6505 Thomas Drive 909, Panama City, FL 32408 (MLS# 769437)


$445,000
6505 Thomas Drive 909
Panama City, FL 32408
MLS# 769437
2 beds  |  2 baths  |  1015 sqft


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Open House (05/07/2026 - 2:00 pm - 4:00 pm)

Property Description
9th-floor, 2/2 Gulf-front condo on Thomas Dr with west-facing sunset balcony, 1,015 sq ft, furnished, direct beach access. Positioned directly on the Gulf of Mexico, this 9th-floor condominium at The Summerhouse PCB offers a clear, elevated view of Panama City Beach with unobstructed west-facing sunsets and immediate beach access. Located on Thomas Drive, Unit 909 combines true Gulf-front placement with a layout designed for simplicity, privacy, and easy ownership. Why you'll love this condo: The interior spans approximately 1,015 square feet with a split-bedroom floor plan. The living area opens to the Gulf-facing balcony through large sliding glass doors, creating a strong connection between indoor space and the water beyond. The kitchen features granite countertops, ample cabinetry, and a breakfast bar that flows naturally into the main living area. The unit is offered furnished, allowing for a streamlined transition for buyers seeking a second home or low-maintenance coastal property. The primary bedroom faces the Gulf with direct balcony access and an en-suite bath. A separate guest bedroom is positioned near the second full bathroom, offering flexibility for guests or additional use without sacrificing privacy. Flooring includes tile and vinyl plank, selected for durability and ease of care in a coastal environment. Summerhouse is a gated, Gulf-front community with established amenities that include two beachfront pools, a hot tub, private beach access, tennis and pickleball courts, indoor common areas, elevators, and on-site management. Association fees cover many core ownership expenses such as exterior maintenance, building insurance, internet, cable, and amenity upkeep, reducing day-to-day responsibilities and long-term planning for owners. The location provides direct access to the beach and convenient proximity to St. Andrews State Park, Shell Island, boating and fishing activity, and the dining and shopping options along Thomas Drive and the East End of the beach. Buyer incentives may be available through a preferred lender, including potential closing cost assistance or interest rate options. For buyers seeking a true Gulf-front position with elevation, sunset exposure, and a community that simplifies ownership, Unit 909 at Summerhouse stands out. This is a property designed for those who value direct beach access, clear views, and an established setting where the essentials are already in place. If you are comparing Gulf-front condos and want a straightforward option that delivers location, outlook, and ease, this unit is worth a closer look. Schedule a private showing to experience the view, the floor height, and the setting firsthand.

