7016 S Lagoon Drive, Panama City Beach, FL 32408 (MLS# 787859)


$995,000
7016 S Lagoon Drive
Panama City Beach, FL 32408
MLS# 787859
3 beds  |  2 baths  |  1397 sqft


Waterfront Home
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Waterfront Home Lots of Parking Pavered Low Maintenance Landscaping Entry Waterfront Great Room Waterfront Great Room Living Room Living Room Waterfront Great Room Open Kitchen Large Kitchen Layout Island Bar Dining Dining Area Large Kitchen Large Kitchen Island Master Ba Master Waterfront Master Waterfront Master Custom Shower Custom Shower with Bendh Laundry BR BR BR BR BR Covered Back Patio Hot Tub View Low Maintenance Landscaping Boat Dock Water Views Water Views Private Dock Boat Lift Boat Dock Rear of Home Pavered access No mowing on this oasis Back Deck Back Deck Covered Patio

Property Description
Waterfront dream home STR allowed and priced to sell with waterfront hot tub! This renovated 3-bedroom, 2-bath home sits directly on the Lagoon with seamless access to the Bay and Gulf - meaning you're not just buying a house, you're buying actual usable water access (rare, valuable, and not something fake with a ''near water'' filter). Inside, the open-concept layout keeps things simple and functional - no wasted space, no awkward walls, just a clean flow designed for real living and entertaining. Custom features include barn doors, architectural details like a trellis in the main room, and XL multi slide patio doors leading straight to the Florida sunshine. Master shower is a custom masterpiece with gorgeous tile, built in, and large bench seating. Master bedroom has incredible water views with sliding door access straight onto the back deck. Master bath also has single door access into the tropical Florida oasis. TWO closets in the master provide ample storage for the fashionista or memories. Step outside and this is where this dream home earns its price tag: Covered porch + expansive deck overlooking the water Private dock with covered boathouse and 10k lift Hot tub positioned for sunset views (yes, the kind people pretend to have on Instagram) Whether you're boating, hosting, or just trying to drink your coffee without hearing your neighbors' life story, this setup delivers. Renovated in 2018, the home offers a low-maintenance exterior and landscaping - because owning waterfront shouldn't feel like a second job. Key Features: 3 Bedrooms 2 Bathrooms Direct Lagoon access (Bay + Gulf connectivity) Private dock with boathouse + lift Hot tub + outdoor living space Updated, open layout Reality Check: If you've been looking at ''water-adjacent'' homes pretending to be waterfront - this is the upgrade. Extremely well maintained by builder owner with 2020 hot water heater, HVAC 2014, Roof 2019, appliances 2016 to 2024. Most furnishings negotiable. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.

