657 Shoal Landing Lot 177
Panama City Beach, FL 32413
MLS# 792480
5 beds | 4 baths | 3435 sqft
Property DescriptionWelcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion February 2027. Limited time to select interior design studio selections to personalize it. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.
List Price/SqFt: 240.47
Status: Active
List Date: 2026-07-10
List Price: $826,000
Unit #: Lot 177
Sub Area: 0322 - Beach - North West
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. Sales Office is located at 232 Breakwater Blvd 4th building on the right next to parking lot.
Area: 03 - Bay County - Beach
Street #: 657
Street Name: Shoal
Street Suffix: Landing
County: Bay
Subdivision: Breakwater at Ward Creek
Parcel ID: 32717-275-072
Legal Description: BREAKWATER AT WARD CREEK PH 2 LOT 177 ORB 4894 P 1322
Acreage: 0.16
Design: Traditional
Lot Size (SqFt): 7187
Apx SqFt(Htd/Cooled): 3435
Immediate Occupancy: No
Construction Status: Under Construction
SqFt Source: Builders Plans
Half Baths: 1
# of Stories in Building: 2
Pre-Const Flip: No
Lot Dimensions: 60'x120'
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 3
Total Baths: 4
HOA Fee: Yes
HOA Amount: 210
HOA Frequency: Monthly
HOA Annual Amount: 2520
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 630
New Buyer Fee Paid: $
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks: Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion February 2027. Limited time to select interior design studio selections to personalize it. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.
Cooktop - Gas: 1
Dishwasher: 1
Oven - Electric: 1
Water Heater - Tankless: 1
Ceiling - Raised: 1
Kitchen Island: 1
Lighting - Recessed: 1
Media Room: 1
Foundation - Slab on Grade: 1
Siding - Hardie Board: 1
Patio Covered: 1
Sprinkler System: 1
Community Room: 1
Exercise Room: 1
Gated Community: 1
Picnic Area: 1
Tennis: 1
Trash Disposal: 1
Landscaped: 1
Subdivision - Recorded: 1
Driveway: 1
Garage Attached: 1
Community Room: 1
Exercise Room: 1
Gated Community: 1
Picnic Area: 1
Bedroom: 1
Primary Bedroom: 1
TV Cable: 1
Electricity - Connected: 1
Natural Gas - Connected: 1
Internet - Broadband Available: 1
Internet - Fiber Optic: 1
Phone - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
Gated Community: 1
Smoke Detector(s): 1
Appliances: Cooktop - Gas; Dishwasher; Disposal; Microwave; Oven - Electric; Water Heater - Tankless
Exterior: Patio Covered; Sprinkler System
Association Fees Include: Community Room; Exercise Room; Gated Community; Picnic Area; Playground; Pool; Tennis; Trash Disposal
Financing: Conventional; FHA; VA
Lot Features: Landscaped; Site Plan; Subdivision - Recorded; Wooded
Security Features: Gated Community; Smoke Detector(s)
Parking Features: Driveway; Garage Attached
Association Amenities: Community Room; Exercise Room; Gated Community; Pickle Ball; Picnic Area; Playground; Pool; Sidewalks; Tennis
Rooms: Bedroom; Primary Bedroom
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Internet - Fiber Optic; Natural Gas - Connected; Phone - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width |
| Primary Bedroom | First | 16.17 x 15 | 16.17 | 15.00 |
| Bedroom | First | 14.67 x 11.25 | 14.67 | 11.25 |
| Bedroom | First | 10.42 x 10.08 | 10.42 | 10.08 |
| Bedroom | Second | 13.42 x 10 | 13.42 | 10.00 |
| Bedroom | Second | 11.33 x 10 | 11.33 | 10.00 |
Listing Office: Jacksonville TBI Realty LLC
Last Updated: July - 10 - 2026
Information deemed reliable but not guaranteed.