623 Fernwood Street A, Panama City Beach, FL 32407 (MLS# 788364)

Homestead: Yes

HOA Fee: No

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 3267

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

List Price/SqFt: 308.62

Status: Active

List Date: 2026-04-14

List Price: $770,000

Current Price: $770,000

Unit #: A

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: No

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: Head N of S Arnold Rd. Turn right onto US-98 E/Back Beach Rd/Panama City Beach Pkwy. Turn right onto Fernwood St. It is on the left.

Area: 03 - Bay County - Beach

Street #: 623

Street Name: Fernwood

Street Suffix: Street

State: FL

Zip Code: 32407

County: Bay

Subdivision: No Named Subdivision

Parcel ID: 34147-010-000

Legal Description: 27 3S 16W -104.2A- 38A3 PART OF BAHAMA BEACH PARCEL #9 DESC AS: COM AT NW COR OF NE1/4 OF SW1/4 E 640.28' TO E R/W OF FERNWOOD ST S 565.68' FOR POB TH E 82.96' S 26.20' W 82.98' TO E R/W OF FERNWOOD ST N 26.20' TO POB ORB 3272 P 1485

Design: Beach House

Apx SqFt(Htd/Cooled): 2495

Construction Status: Construction Complete

SqFt Source: Owner Measured

# of Stories in Building: 3

Lot Dimensions: N/A

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: No

Sub-Type: Attached Single Unit

Bedrooms: 4

Full Baths: 4

Total Baths: 4

Year Built: 2004

Remarks: Great investment opportunity on the beach! Spacious four bedroom, four bath home located just one block north of Front Beach Road. Enjoy gulf views from all three balconies or take a quick walk to the beach. Walking distance to several restaurants and bars. First-floor features one car garage and one bedroom with efficiency kitchen and full bath, perfect for separate rental. Second and third floors offer more oversized living areas, fresh paint in 2022 inside and out, new vinyl floor in 2021, sliding glass doors to balconies, granite countertops, breakfast bar, and third-floor master bedroom with gulf views. Electric shades on second floor balcony. Privacy railings on 1st and 2nd Floors. Can see fireworks from both piers (County and Pier Park) from 3rd Floor Balcony. Fantastic opportunity to live one block from the beach for an affordable price! Low maintenance costs and no HOA. Current Termite Bond with Arrow Pest. Home being sold in its as-is condition. All measurements and dimensions are approximate. More pictures provided upon request.

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Range - Electric: 1

Range Hood: 1

Refrigerator: 1

Washer: 1

Ceiling - Raised: 1

Floor - Vinyl: 1

Lighting - Recessed: 1

Lock Out Unit: 1

Foundation - Slab on Grade: 1

Roof - Metal: 1

Siding - Stucco: 1

Balcony: 1

Deck Covered: 1

Deck Open: 1

Fenced Back Yard: 1

Patio Covered: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Second: 1

Second: 1

Within 1/2 Mile to Water: 1

City Street: 1

Garage Attached: 1

Garage Door Opener: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBed Balcony: 1

City: 1

Bedroom: 1

Kitchen: 1

Living Room: 1

Other - See Remarks: 1

Gulf: 1

As Is: 1

First: 1

Second: 1

Third: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1