521 Gulf Shore Drive
Destin, FL 32541
MLS# 793884
5 beds | 3 baths | 3276 sqft
Property DescriptionOPEN HOUSE! FRIDAY, AUG.14TH FROM 10AM-1PM. Welcome to Holiday Isle! This 5-bedroom, 3-bath waterfront home comfortably sleeps 14 guests and offers an incredible opportunity as a primary residence, second home, or established vacation rental. The spacious open-concept living area is designed for entertaining and opens to one of the largest waterfront decks on Holiday Isle, providing plenty of room for outdoor dining, gatherings, and enjoying the water views. The deck has even been used to host weddings, offering endless possibilities for entertaining. Boating enthusiasts will appreciate the private dock with two boat lifts and a dedicated fish cleaning station. Cruise to Crab Island, spend the day fishing in the World's Luckiest Fishing Village, or explore Destin's waterways right from your backyard. The home also features a large second-floor front balcony, perfect for morning coffee or relaxing in the evening after a day on the water. Located just across the street from the Gulf of America, you'll enjoy a short walk to the private gated beach access where you can spend the day on Destin's sugar-white sand and emerald waters. With spacious accommodations, exceptional outdoor living, premier boating amenities, and an unbeatable Holiday Isle location, this property offers outstanding rental potential and the coastal lifestyle buyers are looking for.
Acreage: 0.27
Design: Beach House
Lot Size (SqFt): 11761
Apx SqFt(Htd/Cooled): 3276
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
Accessory Dwelling Unit: No
Lot Dimensions: 90x130
New Construction: No
Garage Y/N: No
Driveway Spaces: 10
Pool: No
Sub-Type: Detached Single Family
Total Baths: 3
Year Built: 1972
List Price/SqFt: 579.98
Status: Active
List Date: 2026-08-12
List Price: $1,900,000
Current Price: $1,900,000
Sub Area: 1702 - Okaloosa - Destin
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Destin
Middle School: Destin
High School: Other
Directions: Take 98 east or west and then go south on Gulf Shore Dr., home will be on your right.
Area: 17 - Okaloosa
Street #: 521
Street Name: Gulf Shore
Street Suffix: Drive
County: Okaloosa
Subdivision: Holiday Isle
Parcel ID: 00-2S-24-2186-000F-1040
Legal Description: HOLIDAY ISLE LOT 104 BLK F 865-363
Homestead: No
HOA Fee: Yes
HOA Amount: 593
HOA Frequency: Annually
HOA Annual Amount: 593
New Buyer Fee: No
Brokerage Interest: No Interest
Remarks: OPEN HOUSE! FRIDAY, AUG.14TH FROM 10AM-1PM. Welcome to Holiday Isle! This 5-bedroom, 3-bath waterfront home comfortably sleeps 14 guests and offers an incredible opportunity as a primary residence, second home, or established vacation rental. The spacious open-concept living area is designed for entertaining and opens to one of the largest waterfront decks on Holiday Isle, providing plenty of room for outdoor dining, gatherings, and enjoying the water views. The deck has even been used to host weddings, offering endless possibilities for entertaining. Boating enthusiasts will appreciate the private dock with two boat lifts and a dedicated fish cleaning station. Cruise to Crab Island, spend the day fishing in the World's Luckiest Fishing Village, or explore Destin's waterways right from your backyard. The home also features a large second-floor front balcony, perfect for morning coffee or relaxing in the evening after a day on the water. Located just across the street from the Gulf of America, you'll enjoy a short walk to the private gated beach access where you can spend the day on Destin's sugar-white sand and emerald waters. With spacious accommodations, exceptional outdoor living, premier boating amenities, and an unbeatable Holiday Isle location, this property offers outstanding rental potential and the coastal lifestyle buyers are looking for.
Cooktop - Electric: 1
Dishwasher: 1
Range - Electric: 1
Washer: 1
Water Heater - Electric: 1
Breakfast Bar: 1
Floor - Tile: 1
Foundation - Slab on Grade: 1
Siding - Hardie Board: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Lot-Part: 1
Patio Covered: 1
Management: 1
Master Association: 1
Flood Insurance Req: 1
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Additional Parking: 1
Boat: 1
Deck/Patio: 1
Dining Room: 1
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Shower/Tub Combo: 1
Appliances: Cooktop - Electric; Dishwasher; Dryer; Microwave; Range - Electric; Washer; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Fireplace(s)
Exterior: Balcony; Columns; Deck Open; Double Pane Windows; Fenced Lot-Part; Patio Covered
Association Fees Include: Accounting; Beach; Management; Master Association
Financing: Cash; Conventional; FHA; VA
Lot Features: Flood Insurance Req; Near Beach Access; Within 1/2 Mile to Water
Parking Features: Additional Parking; Boat; Circular Driveway
Rooms: Balcony; Bedroom; Deck/Patio; Dining Room; Kitchen; Living Room
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Bay/Harbor; Gulf; Intracoastal Waterway
Waterview: Bay; Gulf; Intercoastal Waterwy
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width |
| Kitchen | Second | 0 x 0 | 0.00 | 0.00 |
| Dining Room | Second | 0 x 0 | 0.00 | 0.00 |
| Living Room | Second | 0 x 0 | 0.00 | 0.00 |
| Balcony | Second | 0 x 0 | 0.00 | 0.00 |
| Deck/Patio | Second | 0 x 0 | 0.00 | 0.00 |
| Bedroom | Second | 0 x 0 | 0.00 | 0.00 |
| Bedroom | Second | 0 x 0 | 0.00 | 0.00 |
| Bedroom | First | 0 x 0 | 0.00 | 0.00 |
| Bedroom | First | 0 x 0 | 0.00 | 0.00 |
| Bedroom | First | 0 x 0 | 0.00 | 0.00 |
Listing Office: Innerscope Realty LLC
Last Updated: August - 12 - 2026
Information deemed reliable but not guaranteed.