6505 Thomas Drive 403, Panama City, FL 32408 (MLS# 795339)


$384,000
6505 Thomas Drive 403
Panama City, FL 32408
MLS# 795339
2 beds  |  2 baths  |  1075 sqft


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Property Description
2BR/2BA Gulf-front condo in Summerhouse, Panama City Beach. 120 sq ft balcony, 2 pools, short-term rentals allowed. Built 1983. This 2 bedroom, 2 bath Gulf-front condominium at Summerhouse Condo in the South Lagoon area of Panama City Beach offers 1,015 square feet and direct beach frontage at 6505 Thomas Drive. Built in 1983 and listed at $384,000, the unit allows short term rentals and is being sold furnished and is ''Suitcase Ready''. With 400 feet of Gulf frontage across the complex and onsite rental management, buyers comparing investment property, second home, or full time residence options can evaluate both rental flexibility and amenity depth. Inside, the layout balances durability with comfort, making everyday living or guest turnover easy. Tile flooring carries through the unit making cleanup quick and easy. Large sliding glass doors draw natural light into the living area and open directly to the balcony, keeping the Gulf view present even when you are indoors. The balcony itself offers comfortable space for seating creating a natural extension of the living area where mornings can begin with coffee overlooking the pools and shoreline and evenings can wind down with the sound of the Gulf in the background. The primary suite is positioned to capture Gulf views. Waking up to natural light and stepping directly outside is a feature buyers consistently value in true Gulf-front properties. The thoughtfully separated bedroom design places the guest bedroom and second bath apart from the primary suite, offering added privacy and flexibility for owners and visitors. A conveniently located laundry closet with a stackable washer and dryer provides everyday functionality while keeping the main living areas uncluttered. Summerhouse is an established beachfront community known for its extensive amenities and structured management. Two beachfront pools, including one heated seasonally, a kiddie pool, hot tub, tennis courts, pickleball courts, game room, owners lounge, Gulf-front gazebo, and onsite homeowners and rental office all contribute to a setting designed for both enjoyment and ease. Elevators are located throughout the complex for convenient access, and ample paved parking accommodates residents and guests. Owners are permitted to have pets in accordance with association guidelines, and service animals are permitted for guests as required. Monthly HOA dues of 1,212.15 include accounting, cable TV, HOA insurance, internet, legal, maintenance grounds, management, pest control, security, sewer, trash disposal, and water. Positioned on Thomas Drive near St. Andrews State Park and Grand Lagoon, the location offers quick access to boating, fishing, dining, and shopping while maintaining direct beach access. For buyers evaluating furnished, rental-eligible Panama City Beach condominiums, this Summerhouse unit combines true Gulf-front placement, established amenities, and a layout that supports both personal enjoyment and consistent rental appeal. SPECIAL NOTE: INTERIOR PHOTOS AND REMARKS WILL BE UPDATED AS SOON AS RENTERS CHECK OUT. THIS UNIT HAS BEEN TOTALLY UPDATED FROM TOP TO BOTTOM. THIS UNIT IS SELF-MANAGED BY THE OWNER AND PRODUCES OVER $50,000 IN RENTAL INCOME EACH YEAR. OWNER IS WILLING TO SHARE HIS ESTABLISHED GUEST LIST AT CLOSING Make this unit ''Your Summerhouse''.

