523 N Church Avenue, Panama City, FL 32401 (MLS# 795605)

Acreage: 0.19

Design: Contemporary

Lot Size (SqFt): 8276

Apx SqFt(Htd/Cooled): 1218

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Builders Plans

# of Stories in Building: 1

Accessory Dwelling Unit: No

Lot Dimensions: 118.0 ft x 140.0 ft

New Construction: Yes

Garage Y/N: Yes

Garage Spaces: 1

Driveway Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 2026

List Price/SqFt: 238.01

Status: Active

List Date: 2026-09-18

List Price: $289,900

Current Price: $289,900

Sub Area: 0202 - Bay - Central SE

Community/Resort: None

Waterfront: No

Elementary School: Patterson

Middle School: Jinks

High School: Bay

Directions: Head East down W 15th Street until you reach N East Avenue. Turn right onto N East Avenue and go down 1.1 mile and make a right onto E 6th Street. Go down 700 feet and make a left onto N Church Avenue. Home is on your right in 70 ft.

Area: 02 - Bay County - Central

Street #: 523

Street Direction: N

Street Name: Church

Street Suffix: Avenue

State: FL

Zip Code: 32401

County: Bay

Subdivision: Pinecrest Add.

Parcel ID: 22641-000-000

Legal Description: PINECREST ADD LOTS 22,23,24 BLK H ORB 4691 P 597/See Exhibit A

HOA Fee: No

New Buyer Fee: No

Last Taxes: 580.23

Last Tax Year: 2025

Brokerage Interest: No Interest

Township: Panama City

Remarks: Welcome to 523 N Church Avenue, where new construction, modern style, and everyday convenience come together! This brand-new 3-bedroom, 2-bath home offers 1,218 square feet of thoughtfully designed living space in Panama City, Florida. Step inside to an open-concept living area with a raised ceiling, recessed halo lighting, stylish LVP flooring, and ceiling fans throughout. The kitchen is ready to impress with granite countertops, a spacious island, modern backsplash, a pantry, pendant lighting over the island, sleek black finishes, and a full stainless steel appliance package including the refrigerator, range/oven, microwave, dishwasher, and disposal. The primary suite features a walk-in closet, fiberglass walk-in shower, and an oversized single vanity with plenty of cabinet storage. Two nicely sized guest bedrooms offer generous closets and share a spacious bathroom with an oversized vanity and fiberglass tub/shower combination. Outside, the sodded and landscaped yard and open rear patio provide a fresh canvas for relaxing, grilling, or entertaining. Conveniently located near 11th Street, 15th Street, and Business Highway 98, this home offers easy access to shopping, dining, downtown Panama City, and Tyndall Air Force Base. Whether you're a first-time homebuyer, relocating to the area, or searching for an affordable new construction home in Panama City, 523 N Church Avenue is move-in ready and waiting to welcome you home! Buyer to verify measurements and information if important. Professional Photos to come.

Dishwasher: 1

Disposal: 1

ENERGY STAR Qualified Appliances: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Water Heater - Electric: 1

Ceiling - Raised: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Dimensional Shg: 1

Roof - Gutters: 1

Siding - Vinyl: 1

Trim - Vinyl: 1

Patio Open: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Landscaped: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Paved: 1

Resid Single Family: 1

Bedroom: 1

Primary Bedroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

ENERGY STAR Qualified Equipment: 1

Central: 1

Electric: 1

ENERGY STAR Qualified Equipment: 1

MBath Shower Only: 1

MBed Walk-in Closet: 1

Secured Garage/Parking: 1