5412 Hilltop Avenue, Panama City Beach, FL 32408 (MLS# 791257)

List Price/SqFt: 361.81

Status: Active

List Date: 2026-06-12

List Price: $415,000

Current Price: $415,000

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: From Thomas Drive heading East, turn left on Biltmore Drive, turn right onto Hilltop Ave. Home is on the left.

Area: 03 - Bay County - Beach

Street #: 5412

Street Name: Hilltop

Street Suffix: Avenue

State: FL

Zip Code: 32408

County: Bay

Subdivision: Biltmore Beach

Parcel ID: 31832-000-000

Legal Description: BILTMORE BEACH LOT 6 BLK I MAP 70B2 ORB 4505 P 2027

Acreage: 0.14

Design: Ranch

Lot Size (SqFt): 6098

Apx SqFt(Htd/Cooled): 1147

Construction Status: Construction Complete

SqFt Source: Owner Measured

# of Stories in Building: 1

Lot Dimensions: 50 x 120

New Construction: No

Garage Y/N: No

Driveway Spaces: 2

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 1970

HOA Fee: No

New Buyer Fee: No

Last Taxes: 3988

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: Turnkey Panama City Beach Vacation Rental with documented annual gross rental revenue of approximately $40,000 - $50,000, sold fully furnished and ready for immediate use. Located just a few blocks from the Gulf in Lower Grand Lagoon, this updated 3-bedroom, 2-bath detached home offers no HOA, a fully fenced backyard and convenient access to the beach, restaurants, boating and local attractions. The efficient guest-friendly layout features two king bedrooms plus a bunk room with two sets of bunk beds. Recent improvements include a newly constructed second full bathroom, new septic system, luxury vinyl plank flooring, updated windows, recessed lighting, interior and exterior paint, and a dedicated laundry room with new washer and dryer. Outside, guests enjoy a private large gazebo, outdoor seating, two built-in grills, outdoor shower and an above-ground pool. The home is offered furnished, making it well suited for an investor, second-home buyer or full-time resident.

Above Ground: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Washer/Dryer Stacked: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Vinyl Plank: 1

Lock Out Closet: 1

Brick: 1

Roof - Metal: 1

Built-in Barbecue/Grill: 1

Fenced Back Yard: 1

Shower: 1

Shed(s): 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Furnished: 1

Bunk Room: 1

First: 1

First: 1

Flood Insurance Req: 1

Near Public Boat Ramp: 1

Paved Road: 1

Driveway: 1

Resid Single Family: 1

Bedroom: 1

Kitchen: 1

Living Room: 1

Primary Bedroom: 1

Electricity - Connected: 1

Garbage: 1

Public Water - Connected: 1

Septic Tank: 1

As Is: 1

First: 1

First: 1

Central Air: 1

Central: 1

MBath Shower Only: 1

MBed First Floor: 1

Smoke Detector(s): 1