BedroomSecond13.5 x 13.813.5013.80

Listing Office: ERA Neubauer Real Estate Inc

Last Updated: October - 09 - 2026

Information deemed reliable but not guaranteed.