5541 Highway 2297
Panama City, FL 32404
MLS# 795820
3 beds | 2 baths | 1512 sqft
Property DescriptionCOUNTRY LIVING MEETS EAST BAY VIEWS! Built in 2020 and perfectly situated on 1.75 acres with NO HOA, this beautiful home offers the space, privacy, and flexibility you've been looking for. Enjoy breathtaking sunsets over East Bay from the expansive full front porch, creating the perfect spot to unwind at the end of the day.
Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The kitchen features stainless steel appliances, a gas range/oven, and plenty of workspace for everyday living and entertaining. The home is also equipped for a whole-house generator hook up, offering added peace of mind.
Outdoor enthusiasts will appreciate the 10-foot deeded water access to the Bay, providing an incredible opportunity to enjoy the water just beyond your doorstep. Additional property improvements include a new deep well installed in 2020, new septic system installed in 2024, and a tankless water heater. And then there's the approximately 23' x 60' pole barn a truly versatile bonus space ready to become whatever you need it to be. Use it for animals, a workshop, equipment, hobbies, or bring your own vision to life.
With a newer 2020 construction, acreage, Bay access, stunning sunset views, no HOA, and an impressive amount of additional storage and workspace, this property offers a rare combination of privacy, functionality, and the laid-back Florida lifestyle.
Acreage: 1.75
Design: Ranch
Lot Size (SqFt): 76230
Apx SqFt(Htd/Cooled): 1512
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 250 x 340
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Covered Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Total Baths: 2
Year Built: 2020
List Price/SqFt: 264.48
Status: Active
List Date: 2026-09-24
List Price: $399,900
Sub Area: 0516 - Bay East - Sandy Creek/East Callaway Heights
Community/Resort: None
Waterfront: No
Elementary School: Callaway
Middle School: Rutherford Middle
High School: Rutherford
Directions: Highway 22, turn right onto Highway 2297, house will be approx 9 miles down on the left
Area: 05 - Bay County - East
Street #: 5541
Street Name: Highway 2297
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 04023-000-000
Legal Description: 18 5S 12W -19- 188B BEG 354' S OF NW COR SW1/4 OF SE1/4 TH S 354' E 1050' N 354' W 1050 TO POB LESS DOCK ACCESS & SUBJ TO CONS ESMT LESS -19.3- ORB 4827 P 396
HOA Fee: No
New Buyer Fee: No
Last Taxes: 3191.49
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks: COUNTRY LIVING MEETS EAST BAY VIEWS! Built in 2020 and perfectly situated on 1.75 acres with NO HOA, this beautiful home offers the space, privacy, and flexibility you've been looking for. Enjoy breathtaking sunsets over East Bay from the expansive full front porch, creating the perfect spot to unwind at the end of the day.
Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The kitchen features stainless steel appliances, a gas range/oven, and plenty of workspace for everyday living and entertaining. The home is also equipped for a whole-house generator hook up, offering added peace of mind.
Outdoor enthusiasts will appreciate the 10-foot deeded water access to the Bay, providing an incredible opportunity to enjoy the water just beyond your doorstep. Additional property improvements include a new deep well installed in 2020, new septic system installed in 2024, and a tankless water heater. And then there's the approximately 23' x 60' pole barn a truly versatile bonus space ready to become whatever you need it to be. Use it for animals, a workshop, equipment, hobbies, or bring your own vision to life.
With a newer 2020 construction, acreage, Bay access, stunning sunset views, no HOA, and an impressive amount of additional storage and workspace, this property offers a rare combination of privacy, functionality, and the laid-back Florida lifestyle.
Dishwasher: 1
Range - Gas: 1
Refrigerator: 1
Water Heater - Tankless: 1
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Primary Bathroom: 1
Primary Bedroom: 1
Electric 220/240: 1
Propane: 1
Private Well: 1
Septic Tank: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Shower Only: 1
MBed First Floor: 1
Carbon Monoxide Detector: 1
Smoke Detector(s): 1
Appliances: Dishwasher; Range - Gas; Refrigerator; Water Heater - Tankless
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Financing: Cash; Conventional; FHA; USDA; VA
Lot Features: Deeded Access Water
Security Features: Carbon Monoxide Detector; Smoke Detector(s)
Parking Features: Detached
Other Structures: Barn(s); Outbuilding; Shed(s); Workshop
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Utilities: Electric 220/240; Private Well; Propane; Septic Tank
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width |
| Living Room | First | 17.1 x 12.1 | 17.10 | 12.10 |
| Primary Bedroom | First | 15.5 x 12.8 | 15.50 | 12.80 |
| Primary Bathroom | First | 12.1 x 11.7 | 12.10 | 11.70 |
| Dining Room | First | 13 x 10.3 | 13.00 | 10.30 |
| Kitchen | First | 16.4 x 12.8 | 16.40 | 12.80 |
| Bedroom | First | 10.2 x 12.7 | 10.20 | 12.70 |
| Bedroom | First | 10.2 x 10.8 | 10.20 | 10.80 |
Listing Office: Keller Williams Realty Emerald Coast
Last Updated: September - 24 - 2026
Information deemed reliable but not guaranteed.