5115 Gulf Drive 903, Panama City, FL 32408 (MLS# 795881)


$400,000
5115 Gulf Drive 903
Panama City, FL 32408
MLS# 795881
1 beds  |  2 baths  |  883 sqft


View upon entering
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View upon entering Master bedroom Living room Hallway Wall-mounted TV master bedroom Dining area Living space Guest bath Bunks Master bath Eating area Pullout couch Alternative view Living room --> balcony hallway Kitchen Kiosk to rent chairs or jet skis Seychelles Beach service Pool Hot tub/pool Gym Walkover bridge

Property Description
Welcome to Seychelles 903, an immaculate turnkey 1-bedroom, 2-bath luxury condo on the quieter east end, giving you a front-row seat to 200 feet of pristine white sand and the emerald Gulf waters. This newly updated condo comfortably sleeps 6, contains recently upgraded furniture, updated bedroom set, HVAC installed in 2020, hot water tank installed in 2022, and new Stationmaster LVP throughout installed 9/1/2026. Adding even more value, quarterly HOA dues cover all major utilities, including electricity, water, cable, and WiFi, helping simplify ownership costs. Located within the amenity-rich Seychelles Beach Resort, owners and guests enjoy two Gulf-front pools, a hot tub, fitness center, conference room, covered parking garage with convenient walkover access, optional onsite rental management, and onsite maintenance and security personnel. Located just steps from Schooners and minutes from St. Andrews State Park, golf, marinas, shopping, dining, and entertainment, this condo is perfectly positioned for both relaxation and adventure. The resort has a strong reputation with return visitors, and this particular unit comes with a database of direct renters accrued over the years. All future bookings convey as this unit is privately managed.

Details
Maps
General Property Info
Floor Number: 9
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 883
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: An Appraiser
# of Stories in Building: 22
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 100
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 1
Full Baths: 2
Total Baths: 2
Year Built: 2006
Contract Info
List Price/SqFt: 453
Status: Active
List Date: 2026-09-24
List Price: $400,000
Current Price: $400,000
Location
Unit #: 903
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Off of Thomas Dr, next to Schooners.
Area: 03 - Bay County - Beach
Street #: 5115
Street Name: Gulf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Seychelles Resort Condominium
Parcel ID: 31437-400-074
Legal Description: SEYCHELLES RESORT CONDOMINIUM UNIT 903 TYPE B ORB 2753 P 1936 1BR/BUNK/2BA ORB 4615 P 940 883 SQ.FT
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 790
HOA Frequency: Monthly
HOA Annual Amount: 9480
New Buyer Fee: No
Last Taxes: 4023.23
Last Tax Year: 2025
Brokerage Interest: Owner Outside Licensee - Owner is a licensed real estate broker or salesperson.
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: Welcome to Seychelles 903, an immaculate turnkey 1-bedroom, 2-bath luxury condo on the quieter east end, giving you a front-row seat to 200 feet of pristine white sand and the emerald Gulf waters. This newly updated condo comfortably sleeps 6, contains recently upgraded furniture, updated bedroom set, HVAC installed in 2020, hot water tank installed in 2022, and new Stationmaster LVP throughout installed 9/1/2026. Adding even more value, quarterly HOA dues cover all major utilities, including electricity, water, cable, and WiFi, helping simplify ownership costs. Located within the amenity-rich Seychelles Beach Resort, owners and guests enjoy two Gulf-front pools, a hot tub, fitness center, conference room, covered parking garage with convenient walkover access, optional onsite rental management, and onsite maintenance and security personnel. Located just steps from Schooners and minutes from St. Andrews State Park, golf, marinas, shopping, dining, and entertainment, this condo is perfectly positioned for both relaxation and adventure. The resort has a strong reputation with return visitors, and this particular unit comes with a database of direct renters accrued over the years. All future bookings convey as this unit is privately managed.
Pool Features
Heated - Electric: 1
Inground: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Freezer: 1
Microwave: 1
Oven - Electric: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Elevator: 1
Floor - Vinyl Plank: 1
Exterior
Balcony: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Dumpster: 1
Electricity: 1
Exercise Room: 1
Ground Keeping: 1
Internet Service: 1
Internet-WiFi: 1
Legal: 1
Management: 1
Pest Control: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
Other: 1
Furnished
Furnished: 1
Interior
Bunk Hallway: 1
Kitchen
First: 1
Living Room
First: 1
Parking Features
Parking Garage: 1
Present Zoning
Resort: 1
Rooms
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Utilities
TV Cable: 1
Electricity - Availabile: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Accessibility Features
Accessible Approach with Ramp: 1
Accessible Entrance: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Primary Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Security Features
Building Security: 1
Closed Circuit Camera(s): 1
Fire Alarm: 1
Fire Sprinkler System: 1
Secured Garage/Parking: 1
Smoke Detector(s): 1
Property Features
Accessibility Features: Accessible Approach with Ramp; Accessible Entrance
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven - Electric; Washer/Dryer Stacked; Water Heater - Electric
Primary Bedroom: First
Cooling: Ceiling Fan(s); Central Air
Heating: Central
Exterior: Balcony
Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Dumpster; Electricity; Exercise Room; Internet Service; Internet-WiFi; Legal; Ground Keeping; Management; Pest Control; Security; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; FHA; Other
Furnished: Furnished
Interior: Bunk Hallway
Kitchen: First
Living Room: First
Pool Features: Heated - Electric; Inground
Security Features: Building Security; Closed Circuit Camera(s); Fire Alarm; Fire Sprinkler System; Secured Garage/Parking; Smoke Detector(s)
Parking Features: Parking Garage
Rooms: Kitchen; Living Room; Primary Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Availabile; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf
Present Zoning: Resort
Room Information
Room Name Level Dimensions Length Width Remarks
Primary BedroomFirst12 x 1012.0010.00Master bedroom
Living RoomFirst16 x 1316.0013.00LR
KitchenFirst8 x 68.006.00Kitchen

Listing Office: EXP Realty LLC

Last Updated: September - 25 - 2026

Information deemed reliable but not guaranteed.