6422 W Highway 98 106, Panama City Beach, FL 32407 (MLS# 797820)


$777,000
6422 W Highway 98 106
Panama City Beach, FL 32407
MLS# 797820
3 beds  |  3 baths  |  1916 sqft


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Property Description
Welcome to Your Waterfront Paradise. One of the Most Unique Opportunities in Panama City Beach! Opportunities like this rarely come available at Marina Landing, and Unit 106 is truly in a class of its own. Known as the ''First Floor Penthouse,'' this extraordinary corner residence offers nearly 1,916 square feet of luxury waterfront living with breathtaking, unobstructed views of St. Andrews Bay through floor-to-ceiling windows and five sets of sliding glass doors. Perfectly positioned at the base of the Hathaway Bridge, you'll enjoy quick access to Panama City Beach, St. Andrews, Downtown Panama City, and the marina lifestyle that makes this location so desirable. Adjacent to JDF Marina, boat owners and water enthusiasts will appreciate the convenience of nearby boat slips, storage, rentals, and immediate access to the bay. What makes this home so special? There is simply nothing else like it in the building. Enjoy the convenience of walking directly from your front door to your vehicle without stairs or elevators, while still enjoying the luxury features typically reserved for penthouse-level residences, including 12-foot ceilings, 8-foot solid-core doors, and expansive outdoor living spaces. Recent high-end upgrades mean this home is completely move-in ready, featuring: Newer luxury vinyl plank flooring throughout Custom all-wood closet systems Designer kitchen with custom cabinetry Beautiful Quartzite counter tops with marble-like veining (hard, durable natural metamorphic rock) GE Café appliances Champagne gold fixtures Motorized solar shades throughout Newer HVAC system (2024) Stunning custom fireplace feature wall (2024) Smart home technology including Nest thermostat, Schlage Encode lock, and Ring security system The oversized bay-front patio with outdoor kitchen is the perfect place to entertain while enjoying spectacular sunsets and watching boats glide across the water. Adding even more value, this residence includes one of the largest deeded storage units in the building along with assigned parking. Marina Landing residents enjoy premium amenities including a bay-front pool and hot tub, fitness center, private fishing dock, boardwalk, conference room, community gathering spaces, overnight security, and a well-managed association. The demand for updated waterfront properties in Panama City Beach continues to grow, and opportunities to own a completely renovated, first-floor bay-front residence of this caliber are extremely limited. Whether you're searching for a primary residence, luxury second home, or waterfront retreat, this is your chance to secure one of the most desirable units in Marina Landing before someone else does. Schedule your private showing today--because once buyers see the views, the upgrades, and the convenience, this exceptional property won't stay available for long.

