5826 Hilltop Avenue
Panama City, FL 32408
MLS# 789949
3 beds | 3 baths | 1456 sqft
Property DescriptionTurnkey and ready. Welcome to Dolphin Den -- a fully furnished 3BR/3BA coastal showpiece in the heart of Biltmore Beach, three blocks to sugar-white sand and 226 feet to the Dolphin Drive boat ramp. From the moment you arrive, the home's crisp white board-and-batten exterior, classic gabled roofline, and elevated wraparound deck capture the timeless Florida beach-cottage charm buyers dream about. Peek between the swaying palms and you'll catch glimpses of the bay just beyond -- your daily view from sunrise coffee to sunset cocktails.
The expansive elevated deck is the heart of outdoor living here: an alfresco dining set for four, a separate lounge area with cushioned seating, a grill ready for fresh catch, and room to entertain a crowd under the Gulf Coast sky. Inside: a main-floor king primary suite with double vanities and walk-in shower, an upstairs queen retreat, and a bunk room built for the kids. Open-concept living flows out to those bay views through every window. Stainless kitchen, smart TVs in every bedroom, 58'' living room screen, and a game room with two stand-up arcades.
Outside, mature palms and tropical landscaping frame a fully fenced corner lot with parking for four plus your boat, jet ski, or golf cart. Elevated construction means no flood insurance required -- along with no HOA, a 2020 roof, HVAC, and water heater, and a termite bond in place. The lower level beneath the home is plumbed and wired, ready to expand your square footage and your vision. Whether you're after a primary residence, a second home, or a proven short-term rental in one of PCB's most walkable beach neighborhoods -- Dolphin Den is the rare property that checks every box. Don't just buy a home. Buy the lifestyle.
List Price/SqFt: 398.35
Status: Active
List Date: 2026-05-15
List Price: $580,000
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Heading W on the Hathaway Bridge,
Use the left 2 lanes to turn slightly left onto FL-30 W/Front Beach Rd, Turn left onto Joan Ave, Turn left onto C R 392/Thomas Dr, Turn left onto Dolphin Dr, Turn right onto Hilltop Ave, Destination will be on the left
Area: 03 - Bay County - Beach
Street #: 5826
Street Name: Hilltop
Street Suffix: Avenue
State: FL
Zip Code: 32408
County: Bay
Subdivision: Biltmore Beach 1st Add
Parcel ID: 32041-000-000
Legal Description: BILTMORE BEACH 1ST ADD LOT 13 BLK E ORB 4581 P 465
Acreage: 0.13
Design: Beach House
Lot Size (SqFt): 5663
Apx SqFt(Htd/Cooled): 1456
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 110x50
New Construction: No
Pool Type: Private
Sub-Type: Detached Single Family
Total Baths: 3
Year Built: 1994
HOA Fee: No
New Buyer Fee: No
Last Taxes: 4774
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: Turnkey and ready. Welcome to Dolphin Den -- a fully furnished 3BR/3BA coastal showpiece in the heart of Biltmore Beach, three blocks to sugar-white sand and 226 feet to the Dolphin Drive boat ramp. From the moment you arrive, the home's crisp white board-and-batten exterior, classic gabled roofline, and elevated wraparound deck capture the timeless Florida beach-cottage charm buyers dream about. Peek between the swaying palms and you'll catch glimpses of the bay just beyond -- your daily view from sunrise coffee to sunset cocktails.
The expansive elevated deck is the heart of outdoor living here: an alfresco dining set for four, a separate lounge area with cushioned seating, a grill ready for fresh catch, and room to entertain a crowd under the Gulf Coast sky. Inside: a main-floor king primary suite with double vanities and walk-in shower, an upstairs queen retreat, and a bunk room built for the kids. Open-concept living flows out to those bay views through every window. Stainless kitchen, smart TVs in every bedroom, 58'' living room screen, and a game room with two stand-up arcades.
Outside, mature palms and tropical landscaping frame a fully fenced corner lot with parking for four plus your boat, jet ski, or golf cart. Elevated construction means no flood insurance required -- along with no HOA, a 2020 roof, HVAC, and water heater, and a termite bond in place. The lower level beneath the home is plumbed and wired, ready to expand your square footage and your vision. Whether you're after a primary residence, a second home, or a proven short-term rental in one of PCB's most walkable beach neighborhoods -- Dolphin Den is the rare property that checks every box. Don't just buy a home. Buy the lifestyle.
Microwave: 1
Oven - Electric: 1
Washer: 1
Water Heater - Electric: 1
Ceiling - Beamed: 1
Ceiling - Vaulted: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Foundation - Stilts: 1
Roof - Shingle/Shake: 1
Siding - Hardie Board: 1
Trim - Hardie Board: 1
Deck Open: 1
Fenced Back Yard: 1
Hurricane Shutters: 1
Storm Windows: 1
Corner Lot: 1
Near Beach Access: 1
Near Public Boat Ramp: 1
Within 1/2 Mile to Water: 1
County Road: 1
Paved Road: 1
MBath Double Vanity: 1
MBath Shower Only: 1
Bedroom: 1
Master Bedroom: 1
TV Cable: 1
Electricity - Connected: 1
Sewer Available: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Central Air: 1
Appliances: Dishwasher; Disposal; Microwave; Oven - Electric; Washer; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Deck Open; Fenced Back Yard; Hurricane Shutters; Storm Windows
Financing: Cash; Conventional; VA
Lot Features: Corner Lot; Near Beach Access; Near Public Boat Ramp; Within 1/2 Mile to Water
Lot Access: County Road; Paved Road
Pool Features: Above Ground; Fenced
Security Features: Smoke Detector(s)
Parking Features: Boat; Gravel
Other Structures: Workshop
Rooms: Bedroom; Master Bedroom
Utilities: TV Cable; Electricity - Connected; Sewer Available; Public Water - Connected; Septic Tank
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Master Bedroom | Second | 16.7 x 11.4 | 16.70 | 11.40 | 16.7 x 11.4 |
| Bedroom | First | 17.3 x 12.3 | 17.30 | 12.30 | 17.3 x 12.3 |
| Bedroom | Second | 11.3 x 9.4 | 11.30 | 9.40 | 11.3 x 9.4 |
Listing Office: Legacy Premier Agency
Last Updated: May - 15 - 2026
Information deemed reliable but not guaranteed.