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1211.06
HOA Frequency: Monthly
HOA Annual Amount: 14532.72
New Buyer Fee: No
Last Taxes: 4578
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Contract Info
List Price/SqFt: 438.42
Status: Active
List Date: 2025-02-20
List Price: $445,000
Current Price: $445,000
Location
Unit #: 909
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Drive turn south into Summerhouse condo property. Building is on the left.
Area: 03 - Bay County - Beach
Street #: 6505
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Summerhouse Of P.C. 2
Parcel ID: 30585-675-044
Legal Description: SUMMERHOUSE OF PANAMA CITY #2 UNIT 909 (FKA UNIT 904) ORB 978 P 1178 ORB 4008 P 315 TYPE B 2BR 2B 1015H&C
General Property Info
Floor Number: 9
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1015
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 11
Lot Dimensions: 0 x 0
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 1985
Remarks & Misc
Remarks: 9th-floor, 2/2 Gulf-front condo on Thomas Dr with west-facing sunset balcony, 1,015 sq ft, furnished, direct beach access. Positioned directly on the Gulf of Mexico, this 9th-floor condominium at The Summerhouse PCB offers a clear, elevated view of Panama City Beach with unobstructed west-facing sunsets and immediate beach access. Located on Thomas Drive, Unit 909 combines true Gulf-front placement with a layout designed for simplicity, privacy, and easy ownership. Why you'll love this condo: The interior spans approximately 1,015 square feet with a split-bedroom floor plan. The living area opens to the Gulf-facing balcony through large sliding glass doors, creating a strong connection between indoor space and the water beyond. The kitchen features granite countertops, ample cabinetry, and a breakfast bar that flows naturally into the main living area. The unit is offered furnished, allowing for a streamlined transition for buyers seeking a second home or low-maintenance coastal property. The primary bedroom faces the Gulf with direct balcony access and an en-suite bath. A separate guest bedroom is positioned near the second full bathroom, offering flexibility for guests or additional use without sacrificing privacy. Flooring includes tile and vinyl plank, selected for durability and ease of care in a coastal environment. Summerhouse is a gated, Gulf-front community with established amenities that include two beachfront pools, a hot tub, private beach access, tennis and pickleball courts, indoor common areas, elevators, and on-site management. Association fees cover many core ownership expenses such as exterior maintenance, building insurance, internet, cable, and amenity upkeep, reducing day-to-day responsibilities and long-term planning for owners. The location provides direct access to the beach and convenient proximity to St. Andrews State Park, Shell Island, boating and fishing activity, and the dining and shopping options along Thomas Drive and the East End of the beach. Buyer incentives may be available through a preferred lender, including potential closing cost assistance or interest rate options. For buyers seeking a true Gulf-front position with elevation, sunset exposure, and a community that simplifies ownership, Unit 909 at Summerhouse stands out. This is a property designed for those who value direct beach access, clear views, and an established setting where the essentials are already in place. If you are comparing Gulf-front condos and want a straightforward option that delivers location, outlook, and ease, this unit is worth a closer look. Schedule a private showing to experience the view, the floor height, and the setting firsthand.
Balcony
First: 1
Foyer
First: 1
Laundry
First: 1
Master Bathroom
First: 1
Pool Features
Fenced: 1
Inground: 1
Spa/ Hot Tub: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Lock Out Closet: 1
Split Bedroom: 1
Window - Treatment All: 1
Construction/Siding
Concrete: 1
Roof - Metal: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Waterfront Feature
Shore - Beach: 1
Shore - Natural: 1
Other Structures
Gazebo: 1
Tennis Court(s): 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Dumpster: 1
Game Room: 1
Ground Keeping: 1
Insurance: 1
Internet-WiFi: 1
Management: 1
Master Association: 1
Pavilion/Gazebo: 1
Pest Control: 1
Pool: 1
Sewer: 1
Tennis: 1
TV Cable: 1
Whirlpool: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Coastal Construction Control Line: 1
Landscaped: 1
Sidewalk: 1
Waterfront: 1
Lot Access
Paved Road: 1
Parking Features
Parking Lot: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBed Balcony: 1
MBed Sitting Area: 1
MBed Waterfront: 1
MBath Shower/Tub Combo: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Dumpster: 1
Elevators: 1
Fishing: 1
Game Room: 1
Pavilion/Gazebo: 1
Pool: 1
Tennis: 1
Waterfront: 1
Whirlpool: 1
Shuffleboard Court: 1
Sidewalks: 1
Rooms
Balcony: 1
Bedroom: 1
Foyer: 1
Full Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Waterfront Type
Gulf: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Fire Alarm: 1
Fire Sprinkler System: 1
Security Guard: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Range - Electric; Refrigerator; Washer/Dryer Stacked
Full Bathroom: First
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Game Room; Insurance; Internet-WiFi; Ground Keeping; Management; Master Association; Pavilion/Gazebo; Pest Control; Pool; Sewer; Whirlpool; Tennis
Financing: Cash; Conventional
Furnished: Furnished
Kitchen: First
Living Room: First
Lot Features: Coastal Construction Control Line; Landscaped; Sidewalk; Waterfront
Lot Access: Paved Road
Balcony: First
Master Bathroom: First
Foyer: First
Laundry: First
Pool Features: Fenced; Inground; Spa/ Hot Tub
Security Features: Fire Alarm; Fire Sprinkler System; Security Guard; Smoke Detector(s)
Parking Features: Parking Lot; Paved
Other Structures: Gazebo; Tennis Court(s)
Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dumpster; Elevators; Fishing; Game Room; Pavilion/Gazebo; Pool; Shuffleboard Court; Sidewalks; Whirlpool; Tennis; Waterfront
Rooms: Balcony; Bedroom; Foyer; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Phone - Available; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach; Shore - Natural
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
Master BedroomFirst18 x 1218.0012.0018 x 12
Master BathroomFirst11 x 611.006.0011 x 6
Living RoomFirst23 x 1623.0016.0023 x 16This measurement is for dining / living
KitchenFirst10 x 7.610.007.6010 x 7.6
BedroomFirst12.7 x 1212.7012.0012.7 x 12
Full BathroomFirst8.6 x 68.606.008.6 x 6
BalconyFirst16 x 6.616.006.6016 x 6.6
FoyerFirst8 x 48.004.008 x 4
LaundryFirst3.6 x 3.63.603.603.6 x 3.6

Listing Office: Compass Florida, LLC

Last Updated: April - 27 - 2026

Information deemed reliable but not guaranteed.