6003 Howard Road, Panama City, FL 32404 (MLS# 797313)

Acreage: 0.22

Design: Ranch

Lot Size (SqFt): 9583

Apx SqFt(Htd/Cooled): 1611

Construction Status: Construction Complete

SqFt Source: Agent Measured

Accessory Dwelling Unit: No

Lot Dimensions: 75.0 ft x 130.0 ft

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 1984

List Price/SqFt: 173.8

Status: Active

List Date: 2026-10-30

List Price: $279,999

Current Price: $279,999

Sub Area: 0202 - Bay - Central SE

Community/Resort: Bay Front

Waterfront: No

Elementary School: Tyndall Academy

Middle School: Rutherford Middle

High School: Rutherford

Directions: E Hwy 98 to Ivy Road, right on S Gay Ave, south to Howard, East on Howard to 6003

Area: 02 - Bay County - Central

Street #: 6003

Street Name: Howard

Street Suffix: Road

State: FL

Zip Code: 32404

County: Bay

Subdivision: Bay Front Unit 6

Parcel ID: 07227-520-000

Legal Description: BAY FRONT UNIT 6 LOT 7 BLK A ORB 4038 P 163

HOA Fee: No

New Buyer Fee: No

Last Taxes: 1161.23

Last Tax Year: 2025

Lot: 7

Block: A

Brokerage Interest: No Interest

As Is: Yes

Section: 19

Township: 4S

Range: 13W

Remarks: Step inside this immaculate 3-bedroom, 2-bath brick home offering approximately 1,611 square feet of beautifully updated, energy-efficient living space in Callaway's highly desirable Bay Front community. Designed for low-maintenance comfort and complete peace of mind, the home features durable laminate and tile flooring throughout, updated kitchen appliances (less than two years old), and a cozy brick corner fireplace that serves as a warm focal point for the living area. Major big-ticket improvements have already been checked off your list: a brand-new HVAC system installed in 2026, new gas lines for the hot water heater, a roof that is only about eight years old, and 2025 upgrades including new high-efficiency windows as well as new Hardie siding and soffits. Best of all, the seller will pay off the solar panels in full at closing, allowing you to enjoy average electric bills of roughly $35 per month per the seller. Unwind year-round in the newly built all-seasons porch, which opens to a fully privacy-fenced backyard ideal for pets, play, or weekend entertaining. Situated less than a half-mile walk from East Bay, you can easily take strolls along the water or head around the corner to launch your kayak for a day on the bay. Military families will love the effortless commute--just about 15 minutes to Tyndall Air Force Base--while everyone will appreciate being minutes from Callaway's growing local amenities and a quick 15-minute drive from vibrant historic Downtown Panama City. This turn-key coastal sanctuary combines major structural upgrades, unbelievable energy savings, and an unbeatable location. Schedule your private showing today! Note: some images have been artificially enhanced for color and clarity and/or to remove personal items.

First: 1

First: 1

Dishwasher: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Ceiling - Beamed: 1

Ceiling - Raised: 1

Fireplace: 1

Floor - Laminate: 1

Floor - Tile: 1

Brick: 1

Foundation - Slab on Grade: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Patio Enclosed: 1

Shed(s): 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

First: 1

Within 1/2 Mile to Water: 1

City Street: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Resid Single Family: 1

Bedroom: 1

Dining Room: 1

Great Room: 1

Kitchen: 1

Primary Bedroom: 1

Electricity - Connected: 1

Natural Gas - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Solar: 1

As Is: 1

First: 1

First: 1

Central Air: 1

Electric: 1

Fireplace - Electric: 1