5108 Blue Harbor Drive, Panama City, FL 32404 (MLS# 795522)


$490,000
5108 Blue Harbor Drive
Panama City, FL 32404
MLS# 795522
3 beds  |  3 baths  |  2722 sqft

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Property Description
DEEP-WATER ACCESS, BOAT LIFT & 16-FOOT-WIDE BOAT SLIP! Welcome to Paradise on Pitts Bayou, where you can spend your weekends on the boat instead of in the yard! With water deep enough for boats with up to a 6-foot draft, a 16-foot-wide boat slip with a boat lift, and a full-service marina just a quarter mile away, getting out on the water couldn't be easier. Inside, you'll find impressive 10-foot ceilings, recessed lighting, and a spacious, thoughtfully designed layout. The kitchen features wood cabinetry, granite countertops, and a large breakfast bar with seating for six. Just off the kitchen, a full-sized washer and dryer are tucked behind double doors with plenty of shelving for storage. The double garage is more than just parking, offering an outdoor shower, laundry sink, shelving, and generous counter space for tools, projects, and hobbies. A convenient half bath and sizable storage closet are also located nearby. The living area is truly the heart of the home, featuring upgraded lighting, soaring ceilings, and large glass sliding doors that open to an expansive covered porch. Take in the beautiful views of Pitts Bayou while enjoying your morning coffee, entertaining friends, or watching the sunset at the end of the day. Upstairs, the waterfront primary bedroom offers a private covered balcony and vaulted ceiling, along with a walk-in closet, soaking tub, and separate shower. Two additional spacious bedrooms and a full bathroom are located on the opposite side of the home, providing comfortable space for family or guests. With its combination of boating convenience, beautiful views, spacious living areas, and thoughtful extras, this home is ready to make waterfront living part of your everyday life. Come see why Paradise on Pitts Bayou could be your next home!

Details
Maps
General Property Info
Acreage: 0.1
Design: Townhome
Lot Size (SqFt): 4356
Apx SqFt(Htd/Cooled): 2722
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Accessory Dwelling Unit: No
Lot Dimensions: 0 x 0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Assigned Spaces: 2
Pool: No
Sub-Type: Attached Single Unit
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 1999
Contract Info
List Price/SqFt: 180.01
Status: Active
List Date: 2026-09-16
List Price: $490,000
Current Price: $490,000
Location
Sub Area: 0202 - Bay - Central SE
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Parker
Middle School: Rutherford
High School: Rutherford
Directions: 108 Blue Harbor Drive, Panama City, FL 32404
Area: 02 - Bay County - Central
Street #: 5108
Street Name: Blue Harbor
Street Suffix: Drive
State: FL
Zip Code: 32404
County: Bay
Subdivision: [No Recorded Subdiv]
Parcel ID: 25816-010-000
Legal Description: 24 4S 14W -65.4- 119D4 BEG 150' NELY OF INT S LI SEC 24 & W R/W 98 TH NWLY 324.83' NELY 87.54' FOR POB TH NWLY 147.24' NELY 8.28' SELY 10.40' NELY 19.22' SELY 19.88' NELY 2.50' SELY 121.79' SWLY 23.51' TO POB AKA LOT 4(INC BOAT SLIP /LIFT) ORB 4585 P 1822
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 215
HOA Frequency: Monthly
HOA Annual Amount: 2580
New Buyer Fee: No
Last Taxes: 5808.3
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: DEEP-WATER ACCESS, BOAT LIFT & 16-FOOT-WIDE BOAT SLIP! Welcome to Paradise on Pitts Bayou, where you can spend your weekends on the boat instead of in the yard! With water deep enough for boats with up to a 6-foot draft, a 16-foot-wide boat slip with a boat lift, and a full-service marina just a quarter mile away, getting out on the water couldn't be easier. Inside, you'll find impressive 10-foot ceilings, recessed lighting, and a spacious, thoughtfully designed layout. The kitchen features wood cabinetry, granite countertops, and a large breakfast bar with seating for six. Just off the kitchen, a full-sized washer and dryer are tucked behind double doors with plenty of shelving for storage. The double garage is more than just parking, offering an outdoor shower, laundry sink, shelving, and generous counter space for tools, projects, and hobbies. A convenient half bath and sizable storage closet are also located nearby. The living area is truly the heart of the home, featuring upgraded lighting, soaring ceilings, and large glass sliding doors that open to an expansive covered porch. Take in the beautiful views of Pitts Bayou while enjoying your morning coffee, entertaining friends, or watching the sunset at the end of the day. Upstairs, the waterfront primary bedroom offers a private covered balcony and vaulted ceiling, along with a walk-in closet, soaking tub, and separate shower. Two additional spacious bedrooms and a full bathroom are located on the opposite side of the home, providing comfortable space for family or guests. With its combination of boating convenience, beautiful views, spacious living areas, and thoughtful extras, this home is ready to make waterfront living part of your everyday life. Come see why Paradise on Pitts Bayou could be your next home!
Balcony
Second: 1
Deck/Patio
First: 1
Garage
First: 1
Laundry
First: 1
Interior Features
Ceiling - Cathedral: 1
Floor - Hardwood: 1
Floor - Tile: 1
Lighting - Recessed: 1
Pantry: 1
Construction/Siding
Siding - Metal: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Shower: 1
Patio Covered: 1
Waterfront Feature
Boatlift: 1
Dock: 1
Association Fees Include
Accounting: 1
Dock: 1
Ground Keeping: 1
Legal: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Other: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Landscaped: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Dock: 1
Rooms
Balcony: 1
Bedroom: 1
Deck/Patio: 1
Garage: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Bayou: 1
Half Bathroom
First: 1
Waterfront Type
Bayou w/ Gulf Access: 1
Primary Bedroom
Second: 1
Bedroom
Second: 1
Heating
Central: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed Waterfront: 1
Primary Bathroom
Second: 1
Property Features
Half Bathroom: First
Primary Bedroom: Second
Bedroom: Second
Heating: Central
Exterior: Balcony; Shower; Patio Covered
Association Fees Include: Accounting; Dock; Legal; Ground Keeping
Financing: Cash; Conventional; FHA; VA; Other
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Landscaped
Balcony: Second
Primary Bathroom: Second
Garage: First
Laundry: First
Association Amenities: Dock
Rooms: Balcony; Bedroom; Deck/Patio; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom
Showing: ShowingTime
Utilities: Cable - Available; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Bayou w/ Gulf Access
Waterfront Feature: Boatlift; Dock
Waterview: Bayou
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Remarks
Living RoomFirst22 x 1922.0019.00Waterfront
KitchenFirst20 x 820.008.00Waterview
Deck/PatioFirst23 x 1623.0016.00Waterfront
GarageFirst20 x 1820.0018.00Plus Storage Loft
LaundryFirst4 x 64.006.00
Half BathroomFirst5 x 55.005.00
Primary BedroomSecond25 x 1125.0011.00Waterfront
BalconySecond8 x 48.004.00Waterfront
Primary BathroomSecond12 x 1012.0010.00
BedroomSecond12 x 1112.0011.00
BedroomSecond12 x 1112.0011.00
BedroomSecond8 x 68.006.00

Listing Office: Keller Williams Success Realty

Last Updated: September - 17 - 2026

Information deemed reliable but not guaranteed.