5412 Hilltop Avenue, Panama City Beach, FL 32408 (MLS# 797431)

Acreage: 0.14

Design: Beach House

Lot Size (SqFt): 5663

Apx SqFt(Htd/Cooled): 1147

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 1

Accessory Dwelling Unit: No

Lot Dimensions: 50.0 ft x 120.0 ft

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 1970

List Price/SqFt: 326.94

Status: Active

List Date: 2026-11-05

List Price: $375,000

Current Price: $375,000

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: Thomas Dr south to Biltmore Dr north to right on Hilltop Ave to address.

Area: 03 - Bay County - Beach

Street #: 5412

Street Name: Hilltop

Street Suffix: Avenue

State: FL

Zip Code: 32408

County: Bay

Subdivision: Biltmore Beach

Parcel ID: 31832-000-000

Legal Description: BILTMORE BEACH LOT 6 BLK I MAP 70B2 ORB 4753 P 995

HOA Fee: No

New Buyer Fee: No

Last Taxes: 3988.18

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: Less than a 10-minute walk from the sugar-white sands of the gulf, this fully furnished coastal retreat pairs an inviting backyard escape with an established vacation rental history. Offering three bedrooms, two bathrooms and documented annual gross rental revenue of approximately $32,000 to $35,000, the updated residence presents an appealing opportunity for investors, second-home buyers or those seeking a full-time home near the beach. With no HOA and a convenient location near restaurants, marinas and boating destinations, the property offers flexibility for a variety of coastal lifestyles. Inside, a comfortable, guest-friendly layout accommodates family and friends with two king bedrooms and a dedicated bunk room featuring two sets of bunk beds. Luxury vinyl plank flooring, recessed lighting, updated windows and fresh interior paint contribute to the home's bright, refreshed atmosphere. Recent improvements extend well beyond aesthetics, including the addition of a second full bathroom, a new septic system and a dedicated laundry room. Offered fully furnished, the residence is ready for immediate enjoyment or vacation rental use. The fully fenced backyard is designed for leisurely afternoons and memorable gatherings. A spacious gazebo anchors the outdoor entertaining area, complemented by new furniture, two built-in grills and a refreshing stock tank pool. An outdoor shower makes rinsing off after a beach excursion effortless, while landscaping in both the front and back yards enhances the property's welcoming appeal. Whether hosting a cookout, relaxing poolside or spending a quiet evening outdoors, this private setting offers plenty of room to unwind. The location places some of Panama City Beach's favorite waterfront destinations within easy reach. Schooners, Patches, Captain Anderson's and The Grand Marlin are nearby, offering an array of dining experiences from casual beachside fare to fresh local seafood. Boating enthusiasts will appreciate convenient access to marinas and public boat ramps along South Lagoon Drive, while St. Andrews State Park is approximately seven minutes away by car. The property is also conveniently situated near Naval Surface Warfare Center Panama City Division, adding appeal for those seeking proximity to the installation. With the beach, boating and local dining all close at hand, everyday conveniences and coastal recreation are never far away.

Above Ground: 1

Dishwasher: 1

Dryer: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Fireplace: 1

Floor - Vinyl Plank: 1

Brick: 1

Roof - Metal: 1

Built-in Barbecue/Grill: 1

Columns: 1

Fenced Back Yard: 1

Shower: 1

Patio Open: 1

Pergola: 1

Shed(s): 1

Cash: 1

Conventional: 1

Furnished: 1

Bunk Room: 1

First: 1

First: 1

Within 1/2 Mile to Water: 1

Resid Single Family: 1

Bedroom: 1

Full Bathroom: 1

Kitchen: 1

Living Room: 1

Electricity - Connected: 1

Septic Tank: 1

As Is: 1

First: 1

First: 1

Central Air: 1

Central: 1