Details
Maps
General Property Info
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1075
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Balcony SqFt: 120
# of Stories in Building: 11
# of Units in Bldg: 50
Accessory Dwelling Unit: No
Pre-Const Flip: No
Lot Dimensions: 400x700
New Construction: No
Garage Y/N: No
Beach Frontage: 400
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 1984
Contract Info
List Price/SqFt: 357.21
Status: Active
List Date: 2026-09-12
List Price: $384,000
Current Price: $384,000
Location
Unit #: 403
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: 6505 Thomas Dr. about midway down Thomas Dr. Summrhouse sits between the Princess Condo and Coral Reef Condo.
Area: 03 - Bay County - Beach
Street #: 6505
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Summerhouse Of P.C. 1
Parcel ID: 30585-642-000
Legal Description: THE SUMMER HOUSE OF P.C. ONE CONDO UNIT 403 2BR 2B 1015 H&C ORB 978 P 1178 ORB 3422 P 2243
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1212.15
HOA Frequency: Monthly
HOA Annual Amount: 14545.8
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 250
New Buyer Fee Paid: $
Last Taxes: 3801.4
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: 2BR/2BA Gulf-front condo in Summerhouse, Panama City Beach. 120 sq ft balcony, 2 pools, short-term rentals allowed. Built 1983. This 2 bedroom, 2 bath Gulf-front condominium at Summerhouse Condo in the South Lagoon area of Panama City Beach offers 1,015 square feet and direct beach frontage at 6505 Thomas Drive. Built in 1983 and listed at $384,000, the unit allows short term rentals and is being sold furnished and is ''Suitcase Ready''. With 400 feet of Gulf frontage across the complex and onsite rental management, buyers comparing investment property, second home, or full time residence options can evaluate both rental flexibility and amenity depth. Inside, the layout balances durability with comfort, making everyday living or guest turnover easy. Tile flooring carries through the unit making cleanup quick and easy. Large sliding glass doors draw natural light into the living area and open directly to the balcony, keeping the Gulf view present even when you are indoors. The balcony itself offers comfortable space for seating creating a natural extension of the living area where mornings can begin with coffee overlooking the pools and shoreline and evenings can wind down with the sound of the Gulf in the background. The primary suite is positioned to capture Gulf views. Waking up to natural light and stepping directly outside is a feature buyers consistently value in true Gulf-front properties. The thoughtfully separated bedroom design places the guest bedroom and second bath apart from the primary suite, offering added privacy and flexibility for owners and visitors. A conveniently located laundry closet with a stackable washer and dryer provides everyday functionality while keeping the main living areas uncluttered. Summerhouse is an established beachfront community known for its extensive amenities and structured management. Two beachfront pools, including one heated seasonally, a kiddie pool, hot tub, tennis courts, pickleball courts, game room, owners lounge, Gulf-front gazebo, and onsite homeowners and rental office all contribute to a setting designed for both enjoyment and ease. Elevators are located throughout the complex for convenient access, and ample paved parking accommodates residents and guests. Owners are permitted to have pets in accordance with association guidelines, and service animals are permitted for guests as required. Monthly HOA dues of 1,212.15 include accounting, cable TV, HOA insurance, internet, legal, maintenance grounds, management, pest control, security, sewer, trash disposal, and water. Positioned on Thomas Drive near St. Andrews State Park and Grand Lagoon, the location offers quick access to boating, fishing, dining, and shopping while maintaining direct beach access. For buyers evaluating furnished, rental-eligible Panama City Beach condominiums, this Summerhouse unit combines true Gulf-front placement, established amenities, and a layout that supports both personal enjoyment and consistent rental appeal. SPECIAL NOTE: INTERIOR PHOTOS AND REMARKS WILL BE UPDATED AS SOON AS RENTERS CHECK OUT. THIS UNIT HAS BEEN TOTALLY UPDATED FROM TOP TO BOTTOM. THIS UNIT IS SELF-MANAGED BY THE OWNER AND PRODUCES OVER $50,000 IN RENTAL INCOME EACH YEAR. OWNER IS WILLING TO SHARE HIS ESTABLISHED GUEST LIST AT CLOSING Make this unit ''Your Summerhouse''.
Balcony
First: 1
Dining Room
First: 1
Pool Features
Gunite Concrete: 1
Heated - Gas: 1
Inground: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Lighting - Recessed: 1
Split Bedroom: 1
Window - Treatment All: 1
Construction/Siding
Concrete: 1
Foundation - On Piling: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Waterfront Feature
Shore - Beach: 1
Shore - Natural: 1
Waterfront Feet: 400
Other Structures
Gazebo: 1
Tennis Court(s): 1
Association Fees Include
Accounting: 1
Ground Keeping: 1
Insurance: 1
Internet Service: 1
Legal: 1
Management: 1
Pest Control: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Waterfront: 1
Lot Access
County Road: 1
Paved Road: 1
Parking Features
Additional Parking: 1
Parking Lot: 1
Paved: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Community Room: 1
Dumpster: 1
Elevators: 1
Fishing: 1
Game Room: 1
Handball: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Pool: 1
Security-24 hour: 1
Tennis: 1
Waterfront: 1
Whirlpool: 1
Shuffleboard Court: 1
Other - See Remarks: 1
Rooms
Balcony: 1
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Other - See Remarks: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBed Balcony: 1
MBed Waterfront: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Security Features
Fire Alarm: 1
Fire Sprinkler System: 1
Key Card Entry: 1
Security Guard: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: Accounting; TV Cable; Insurance; Internet Service; Legal; Ground Keeping; Management; Pest Control; Security; Sewer; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Furnished
Kitchen: First
Living Room: First
Lot Features: Waterfront
Lot Access: County Road; Paved Road
Balcony: First
Dining Room: First
Pool Features: Gunite Concrete; Heated - Gas; Inground
Security Features: Fire Alarm; Fire Sprinkler System; Key Card Entry; Security Guard; Smoke Detector(s)
Parking Features: Additional Parking; Parking Lot; Paved
Other Structures: Gazebo; Tennis Court(s)
Association Amenities: BBQ Pit/Grill; Community Room; Dumpster; Elevators; Fishing; Game Room; Handball; Pavilion/Gazebo; Picnic Area; Pool; Security-24 hour; Shuffleboard Court; Whirlpool; Tennis; Waterfront; Other - See Remarks
Rooms: Balcony; Bedroom; Dining Room; Kitchen; Living Room; Primary Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected; Other - See Remarks
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach; Shore - Natural
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width
Primary BedroomFirst13 x 1313.0013.00
BedroomFirst11 x 13.611.0013.60
KitchenFirst11.6 x 811.608.00
Dining RoomFirst12 x 1012.0010.00
Living RoomFirst18 x 1218.0012.00
BalconyFirst12 x 712.007.00

Listing Office: Counts Real Estate Group Inc

Last Updated: September - 12 - 2026

Information deemed reliable but not guaranteed.