657 Shoal Landing Lot 177, Panama City Beach, FL 32413 (MLS# 792480)


$826,000
657 Shoal Landing Lot 177
Panama City Beach, FL 32413
MLS# 792480
5 beds  |  4 baths  |  3435 sqft


Killian Farmhouse. 3 car garage
  1 / 31  
Killian Farmhouse. 3 car garage Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Picture of model home, not of actual home. Same floor plan. Killian floor plan Killian floor plan 2nd floor Amenities pic 4 Amenities pic 2 Amenities pic 1 Breakwater at Ward Creek community sign Community entrance Light house Community entrance Community amenities Gym photo Pier and beach Pier Park area Frank Brown Park pic 3

Property Description
Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion February 2027. Limited time to select interior design studio selections to personalize it. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.

Details
Maps
Contract Info
List Price/SqFt: 240.47
Status: Active
List Date: 2026-07-10
List Price: $826,000
Current Price: $826,000
Location
Unit #: Lot 177
Sub Area: 0322 - Beach - North West
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. Sales Office is located at 232 Breakwater Blvd 4th building on the right next to parking lot.
Area: 03 - Bay County - Beach
Street #: 657
Street Name: Shoal
Street Suffix: Landing
State: FL
Zip Code: 32413
County: Bay
Subdivision: Breakwater at Ward Creek
Parcel ID: 32717-275-072
Legal Description: BREAKWATER AT WARD CREEK PH 2 LOT 177 ORB 4894 P 1322
General Property Info
Acreage: 0.16
Design: Traditional
Lot Size (SqFt): 7187
Apx SqFt(Htd/Cooled): 3435
Immediate Occupancy: No
Construction Status: Under Construction
SqFt Source: Builders Plans
Half Baths: 1
# of Stories in Building: 2
Pre-Const Flip: No
Lot Dimensions: 60'x120'
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 3
Total Baths: 4
Year Built: 2026
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 210
HOA Frequency: Monthly
HOA Annual Amount: 2520
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 630
New Buyer Fee Paid: $
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion February 2027. Limited time to select interior design studio selections to personalize it. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.
Appliances
Cooktop - Gas: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Water Heater - Tankless: 1
Interior Features
Ceiling - Raised: 1
Kitchen Island: 1
Lighting - Recessed: 1
Media Room: 1
Pantry: 1
Construction/Siding
Foundation - Slab on Grade: 1
Siding - Hardie Board: 1
Exterior
Patio Covered: 1
Sprinkler System: 1
Association Fees Include
Community Room: 1
Exercise Room: 1
Gated Community: 1
Picnic Area: 1
Playground: 1
Pool: 1
Tennis: 1
Trash Disposal: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Bonus Room: 1
Lot Features
Landscaped: 1
Subdivision - Recorded: 1
Site Plan: 1
Wooded: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Community Room: 1
Exercise Room: 1
Gated Community: 1
Picnic Area: 1
Playground: 1
Pool: 1
Tennis: 1
Pickle Ball: 1
Sidewalks: 1
Rooms
Bedroom: 1
Primary Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Natural Gas - Connected: 1
Internet - Broadband Available: 1
Internet - Fiber Optic: 1
Phone - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Second: 1
Cooling
Electric: 1
Heating
Heat Pump: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
Security Features
Gated Community: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Gas; Dishwasher; Disposal; Microwave; Oven - Electric; Water Heater - Tankless
Primary Bedroom: First
Bedroom: First; Second
Cooling: Electric
Heating: Heat Pump
Exterior: Patio Covered; Sprinkler System
Association Fees Include: Community Room; Exercise Room; Gated Community; Picnic Area; Playground; Pool; Tennis; Trash Disposal
Financing: Conventional; FHA; VA
Furnished: Unfurnished
Interior: Bonus Room
Lot Features: Landscaped; Site Plan; Subdivision - Recorded; Wooded
Lot Access: Paved Road
Security Features: Gated Community; Smoke Detector(s)
Parking Features: Driveway; Garage Attached
Association Amenities: Community Room; Exercise Room; Gated Community; Pickle Ball; Picnic Area; Playground; Pool; Sidewalks; Tennis
Rooms: Bedroom; Primary Bedroom
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Internet - Fiber Optic; Natural Gas - Connected; Phone - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width
Primary BedroomFirst16.17 x 1516.1715.00
BedroomFirst14.67 x 11.2514.6711.25
BedroomFirst10.42 x 10.0810.4210.08
BedroomSecond13.42 x 1013.4210.00
BedroomSecond11.33 x 1011.3310.00

Listing Office: Jacksonville TBI Realty LLC

Last Updated: July - 10 - 2026

Information deemed reliable but not guaranteed.