Details
Maps
General Property Info
Floor Number: 1
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1916
Immediate Occupancy: Yes
SqFt Source: Prop App Site
Balcony SqFt: 685
# of Stories in Building: 16
Accessory Dwelling Unit: No
Lot Dimensions: N/A
New Construction: No
Garage Y/N: No
Assigned Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 3
Full Baths: 3
Total Baths: 3
Year Built: 2007
Contract Info
List Price/SqFt: 405.53
Status: Active
List Date: 2026-11-12
List Price: $777,000
Current Price: $777,000
Location
Unit #: 106
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: West on Hwy 98 from Panama City, turn right into Marina Landing at the foot of the Hathaway Bridge. Heading East from Panama City Beach, turn left on Woodlawn Drive then right onto Bayshore Drive.
Area: 03 - Bay County - Beach
Street #: 6422
Street Direction: W
Street Name: Highway 98
State: FL
Zip Code: 32407
County: Bay
Subdivision: Marina Landing
Parcel ID: 40000-850-003
Legal Description: Unit No. 106, Marina Landing, a Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 2975, Page 1374, together with any amendments thereto, of the Public Records of Bay County, Florida, together with an undivided interest in the common elements appurtenant thereto.
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 4050
HOA Frequency: Quarterly
HOA Annual Amount: 16200
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: Welcome to Your Waterfront Paradise. One of the Most Unique Opportunities in Panama City Beach! Opportunities like this rarely come available at Marina Landing, and Unit 106 is truly in a class of its own. Known as the ''First Floor Penthouse,'' this extraordinary corner residence offers nearly 1,916 square feet of luxury waterfront living with breathtaking, unobstructed views of St. Andrews Bay through floor-to-ceiling windows and five sets of sliding glass doors. Perfectly positioned at the base of the Hathaway Bridge, you'll enjoy quick access to Panama City Beach, St. Andrews, Downtown Panama City, and the marina lifestyle that makes this location so desirable. Adjacent to JDF Marina, boat owners and water enthusiasts will appreciate the convenience of nearby boat slips, storage, rentals, and immediate access to the bay. What makes this home so special? There is simply nothing else like it in the building. Enjoy the convenience of walking directly from your front door to your vehicle without stairs or elevators, while still enjoying the luxury features typically reserved for penthouse-level residences, including 12-foot ceilings, 8-foot solid-core doors, and expansive outdoor living spaces. Recent high-end upgrades mean this home is completely move-in ready, featuring: Newer luxury vinyl plank flooring throughout Custom all-wood closet systems Designer kitchen with custom cabinetry Beautiful Quartzite counter tops with marble-like veining (hard, durable natural metamorphic rock) GE Café appliances Champagne gold fixtures Motorized solar shades throughout Newer HVAC system (2024) Stunning custom fireplace feature wall (2024) Smart home technology including Nest thermostat, Schlage Encode lock, and Ring security system The oversized bay-front patio with outdoor kitchen is the perfect place to entertain while enjoying spectacular sunsets and watching boats glide across the water. Adding even more value, this residence includes one of the largest deeded storage units in the building along with assigned parking. Marina Landing residents enjoy premium amenities including a bay-front pool and hot tub, fitness center, private fishing dock, boardwalk, conference room, community gathering spaces, overnight security, and a well-managed association. The demand for updated waterfront properties in Panama City Beach continues to grow, and opportunities to own a completely renovated, first-floor bay-front residence of this caliber are extremely limited. Whether you're searching for a primary residence, luxury second home, or waterfront retreat, this is your chance to secure one of the most desirable units in Marina Landing before someone else does. Schedule your private showing today--because once buyers see the views, the upgrades, and the convenience, this exceptional property won't stay available for long.
Dining Room
First: 1
Pool Features
Gunite Concrete: 1
Inground: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Fireplace: 1
Floor - Vinyl: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Window - Treatment All: 1
Construction/Siding
Foundation - On Piling: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Built-in Barbecue/Grill: 1
Summer Kitchen: 1
Patio Covered: 1
Association Fees Include
BBQ Pit/Grill: 1
Community Room: 1
Dock: 1
Ground Keeping: 1
Management: 1
Marina: 1
Pest Control: 1
Picnic Area: 1
Pool: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
Furnished
Partially: 1
Kitchen
First: 1
Lot Features
Landscaped: 1
Waterfront: 1
Lot Access
State Highway: 1
Parking Features
Parking Garage: 1
Parking Lot: 1
Association Amenities
BBQ Pit/Grill: 1
Community Room: 1
Dock: 1
Waterfront: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Primary Bathroom: 1
Utilities
Cable - Available: 1
Electricity - Availabile: 1
Garbage: 1
Phone - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Bay: 1
Sale Type
As Is: 1
Waterfront Type
Bay/Harbor: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Jetted: 1
Primary Bathroom
First: 1
Security Features
Fire Alarm: 1
Fire Sprinkler System: 1
Security Lights: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Washer; Water Heater - Electric
Bedroom: First
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Built-in Barbecue/Grill; Summer Kitchen; Patio Covered
Association Fees Include: BBQ Pit/Grill; TV Cable; Community Room; Dock; Ground Keeping; Management; Marina; Pest Control; Picnic Area; Pool; Sewer; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Partially
Kitchen: First
Lot Features: Landscaped; Waterfront
Lot Access: State Highway
Primary Bathroom: First
Dining Room: First
Pool Features: Gunite Concrete; Inground
Security Features: Fire Alarm; Fire Sprinkler System; Security Lights; Smoke Detector(s)
Parking Features: Parking Garage; Parking Lot
Association Amenities: BBQ Pit/Grill; Community Room; Dock; Waterfront
Rooms: Bedroom; Dining Room; Kitchen; Primary Bathroom
Sale Type: As Is
Utilities: Cable - Available; Electricity - Availabile; Garbage; Phone - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Bay/Harbor
Waterview: Bay
Room Information
Room Name Level Dimensions Length Width
Primary BathroomFirst18 x 1218.0012.00
BedroomFirst16 x 1416.0014.00
BedroomFirst14 x 1214.0012.00
Dining RoomFirst30 x 1430.0014.00
KitchenFirst14 x 1214.0012.00

Listing Office: Gulf Life Real Estate Inc

Last Updated: November - 12 - 2026

Information deemed reliable but not guaranteed.