627 Laurel Street, Panama City Beach, FL 32407 (MLS# 786866)


$355,000
627 Laurel Street
Panama City Beach, FL 32407
MLS# 786866
2 beds  |  2 baths  |  972 sqft


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Property Description
Investor's Dream - Fully Renovated, Steps from the Beach! Welcome to 627 Laurel Street, where thoughtful renovations meets unbeatable charm tucked away in the short-term friendly area of Panama City Beach. This beautifully updated 2-bedroom, 2-bath townhome offers more than just a place to stay; it's a ready-made investment, a low-maintenance second home, or the ultimate beach retreat just steps from the Gulf. With beach access across the street, you'll be dipping your toes in the sugar-white sand and emerald waters within minutes of leaving your front door. Inside, nearly every inch of this home has been upgraded. The kitchen boasts granite countertops, a marble backsplash, modern cabinetry with pullouts, and newer appliances including a refrigerator (2024), microwave (2025), and stove (2023). The open living and dining areas feature LVP floors, crown molding, and abundant natural light, while thoughtful touches like barn doors, tiled baths, and updated light fixtures elevate the style. Both bathrooms have been beautifully refreshed with new sinks, tile work, and even a full shower addition downstairs for convenience. The improvements extend far beyond aesthetics. Big-ticket items are already taken care of; new HVAC (2020), roof (2022), tankless water heater (2019), and impact-rated windows (2022) ensure years of low-maintenance ownership. Safety and compliance are also built-in with storm shutters, solar cameras, CO/smoke detectors, emergency lighting, and fire extinguishers, giving peace of mind for absentee owners and guests alike. Even utilities and costs are easy on the budget, with average monthly expenses around $150 for power, gas, and water combined, plus a low HOA of $150 per month. Step outside and enjoy the upper deck with or relax on the private patio with a new back door for easy access. Storage has been maximized with custom closet features, under-stair compartments, and extra cabinetry throughout. Whether you're hosting family, welcoming rental guests, or simply enjoying a quiet beachside retreat, this property adapts to your needs with comfort and ease. The location is the icing on the cake... In the heart of Panama City Beach, you're close to Pier Park, shopping, dining, and entertainment, world-class fishing and boating, and all the excitement that draws millions of visitors here each year. For investors, that means strong rental demand. For second-home buyers, it means your vacation escape is also in one of the most desirable destinations on the Gulf Coast. With all major upgrades complete and the beach at your doorstep, 627 Laurel Street is the definition of turnkey. Whether you're seeking a savvy investment, a stress-free second home, or simply a personal slice of paradise, this townhome delivers it all. Come check out this opportunity for yourself and take advantage of investing in the booming tourism of PCB!

