5505 Sun Harbor Road 181, Panama City, FL 32401 (MLS# 795029)


$327,000
5505 Sun Harbor Road 181
Panama City, FL 32401
MLS# 795029
2 beds  |  2 baths  |  1200 sqft


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Property Description
SHORT-TERM RENTALS NOW APPROVED! Welcome to waterfront living at Sun Harbor. This fully furnished, two-story end-unit condo offers a rare combination of space, flexibility, and beautiful views of the bay, marina, and pool. The spacious floor plan features 2 bedrooms, 2 full bathrooms, a large kitchen, dedicated dining area, and an open living space ideal for relaxing or entertaining. Two private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee, evening sunsets, and the waterfront surroundings. Boating enthusiasts will appreciate the convenient marina access, with boat slips available for purchase or rent, including options with or without lifts. A new on-site restaurant is also coming soon, adding even more convenience to this unique waterfront community. With short-term rentals now permitted by the association, this property offers exceptional versatility as a primary residence, second home, vacation getaway, or investment property. Fully furnished and ready for its next owner, this is an opportunity to enjoy the waterfront lifestyle from day one.

Details
Maps
General Property Info
Floor Number: 1
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1200
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: No
Assigned Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 1984
Contract Info
List Price/SqFt: 272.5
Status: Active
List Date: 2026-08-29
List Price: $327,000
Current Price: $327,000
Location
Unit #: 181
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From PCB get onto Hathaway Bridge. Make a right onto ramp toward Port/Panama City. Make a right and then immediate right onto Sun Harbor. Turn left into Sun Harbor, first unit on the right corner.
Area: 02 - Bay County - Central
Street #: 5505
Street Name: Sun Harbor
Street Suffix: Road
State: FL
Zip Code: 32401
County: Bay
Subdivision: Sun Harbor Condo
Parcel ID: 27935-542-000
Legal Description: SUN HARBOR CONDO UNIT 181 ORB 968 P 1383 1BR 1B 1200 H&C ORB 4193 P 1451
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 425
HOA Frequency: Monthly
HOA Annual Amount: 5100
New Buyer Fee: No
Last Taxes: 3043.74
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: SHORT-TERM RENTALS NOW APPROVED! Welcome to waterfront living at Sun Harbor. This fully furnished, two-story end-unit condo offers a rare combination of space, flexibility, and beautiful views of the bay, marina, and pool. The spacious floor plan features 2 bedrooms, 2 full bathrooms, a large kitchen, dedicated dining area, and an open living space ideal for relaxing or entertaining. Two private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee, evening sunsets, and the waterfront surroundings. Boating enthusiasts will appreciate the convenient marina access, with boat slips available for purchase or rent, including options with or without lifts. A new on-site restaurant is also coming soon, adding even more convenience to this unique waterfront community. With short-term rentals now permitted by the association, this property offers exceptional versatility as a primary residence, second home, vacation getaway, or investment property. Fully furnished and ready for its next owner, this is an opportunity to enjoy the waterfront lifestyle from day one.
Family Room
First: 1
Pool Features
Fenced: 1
Inground: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Interior Features
Floor - Tile: 1
Stairs: 1
Window - Treatment All: 1
Construction/Siding
Roof - Metal: 1
Siding - Wood: 1
Exterior
Balcony: 1
Deck Covered: 1
Patio Covered: 1
Porch Covered: 1
Waterfront Feature
Boat Slip: 1
Boatlift: 1
Association Fees Include
Accounting: 1
Dumpster: 1
Ground Keeping: 1
Insurance: 1
Legal: 1
Pest Control: 1
Pool: 1
TV Cable: 1
Water: 1
Furnished
Furnished: 1
Lot Features
Covenants & Rescrictions: 1
Deeded Access Water: 1
Flood Insurance Req: 1
Landscaped: 1
Near Beach Access: 1
Near Public Boat Ramp: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
State Highway: 1
Paved Road: 1
Parking Features
Assigned: 1
Parking Lot: 1
Paved: 1
Present Zoning
Resort: 1
Association Amenities
BBQ Pit/Grill: 1
Dock: 1
Fishing: 1
Laundry: 1
Marina: 1
Picnic Area: 1
Pool: 1
Retail Shops: 1
Rooms
Bedroom: 1
Family Room: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Bay: 1
Unobstructed: 1
Sale Type
As Is: 1
Waterfront Type
Bay/Harbor: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Electric: 1
Heating
Electric: 1
Primary Bdrm/Primary Bath
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed First Floor: 1
MBed Sitting Area: 1
MBed Waterfront: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Security Features
Fire Alarm: 1
Security Lights: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Microwave; Oven - Electric; Range - Electric; Refrigerator
Bedroom: First
Cooling: Ceiling Fan(s); Electric
Heating: Electric
Exterior: Balcony; Deck Covered; Patio Covered; Porch Covered
Association Fees Include: Accounting; TV Cable; Dumpster; Insurance; Legal; Ground Keeping; Pest Control; Pool; Water
Furnished: Furnished
Lot Features: Covenants & Rescrictions; Deeded Access Water; Flood Insurance Req; Landscaped; Near Beach Access; Near Public Boat Ramp; Waterfront; Within 1/2 Mile to Water
Lot Access: State Highway; Paved Road
Family Room: First
Pool Features: Fenced; Inground
Security Features: Fire Alarm; Security Lights; Smoke Detector(s)
Parking Features: Assigned; Parking Lot; Paved
Association Amenities: BBQ Pit/Grill; Dock; Fishing; Laundry; Marina; Picnic Area; Pool; Retail Shops
Rooms: Bedroom; Family Room
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Bay/Harbor
Waterfront Feature: Boat Slip; Boatlift
Waterview: Bay; Unobstructed
Present Zoning: Resort
Room Information
Room Name Level Dimensions Length Width
BedroomFirst12 x 912.009.00
Family RoomFirst30 x 2530.0025.00

Listing Office: EXP Realty LLC

Last Updated: September - 04 - 2026

Information deemed reliable but not guaranteed.