521 Gulf Shore Drive, Destin, FL 32541 (MLS# 793884)


$1,900,000
521 Gulf Shore Drive
Destin, FL 32541
MLS# 793884
5 beds  |  3 baths  |  3276 sqft


From Backdeck
  1 / 48  
From Backdeck Back Deck Fish cleaning station 2 Covered Boat Slips Covered Boat Area 521 GS Front Porch Stairs Living Room LR1 LR2 LR3 Front Balcony off living room Front Balcony Kitchen Dining Kitchen Kitchen1 Dining Up BR1 Up BR 1 Up Bathroom Up BR2 Up BR 2 Backdoor from Dining Back Deck Backdeck Walk BD1 BD2 Layout Bunkroom1 Bunkroom 1 BunkR1 Bunkroom Bath1 Bunkroom Bath 1 Down BR2 Down BR 2 Down Bathroom Down BR3 Down BR 3 Backyard Walkway to Boats Fish Cleaning Waterway Waterway 521 Oversized Parking Down Frontporch Down Front Porch

Property Description
OPEN HOUSE! FRIDAY, AUG.14TH FROM 10AM-1PM. Welcome to Holiday Isle! This 5-bedroom, 3-bath waterfront home comfortably sleeps 14 guests and offers an incredible opportunity as a primary residence, second home, or established vacation rental. The spacious open-concept living area is designed for entertaining and opens to one of the largest waterfront decks on Holiday Isle, providing plenty of room for outdoor dining, gatherings, and enjoying the water views. The deck has even been used to host weddings, offering endless possibilities for entertaining. Boating enthusiasts will appreciate the private dock with two boat lifts and a dedicated fish cleaning station. Cruise to Crab Island, spend the day fishing in the World's Luckiest Fishing Village, or explore Destin's waterways right from your backyard. The home also features a large second-floor front balcony, perfect for morning coffee or relaxing in the evening after a day on the water. Located just across the street from the Gulf of America, you'll enjoy a short walk to the private gated beach access where you can spend the day on Destin's sugar-white sand and emerald waters. With spacious accommodations, exceptional outdoor living, premier boating amenities, and an unbeatable Holiday Isle location, this property offers outstanding rental potential and the coastal lifestyle buyers are looking for.

Details
Maps
General Property Info
Acreage: 0.27
Design: Beach House
Lot Size (SqFt): 11761
Apx SqFt(Htd/Cooled): 3276
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
Accessory Dwelling Unit: No
Lot Dimensions: 90x130
New Construction: No
Garage Y/N: No
Driveway Spaces: 10
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 3
Total Baths: 3
Year Built: 1972
Contract Info
List Price/SqFt: 579.98
Status: Active
List Date: 2026-08-12
List Price: $1,900,000
Current Price: $1,900,000
Location
Sub Area: 1702 - Okaloosa - Destin
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Destin
Middle School: Destin
High School: Other
Directions: Take 98 east or west and then go south on Gulf Shore Dr., home will be on your right.
Area: 17 - Okaloosa
Street #: 521
Street Name: Gulf Shore
Street Suffix: Drive
State: FL
Zip Code: 32541
County: Okaloosa
Subdivision: Holiday Isle
Parcel ID: 00-2S-24-2186-000F-1040
Legal Description: HOLIDAY ISLE LOT 104 BLK F 865-363
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 593
HOA Frequency: Annually
HOA Annual Amount: 593
New Buyer Fee: No
Brokerage Interest: No Interest
Remarks & Misc
Remarks: OPEN HOUSE! FRIDAY, AUG.14TH FROM 10AM-1PM. Welcome to Holiday Isle! This 5-bedroom, 3-bath waterfront home comfortably sleeps 14 guests and offers an incredible opportunity as a primary residence, second home, or established vacation rental. The spacious open-concept living area is designed for entertaining and opens to one of the largest waterfront decks on Holiday Isle, providing plenty of room for outdoor dining, gatherings, and enjoying the water views. The deck has even been used to host weddings, offering endless possibilities for entertaining. Boating enthusiasts will appreciate the private dock with two boat lifts and a dedicated fish cleaning station. Cruise to Crab Island, spend the day fishing in the World's Luckiest Fishing Village, or explore Destin's waterways right from your backyard. The home also features a large second-floor front balcony, perfect for morning coffee or relaxing in the evening after a day on the water. Located just across the street from the Gulf of America, you'll enjoy a short walk to the private gated beach access where you can spend the day on Destin's sugar-white sand and emerald waters. With spacious accommodations, exceptional outdoor living, premier boating amenities, and an unbeatable Holiday Isle location, this property offers outstanding rental potential and the coastal lifestyle buyers are looking for.
Balcony
Second: 1
Deck/Patio
Second: 1
Dining Room
Second: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Floor - Vinyl: 1
Construction/Siding
Foundation - Slab on Grade: 1
Siding - Hardie Board: 1
Exterior
Balcony: 1
Columns: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Lot-Part: 1
Patio Covered: 1
Association Fees Include
Accounting: 1
Beach: 1
Management: 1
Master Association: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Kitchen
Second: 1
Living Room
Second: 1
Lot Features
Flood Insurance Req: 1
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Additional Parking: 1
Boat: 1
Circular Driveway: 1
Present Zoning
Resid Single Family: 1
Rooms
Balcony: 1
Bedroom: 1
Deck/Patio: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Bay: 1
Gulf: 1
Intercoastal Waterwy: 1
Waterfront Type
Bay/Harbor: 1
Gulf: 1
Intracoastal Waterway: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Fireplace(s): 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Dryer; Microwave; Range - Electric; Washer; Water Heater - Electric
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Fireplace(s)
Exterior: Balcony; Columns; Deck Open; Double Pane Windows; Fenced Lot-Part; Patio Covered
Association Fees Include: Accounting; Beach; Management; Master Association
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Kitchen: Second
Living Room: Second
Lot Features: Flood Insurance Req; Near Beach Access; Within 1/2 Mile to Water
Lot Access: Paved Road
Balcony: Second
Dining Room: Second
Parking Features: Additional Parking; Boat; Circular Driveway
Rooms: Balcony; Bedroom; Deck/Patio; Dining Room; Kitchen; Living Room
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Bay/Harbor; Gulf; Intracoastal Waterway
Waterview: Bay; Gulf; Intercoastal Waterwy
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width
KitchenSecond0 x 00.000.00
Dining RoomSecond0 x 00.000.00
Living RoomSecond0 x 00.000.00
BalconySecond0 x 00.000.00
Deck/PatioSecond0 x 00.000.00
BedroomSecond0 x 00.000.00
BedroomSecond0 x 00.000.00
BedroomFirst0 x 00.000.00
BedroomFirst0 x 00.000.00
BedroomFirst0 x 00.000.00

Listing Office: Innerscope Realty LLC

Last Updated: August - 12 - 2026

Information deemed reliable but not guaranteed.