532 Cove Villa Street, Panama City Beach, FL 32407 (MLS# 791523)

List Price/SqFt: 178.71

Status: Active

List Date: 2026-06-18

List Price: $465,000

Current Price: $465,000

Sub Area: 0321 - Beach - North Central

Community/Resort: None

Waterfront: No

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: From US Highway 98 and Thomas Drive travel north on Wildwood Road. Turn left into Emerald Cove Villas and take the first right to Cove Villa Street. Home is on the right.

Area: 03 - Bay County - Beach

Street #: 532

Street Name: Cove Villa

Street Suffix: Street

State: FL

Zip Code: 32407

County: Bay

Subdivision: Emerald Cove Villas

Parcel ID: 27541-500-018

Legal Description: EMERALD COVE VILLAS LOT 9 ORB 4837 P 1

Acreage: 0.11

Design: Craftsman Style

Lot Size (SqFt): 4792

Apx SqFt(Htd/Cooled): 2602

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 2

Lot Dimensions: 50.0 ft x 100.0 ft

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 4

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 4

Year Built: 2021

HOA Fee: Yes

HOA Amount: 600

HOA Frequency: Annually

HOA Annual Amount: 600

New Buyer Fee: Yes

New Buyer Fee Amt: 300

New Buyer Fee Paid: $

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: YOUR COASTAL BEAUTY AWAITS! A 2021 CRAFTSMAN, TUCKED AWAY ON A PRIVATE CUL-DE-SAC. Deeply loved and meticulously maintained by its current family, this property is filled with warmth, character, and an incredible sense of home. Spanning over 2,600 square feet of brilliantly designed living space, this immaculate 4-bedroom, 3.5-bathroom residence is the definition of modern coastal comfort. With a fresh, open-concept layout and premium upgrades throughout, this house proves you do not have to sacrifice space for a phenomenal location. DESIGNED FOR EFFORTLESS EVERYDAY LIVING, THE FLOOR PLAN FEATURES TWO SEPARATE LIVING ROOMS TO GIVE EVERYONE IN THE FAMILY PLENTY OF COMFORTABLE SPACE TO SPREAD OUT. The main level offers ultimate privacy with a spacious 1ST FLOOR PRIMARY BEDROOM retreat featuring a massive walk-in closet and an en-suite bathroom that serves as a true oasis, boasting a large walk-in shower. The heart of the home is a beautiful chef's kitchen equipped with stunning granite countertops, a sleek smooth-top stove, high-end stainless steel appliances, pantry, and cabinetry offering incredible storage. Beautiful, durable vinyl plank flooring runs throughout the downstairs living areas, perfectly complementing the modern finishes while standing up to a busy lifestyle. Fully equipped for convenience, the property includes built-in smart-home technology with keyless entry, a touch-screen control panel, a smart doorbell, and Echo Dot integration. THE SECOND LEVEL IS AN ABSOLUTE DREAM FOR FAMILIES OR HOSTING GUESTS, HIGHLIGHTED BY A MASSIVE SECONDARY LIVING ROOM. This spacious upstairs family or game room is the perfect, comfortable flex space for a pool table, a cozy media room, or a private retreat for kids to relax and play. The generously sized upstairs bedrooms feature cozy carpeting and share a highly functional Jack-and-Jill bathroom. Step outside to your private outdoor oasis, where a covered patio overlooks a fully privacy-fenced backyard, creating a secure environment that has been the setting for countless weekend cookouts and wonderful family memories. LOCATION IS EVERYTHING, AND FOR MILITARY BUYERS, THIS IS THE ULTIMATE PCS DREAM WITH NSA PANAMA CITY RIGHT AT YOUR DOORSTEP. From your quiet cul-de-sac, your morning commute to the Navy base is literally under five minutes, making it an absolute dream for active duty families or busy professionals. When it is time to unwind, you are perfectly positioned less than ten minutes from the pristine shores of St. Andrews State Park and the sugar-white sand beaches. Spend your weekends exploring the waterfront dining and shopping of the Grand Lagoon, grabbing authentic local flavor at Dat Cajun Place, or celebrating the sunset at the legendary Schooners. PRICED COMPETITIVELY, THIS INCREDIBLY LOVED HOME REPRESENTS A FANTASTIC VALUE AND THE PERFECT LANDING SPOT FOR A RELOCATION. This property is incredibly versatile and warmly welcomes VA, FHA, Conventional, and Cash buyers. A nearly-new build with two living spaces, this much square footage, and this level of comfort is a rare find on the coast, so schedule your private tour today!

First: 1

Second: 1

Accounting: 1

Management: 1

Master Association: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

First: 1

First: 1

Cul-De-Sac: 1

County: 1

Dog Park: 1

Bedroom: 1

Dining Room: 1

Family Room: 1

Kitchen: 1

Living Room: 1

Primary Bedroom: 1

ShowingTime: 1

TV Cable: 1

Electricity - Connected: 1

Phone - Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

As Is: 1

First: 1

Second: 1

Security System: 1