656 4th Street, Chipley, FL 32428 (MLS# 788906)

List Price/SqFt: 113.05

Status: Active

List Date: 2026-04-25

List Price: $394,999

Current Price: $394,999

Sub Area: 1001 - Washington NE

Community/Resort: None

Waterfront: No

Directions: From the intersection of Hwy 90 and Hwy 77 head north on Hwy 77, take a left onto Church Ave and then a right onto 4th St. Home is on the left. Sign up.

Area: 10 - Washington County

Street #: 656

Street Name: 4th

Street Suffix: Street

State: FL

Zip Code: 32428

County: Washington

Subdivision: [No Recorded Subdiv]

Parcel ID: 00000000-00-1596-0000

Legal Description: 4 4 13 BEG.AT NEC OF LOT 8,RUN S.110', W.83', N.110',E.83', S1/2 OF NW1/4, S.42' OF LOT 1 OR 224 P 476 (LE OR 255 P 2315 ) BLK 1,

Acreage: 0.28

Design: Other

Lot Size (SqFt): 12327

Apx SqFt(Htd/Cooled): 3494

Construction Status: Construction Complete

SqFt Source: Agent Measured

Half Baths: 1

Lot Dimensions: 153x82x149x76

New Construction: No

Garage Y/N: No

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 4

Year Built: 1930

Homestead: No

HOA Fee: No

New Buyer Fee: No

Brokerage Interest: No Interest

Remarks: Step into timeless character with thoughtful modern updates in this well-maintained historic home, now ready for its next chapter. Offering over 3,400 sq ft, this 4-bedroom, 3.5 bath residence blends classic charm with recent improvements throughout. Inside, you'll find a formal dining room and a spacious family room with a wood-burning fireplace that flows seamlessly into the breakfast nook and updated kitchen that boast new quartz countertops, updated appliances, and a Wi-Fi capable oven, making it both stylish and functional. Just off the kitchen, a newly added butler's pantry provides additional prep space and storage--perfect for entertaining. Fresh paint and tasteful wallpaper add character and warmth throughout the home.The main level features a generously sized primary suite complete with an ensuite bath and walk-in closet. Upstairs offers two large guest bedrooms, full bath, and plenty of storage space. Additional upgrades include three new A/C units, new hot water heaters, and blown-in insulation for improved efficiency and comfort. An attached apartment with private exterior access is a blank canvas ready for your vision, with plumbing and electrical already in place to easily add a kitchen, along with space for a living area, bedroom, and full bath. Above, a 28x19 bonus room offers even more flexibility for use. The home is located in the heart of Chipley and within walking distance of restaurants, banks, and shops.

Second: 1

Cooktop - Electric: 1

Dishwasher: 1

Microwave: 1

Oven - Electric: 1

Range Hood: 1

Refrigerator: 1

Bookcases: 1

Fireplace: 1

Floor - Hardwood: 1

Pantry: 1

Split Bedroom: 1

Brick: 1

Foundation - Off Grade: 1

Roof - Composite Shngl: 1

Fenced Back Yard: 1

Porch Covered: 1

Cash: 1

Conventional: 1

FHA: 1

USDA: 1

Unfurnished: 1

Bonus Room: 1

Cleared: 1

Paved Road: 1

Driveway: 1

Bedroom: 1

Bonus Room: 1

Dining Room: 1

Family Room: 1

Living Room: 1

Master Bedroom: 1

ShowingTime: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

First: 1

Second: 1

Central Air: 1

Multi Units: 1

Central: 1

Fireplace(s): 1