Details
Maps
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 5512
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 712.24
Status: Active
List Date: 2026-04-10
List Price: $995,000
Current Price: $995,000
Location
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Front Beach Road heading west turn right on Venus St. Turn Right on S Lagoon and property will be on your left.
Area: 03 - Bay County - Beach
Street #: 7016
Street Direction: S
Street Name: Lagoon
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 30796-000-000
Legal Description: HOLIDAY BEACH UNIT #11 LOT 74 BLK A ORB 3686 P 550
General Property Info
Acreage: 0.19
Design: Beach House
Lot Size (SqFt): 8189
Apx SqFt(Htd/Cooled): 1397
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
Pre-Const Flip: No
Lot Dimensions: 50x120
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1996
Remarks & Misc
Remarks: Waterfront dream home STR allowed and priced to sell with waterfront hot tub! This renovated 3-bedroom, 2-bath home sits directly on the Lagoon with seamless access to the Bay and Gulf - meaning you're not just buying a house, you're buying actual usable water access (rare, valuable, and not something fake with a ''near water'' filter). Inside, the open-concept layout keeps things simple and functional - no wasted space, no awkward walls, just a clean flow designed for real living and entertaining. Custom features include barn doors, architectural details like a trellis in the main room, and XL multi slide patio doors leading straight to the Florida sunshine. Master shower is a custom masterpiece with gorgeous tile, built in, and large bench seating. Master bedroom has incredible water views with sliding door access straight onto the back deck. Master bath also has single door access into the tropical Florida oasis. TWO closets in the master provide ample storage for the fashionista or memories. Step outside and this is where this dream home earns its price tag: Covered porch + expansive deck overlooking the water Private dock with covered boathouse and 10k lift Hot tub positioned for sunset views (yes, the kind people pretend to have on Instagram) Whether you're boating, hosting, or just trying to drink your coffee without hearing your neighbors' life story, this setup delivers. Renovated in 2018, the home offers a low-maintenance exterior and landscaping - because owning waterfront shouldn't feel like a second job. Key Features: 3 Bedrooms 2 Bathrooms Direct Lagoon access (Bay + Gulf connectivity) Private dock with boathouse + lift Hot tub + outdoor living space Updated, open layout Reality Check: If you've been looking at ''water-adjacent'' homes pretending to be waterfront - this is the upgrade. Extremely well maintained by builder owner with 2020 hot water heater, HVAC 2014, Roof 2019, appliances 2016 to 2024. Most furnishings negotiable. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.
Master Bathroom
First: 1
Pool Features
Spa/ Hot Tub: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Freezer: 1
Ice Maker: 1
Microwave: 1
Oven - Convection: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Ceiling - Cathedral: 1
Ceiling - Vaulted: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Metal: 1
Siding - Stucco: 1
Trim - Wood: 1
Exterior
Deck Covered: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Fire Pit: 1
Waterfront Feature
Boat Slip: 1
Boatlift: 1
Dock: 1
Bulkhead/Seawall: 1
Shore - Seawall: 1
Waterfront Feet: 50
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Negotiable: 1
Interior
Insulated Doors: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Landscaped: 1
Sidewalk: 1
Survey Available: 1
Waterfront: 1
Lot Access
County Road: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Paver Block: 1
Mstr Bath / Mstr Bdrm
MBath Shower Only: 1
MBed First Floor: 1
MBed Waterfront: 1
Present Zoning
County: 1
Resid Single Family: 1
Rooms
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Internet - Fiber Optic: 1
Public Water - Connected: 1
Septic Tank: 1
Waterview
Lagoon: 1
Sale Type
As Is: 1
Waterfront Type
Lagoon/Estuary: 1
Master Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Geothermal: 1
Heating
Central: 1
Electric: 1
Geothermal: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; Freezer; Ice Maker; Microwave; Oven - Convection; Range Hood; Refrigerator; Washer; Water Heater - Electric
Master Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Geothermal
Heating: Central; Electric; Geothermal
Exterior: Deck Covered; Deck Open; Double Pane Windows; Fenced Back Yard; Fenced Privacy; Fire Pit
Financing: Cash; Conventional; VA
Furnished: Negotiable
Interior: Insulated Doors
Kitchen: First
Living Room: First
Lot Features: Landscaped; Sidewalk; Survey Available; Waterfront
Lot Access: County Road; Paved Road
Master Bathroom: First
Pool Features: Spa/ Hot Tub
Parking Features: Driveway; Garage Attached; Garage Door Opener; Paver Block
Rooms: Kitchen; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Utilities: Cable - Available; Electricity - Connected; Internet - Fiber Optic; Public Water - Connected; Septic Tank
Waterfront Type: Lagoon/Estuary
Waterfront Feature: Boat Slip; Boatlift; Bulkhead/Seawall; Dock; Bulkhead/Seawall; Shore - Seawall
Waterview: Lagoon
Present Zoning: County; Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Living RoomFirst18 x 1418.0014.0018 x 14
Master BathroomFirst6 x 136.0013.006 x 13
Master BedroomFirst13 x 1613.0016.0013 x 16
KitchenFirst13 x 1413.0014.0013 x 14

Listing Office: Anchor Realty Florida

Last Updated: April - 10 - 2026

Information deemed reliable but not guaranteed.