Details
Maps
Contract Info
List Price/SqFt: 365.23
Status: Active
List Date: 2025-09-25
List Price: $355,000
Current Price: $355,000
Location
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Driving west from Hathway Bridge, in appx 8 miles turn left onto Clara Ave. Turn right onto Hutchison Blvd, then left onto Laurel St. Townhome will be on the left.
Area: 03 - Bay County - Beach
Street #: 627
Street Name: Laurel
Street Suffix: Street
State: FL
Zip Code: 32407
County: Bay
Subdivision: Holiday Point
Parcel ID: 34161-040-000
Legal Description: 27 3S 16W -117.4- 38A3 COM NW COR OF NE1/4 OF SW1/4 TH E 1327.50' S 594.85' W 81.50' S 84.04' FOR POB TH CONT S 21.82' W 51.50' N 21.82 E 51.50' TO POB ORB 4020 P 843
General Property Info
Design: Townhome
Apx SqFt(Htd/Cooled): 972
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 51 x 21
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Attached Single Unit
Bedrooms: 2
Full Baths: 1
Total Baths: 2
Year Built: 1985
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 150
HOA Frequency: Monthly
HOA Annual Amount: 1800
New Buyer Fee: No
Last Taxes: 2537
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Investor's Dream - Fully Renovated, Steps from the Beach! Welcome to 627 Laurel Street, where thoughtful renovations meets unbeatable charm tucked away in the short-term friendly area of Panama City Beach. This beautifully updated 2-bedroom, 2-bath townhome offers more than just a place to stay; it's a ready-made investment, a low-maintenance second home, or the ultimate beach retreat just steps from the Gulf. With beach access across the street, you'll be dipping your toes in the sugar-white sand and emerald waters within minutes of leaving your front door. Inside, nearly every inch of this home has been upgraded. The kitchen boasts granite countertops, a marble backsplash, modern cabinetry with pullouts, and newer appliances including a refrigerator (2024), microwave (2025), and stove (2023). The open living and dining areas feature LVP floors, crown molding, and abundant natural light, while thoughtful touches like barn doors, tiled baths, and updated light fixtures elevate the style. Both bathrooms have been beautifully refreshed with new sinks, tile work, and even a full shower addition downstairs for convenience. The improvements extend far beyond aesthetics. Big-ticket items are already taken care of; new HVAC (2020), roof (2022), tankless water heater (2019), and impact-rated windows (2022) ensure years of low-maintenance ownership. Safety and compliance are also built-in with storm shutters, solar cameras, CO/smoke detectors, emergency lighting, and fire extinguishers, giving peace of mind for absentee owners and guests alike. Even utilities and costs are easy on the budget, with average monthly expenses around $150 for power, gas, and water combined, plus a low HOA of $150 per month. Step outside and enjoy the upper deck with or relax on the private patio with a new back door for easy access. Storage has been maximized with custom closet features, under-stair compartments, and extra cabinetry throughout. Whether you're hosting family, welcoming rental guests, or simply enjoying a quiet beachside retreat, this property adapts to your needs with comfort and ease. The location is the icing on the cake... In the heart of Panama City Beach, you're close to Pier Park, shopping, dining, and entertainment, world-class fishing and boating, and all the excitement that draws millions of visitors here each year. For investors, that means strong rental demand. For second-home buyers, it means your vacation escape is also in one of the most desirable destinations on the Gulf Coast. With all major upgrades complete and the beach at your doorstep, 627 Laurel Street is the definition of turnkey. Whether you're seeking a savvy investment, a stress-free second home, or simply a personal slice of paradise, this townhome delivers it all. Come check out this opportunity for yourself and take advantage of investing in the booming tourism of PCB!
Breakfast Room
First: 1
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Construction/Siding
Roof - Dimensional Shg: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Patio Covered: 1
Association Fees Include
Ground Keeping: 1
Management: 1
Pool: 1
Trash Disposal: 1
TV Cable: 1
Furnished
Furnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Assigned: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Pool: 1
Rooms
Bedroom: 1
Breakfast Room: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Dishwasher; Microwave; Range - Electric; Refrigerator; Water Heater - Electric
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Patio Covered
Association Fees Include: TV Cable; Ground Keeping; Management; Pool; Trash Disposal
Furnished: Furnished
Kitchen: First
Living Room: First
Lot Features: Within 1/2 Mile to Water
Lot Access: Paved Road
Breakfast Room: First
Pool Features: Inground
Parking Features: Assigned
Association Amenities: Pool
Rooms: Bedroom; Breakfast Room; Kitchen; Living Room; Primary Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
Master BedroomSecond14 x 1214.0012.0014 x 12Measurements are approximate
BedroomSecond13 x 1213.0012.0013 x 12Measurements are approximate
Living RoomFirst15 x 1215.0012.0015 x 12Measurements are approximate
Breakfast RoomFirst9 x 89.008.009 x 8Measurements are approximate
KitchenFirst10 x 810.008.0010 x 8Measurements are approximate

Listing Office: Think Real Estate

Last Updated: June - 08 - 2026

Information deemed reliable but not guaranteed.