528 Ward Creek Lane, Panama City Beach, FL 32407 (MLS# 785264)

List Price/SqFt: 268.22

Status: Sold

List Date: 2026-02-14

List Price: $579,900

Current Price: $579,900

Sub Area: 0321 - Beach - North Central

Community/Resort: None

Waterfront: No

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: West on Hwy 98 over Hathaway Bridge, Right on Glades Trail, Left on Basin Bayou Drive, Left on Ward Creek Lane, Home down on Left.

Area: 03 - Bay County - Beach

Street #: 528

Street Name: Ward Creek

Street Suffix: Lane

State: FL

Zip Code: 32407

County: Bay

Subdivision: Breakfast Point

Parcel ID: 34030-275-740

Legal Description: BREAKFAST POINT PHASE 3C LOT 453 ORB 4458 P 1609

Acreage: 0.22

Design: Craftsman Style

Lot Size (SqFt): 9472

Apx SqFt(Htd/Cooled): 2162

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 74x128

New Construction: No

Garage Y/N: Yes

Garage Spaces: 3

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 5

Full Baths: 3

Total Baths: 3

Year Built: 2021

HOA Fee: Yes

HOA Amount: 350

HOA Frequency: Quarterly

HOA Annual Amount: 1400

New Buyer Fee: Yes

New Buyer Fee Amt: 0.5

New Buyer Fee Paid: %

Last Taxes: 4691

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: Located in the highly desirable Breakfast Point community of Panama City Beach, this 5 bedroom, 3-bath home offers 2,162 square feet of thoughtfully designed living space. A welcoming foyer opens to a spacious great room with high ceilings and an open-concept layout, complemented by a split-bedroom floor plan for added privacy. The kitchen is both stylish and functional, featuring a large center island with breakfast bar, custom soft-close cabinetry, stainless steel appliances, a gas range, designer backsplash, pantry, and a stainless-steel apron-front sink. Durable LVP flooring flows seamlessly throughout the home. The master suite showcases a tray ceiling and a luxurious en-suite bath with a double vanity, tiled shower, and an oversized walk-in closet. Three additional bedrooms provide convenient access to full baths, while the dedicated office offers flexibility as a fifth bedroom, playroom, or media space. Exterior highlights include a 3-car garage, covered front and rear porches, and a screened back porch accessed through a large sliding glass door - perfect for indoor/outdoor living. The charming front porch overlooks a peaceful pond. The backyard is fully fenced with white vinyl fencing and includes a Rain Bird sprinkler system for easy maintenance. Ideally situated next to a park within this sidewalk community with underground utilities, Breakfast Point offers quick access to the white sandy beaches of the Gulf, a nearby Publix-anchored shopping center, Breakfast Point Academy (within walking distance), and Pier Park for premier shopping, dining, and entertainment. Call today to schedule your private showing and start enjoying the coastal lifestyle!

Sold Price/SqFt: 268.22

Sold Price/Acre: 2635909.09

Under Contract Date: 2026-03-06

Sold Date: 2026-04-20

Sold Price: $579,900

First: 1

First: 1

First: 1

First: 1

First: 1

Cooktop - Gas: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Refrigerator: 1

Breakfast Bar: 1

Ceiling - Raised: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Pantry: 1

Split Bedroom: 1

Foundation - Slab on Grade: 1

Roof - Composite Shngl: 1

Siding - Hardie Board: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Porch Covered: 1

Porch Screened: 1

Sprinkler System: 1

Accounting: 1

Playground: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Ceiling - Tray: 1

First: 1

Cleared: 1

Covenants & Rescrictions: 1

Landscaped: 1

Subdivision - Recorded: 1

Retention Pond: 1

Sidewalk: 1

Within 1/2 Mile to Water: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Oversized: 1

Resid Single Family: 1

Playground: 1

Bedroom: 1

Covered Porch: 1

Dining Room: 1

Garage: 1

Great Room: 1

Kitchen: 1

Primary Bedroom: 1

Office: 1

Electricity - Connected: 1

Natural Gas - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

Smoke Detector(s): 1