509 Cove Villa Street, Panama City Beach, FL 32407 (MLS# 795349)

Acreage: 0.11

Design: Craftsman Style

Lot Size (SqFt): 4792

Apx SqFt(Htd/Cooled): 1615

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Accessory Dwelling Unit: No

Lot Dimensions: 50.0 ft x 100.0 ft

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 2022

List Price/SqFt: 198.14

Status: Pending

List Date: 2026-09-13

List Price: $320,000

Current Price: $320,000

Sub Area: 0321 - Beach - North Central

Community/Resort: None

Waterfront: No

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: From Hathaway Bridge turn right on Wildwood St, then left into Emerald Cove community. Take the 1st right turn onto Cove Villa Street. The house will be on your left.

Area: 03 - Bay County - Beach

Street #: 509

Street Name: Cove Villa

Street Suffix: Street

State: FL

Zip Code: 32407

County: Bay

Subdivision: Emerald Cove Villas

Parcel ID: 27541-500-052

Legal Description: EMERALD COVE VILLAS LOT 26 ORB 4705 P 1527

Homestead: Yes

HOA Fee: Yes

HOA Amount: 620

HOA Frequency: Annually

HOA Annual Amount: 620

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 2980.23

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: **''COMING SOON, NO SHOWINGS''** Welcome to elevated coastal living, beautifully furnished and more in ready. This nearly new home in Emerald Cove Villas offers a refined blend of comfort, privacy, convenience, and coastal style. Just three years old, the home has been lovingly maintained and is being offered fully furnished with high-end, beautifully curated coastal furnishings, allowing you to simply arrive, unpack, and begin enjoying the Panama City Beach lifestyle. Ideally located for experiencing everything Panama City Beach has to offer, the home provides easy access to Front Beach Road and the Gulf beaches, Hathaway Bridge and Panama City, and Highway 98 leading toward Pier Park. Thomas Drive offers convenient access to the Bay, while exceptional restaurants, shopping, entertainment, and recreation are all just minutes away. Tucked within the peaceful and beautifully maintained Emerald Cove Villas community, the property enjoys a particularly desirable setting, backing to private wetlands that provide additional privacy and a tranquil natural backdrop. The professionally landscaped yard is complemented by an underground sprinkler system for easy maintenance. Step inside and you'll immediately appreciate the home's sophisticated coastal aesthetic. The high-end furnishings have been thoughtfully selected to create a relaxed yet elegant atmosphere, with a fresh coastal palette that feels both luxurious and inviting. The great room and owner's suite feature nine-foot tray/vaulted ceilings with crown molding, recessed lighting, ceiling fans, and multiple dimmer switches, adding architectural detail and ambiance throughout the main living spaces. The kitchen features granite countertops and a clean, timeless design that complements the home's coastal character. Luxury Vinyl Plank flooring extends throughout the main living areas, while all three bedrooms feature comfortable carpeting. Additional features and upgrades include Low-E windows throughout, LeafFilter gutter protection, orange-peel textured walls, knockdown ceilings, and a spacious garage with lighted overhead ceiling storage, shelving, and brackets. Appliances and window treatments are included as well. Outside, Emerald Cove Villas offers beautifully illuminated streets, sidewalks throughout the community, and a dedicated dog park for four-legged residents and guests. The neighborhood is primarily owner-occupied, creating a welcoming residential atmosphere while still providing the flexibility to enjoy the property as a second home or investment. Whether you're looking for a full-time residence, a stylish second home, or a turnkey investment property, this home offers an exceptional opportunity to own a beautifully furnished coastal retreat in a quiet and convenient Panama City Beach location. There's nothing left to do but bring your suitcase. The home is fully furnished, beautifully appointed, and ready for you to start enjoying from day one. High-end coastal furnishings. Nearly new construction. Private wetlands backdrop. Quiet community. Exceptional location. Truly move-in ready. Schedule your private showing today and experience the effortless coastal lifestyle waiting for you at Emerald Cove Villas. Measurements are approximate. Buyer to verify all information deemed important.

First: 1

First: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Ice Maker: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Ceiling - Coffered: 1

Ceiling - Crwn Molding: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Split Bedroom: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Roof - Dimensional Shg: 1

Siding - Hardie Board: 1

Fenced Lot-Part: 1

Patio Covered: 1

Porch Covered: 1

Sprinkler System: 1

Accounting: 1

Management: 1

Master Association: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Furnished: 1

Floor - Carpet: 1

First: 1

Landscaped: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Dog Park: 1

Bedroom: 1

Covered Porch: 1

Dining Room: 1

Living Room: 1

Primary Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

As Is: 1

First: 1

First: 1

Central Air: 1

Central: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Soaking: 1

MBed Walk-in Closet: 1

Smoke Detector(s): 1

Under Contract Date: 2026-09-16