5541 Highway 2297, Panama City, FL 32404 (MLS# 795820)


$399,900
5541 Highway 2297
Panama City, FL 32404
MLS# 795820
3 beds  |  2 baths  |  1512 sqft


Welcome Home!
  1 / 29  
Welcome Home! Living Room 2-web-or-mls-heather-03 3-web-or-mls-heather-02 Kitchen 5-web-or-mls-heather-15 6-web-or-mls-heather-05 Gas oven Dining Room 9-web-or-mls-heather-08 10-web-or-mls-heather-09 11-web-or-mls-heather-10 Bedroom Bedroom Full Bathroom Primary Bedroom 17-web-or-mls-heather-17 Primary Bedroom En-Suite 20-web-or-mls-heather-20 30-web-or-mls-DJI_20260922102729_0642_D- 19-web-or-mls-heather-19 21-web-or-mls-heather-21 22-web-or-mls-heather-22 23-web-or-mls-heather-25 24-web-or-mls-heather-23 26-web-or-mls-heather-26 27-web-or-mls-birds eye highway-Edit 28-web-or-mls-DJI_20260922102518_0640_D- 29-web-or-mls-DJI_20260922102639_0641_D-

Property Description
COUNTRY LIVING MEETS EAST BAY VIEWS! Built in 2020 and perfectly situated on 1.75 acres with NO HOA, this beautiful home offers the space, privacy, and flexibility you've been looking for. Enjoy breathtaking sunsets over East Bay from the expansive full front porch, creating the perfect spot to unwind at the end of the day. Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The kitchen features stainless steel appliances, a gas range/oven, and plenty of workspace for everyday living and entertaining. The home is also equipped for a whole-house generator hook up, offering added peace of mind. Outdoor enthusiasts will appreciate the 10-foot deeded water access to the Bay, providing an incredible opportunity to enjoy the water just beyond your doorstep. Additional property improvements include a new deep well installed in 2020, new septic system installed in 2024, and a tankless water heater. And then there's the approximately 23' x 60' pole barn a truly versatile bonus space ready to become whatever you need it to be. Use it for animals, a workshop, equipment, hobbies, or bring your own vision to life. With a newer 2020 construction, acreage, Bay access, stunning sunset views, no HOA, and an impressive amount of additional storage and workspace, this property offers a rare combination of privacy, functionality, and the laid-back Florida lifestyle.

Details
Maps
General Property Info
Acreage: 1.75
Design: Ranch
Lot Size (SqFt): 76230
Apx SqFt(Htd/Cooled): 1512
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 250 x 340
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Covered Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2020
Contract Info
List Price/SqFt: 264.48
Status: Active
List Date: 2026-09-24
List Price: $399,900
Current Price: $399,900
Location
Sub Area: 0516 - Bay East - Sandy Creek/East Callaway Heights
Community/Resort: None
Waterfront: No
Elementary School: Callaway
Middle School: Rutherford Middle
High School: Rutherford
Directions: Highway 22, turn right onto Highway 2297, house will be approx 9 miles down on the left
Area: 05 - Bay County - East
Street #: 5541
Street Name: Highway 2297
State: FL
Zip Code: 32404
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 04023-000-000
Legal Description: 18 5S 12W -19- 188B BEG 354' S OF NW COR SW1/4 OF SE1/4 TH S 354' E 1050' N 354' W 1050 TO POB LESS DOCK ACCESS & SUBJ TO CONS ESMT LESS -19.3- ORB 4827 P 396
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 3191.49
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: COUNTRY LIVING MEETS EAST BAY VIEWS! Built in 2020 and perfectly situated on 1.75 acres with NO HOA, this beautiful home offers the space, privacy, and flexibility you've been looking for. Enjoy breathtaking sunsets over East Bay from the expansive full front porch, creating the perfect spot to unwind at the end of the day. Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The kitchen features stainless steel appliances, a gas range/oven, and plenty of workspace for everyday living and entertaining. The home is also equipped for a whole-house generator hook up, offering added peace of mind. Outdoor enthusiasts will appreciate the 10-foot deeded water access to the Bay, providing an incredible opportunity to enjoy the water just beyond your doorstep. Additional property improvements include a new deep well installed in 2020, new septic system installed in 2024, and a tankless water heater. And then there's the approximately 23' x 60' pole barn a truly versatile bonus space ready to become whatever you need it to be. Use it for animals, a workshop, equipment, hobbies, or bring your own vision to life. With a newer 2020 construction, acreage, Bay access, stunning sunset views, no HOA, and an impressive amount of additional storage and workspace, this property offers a rare combination of privacy, functionality, and the laid-back Florida lifestyle.
Dining Room
First: 1
Appliances
Dishwasher: 1
Range - Gas: 1
Refrigerator: 1
Water Heater - Tankless: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Construction/Siding
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Exterior
Porch Covered: 1
Other Structures
Barn(s): 1
Outbuilding: 1
Shed(s): 1
Workshop: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Negotiable: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Deeded Access Water: 1
Parking Features
Detached: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electric 220/240: 1
Propane: 1
Private Well: 1
Septic Tank: 1
Waterview
Bay: 1
Sale Type
As Is: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Shower Only: 1
MBed First Floor: 1
Primary Bathroom
First: 1
Security Features
Carbon Monoxide Detector: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Range - Gas; Refrigerator; Water Heater - Tankless
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Porch Covered
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Negotiable
Kitchen: First
Living Room: First
Lot Features: Deeded Access Water
Primary Bathroom: First
Dining Room: First
Security Features: Carbon Monoxide Detector; Smoke Detector(s)
Parking Features: Detached
Other Structures: Barn(s); Outbuilding; Shed(s); Workshop
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: Electric 220/240; Private Well; Propane; Septic Tank
Waterview: Bay
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width
Living RoomFirst17.1 x 12.117.1012.10
Primary BedroomFirst15.5 x 12.815.5012.80
Primary BathroomFirst12.1 x 11.712.1011.70
Dining RoomFirst13 x 10.313.0010.30
KitchenFirst16.4 x 12.816.4012.80
BedroomFirst10.2 x 12.710.2012.70
BedroomFirst10.2 x 10.810.2010.80

Listing Office: Keller Williams Realty Emerald Coast

Last Updated: September - 24 - 2026

Information deemed reliable but not guaranteed.