4974 Prater Road, Panama City, FL 32404 (MLS# 787238)


$394,900
4974 Prater Road
Panama City, FL 32404
MLS# 787238
4 beds  |  3 baths  |  1968 sqft


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Property Description
Welcome to 4978 Prater Road, a new home floor plan at Liberty in Panama City, Florida. Welcome to the Madison, a new home floor plan at Liberty in Panama City, Florida. The Madison is one of our many featured one-story homes at the beautiful Liberty community. When you walk into the home, you are greeted by a long hallway that is the center point for bedrooms, the laundry room and garage, and leads to the open living room and kitchen. Beautiful engineered vinyl plank (EVP) flooring lines the main areas of the house and soft carpet covers the bedrooms. The bedroom closest to the garage also comes with it's own bathroom, not shared in the main hallway. The bathrooms have beautiful white quartz countertops and white cabinets that enhance the beauty of this home. Entering the kitchen and living room area, you will notice plenty of natural sunlight illuminating the main area. The living room has tray ceilings that open the room, making your living space feel much more comfortable. The kitchen has stainless steel appliances and comes with beautiful white cabinets. The large island has plenty of storage in it and every surface has elegant white quarts countertops. The dining area is located by the back door leading to the covered rear patio. Walking into the large primary bedroom, you will also see tray ceilings and three windows that wash the room in natural sunlight. The primary bathroom has a spacious double vanity with white quartz countertops and white cabinetry. The walk-in closet is in the bathroom as well, perfect for when you get out of the separate tub or shower with glass doors. Appreciate the convenience of a Smart Home technology package, featuring keyless entry and an intuitive control panel for your thermostat, lighting, and security systems. The exterior of this home features Hardie Color Plus Siding and is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail. Dimensional shingles with 30-year warranty. A landscaped front flower bed at entry way and fully sodded yard. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, a playground for endless fun, and a well-equipped fitness center. Embrace the lifestyle you deserve where every detail is curated for your ultimate enjoyment. Come and see for yourself why the Madison is a popular floor plan for new home buyers. To see this floor plan at Liberty, stop by our model home today or schedule an appointment online.

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 235
HOA Frequency: Quarterly
HOA Annual Amount: 940
New Buyer Fee: Yes
Brokerage Interest: Ownership Interest - Listing Broker/Salesperson has ownership interest in the property.
Contract Info
List Price/SqFt: 200.66
Status: Active
List Date: 2026-03-23
List Price: $394,900
Current Price: $394,900
Location
Sub Area: 0515 - Bay East - Bayou George
Community/Resort: None
Waterfront: No
Elementary School: Tommy Smith
Middle School: Merritt Brown
High School: Rutherford
Directions: Traveling North on Hwy 231 turn right on to Star Avenue. Go approximately one mile to Liberty on the left. Turn on Liberty Blvd and follow to Prater Road and turn right. Home will be on the left hand side.
Area: 05 - Bay County - East
Street #: 4974
Street Name: Prater
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Subdivision: Liberty
Parcel ID: 05903-250-130
Legal Description: LIBERTY PH 4 LOT 65
General Property Info
Acreage: 0.19
Design: Craftsman Style
Lot Size (SqFt): 8102
Apx SqFt(Htd/Cooled): 1968
Construction Status: Under Construction
SqFt Source: Builders Plans
Lot Dimensions: 65x125
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 2026
Remarks & Misc
Remarks: Welcome to 4978 Prater Road, a new home floor plan at Liberty in Panama City, Florida. Welcome to the Madison, a new home floor plan at Liberty in Panama City, Florida. The Madison is one of our many featured one-story homes at the beautiful Liberty community. When you walk into the home, you are greeted by a long hallway that is the center point for bedrooms, the laundry room and garage, and leads to the open living room and kitchen. Beautiful engineered vinyl plank (EVP) flooring lines the main areas of the house and soft carpet covers the bedrooms. The bedroom closest to the garage also comes with it's own bathroom, not shared in the main hallway. The bathrooms have beautiful white quartz countertops and white cabinets that enhance the beauty of this home. Entering the kitchen and living room area, you will notice plenty of natural sunlight illuminating the main area. The living room has tray ceilings that open the room, making your living space feel much more comfortable. The kitchen has stainless steel appliances and comes with beautiful white cabinets. The large island has plenty of storage in it and every surface has elegant white quarts countertops. The dining area is located by the back door leading to the covered rear patio. Walking into the large primary bedroom, you will also see tray ceilings and three windows that wash the room in natural sunlight. The primary bathroom has a spacious double vanity with white quartz countertops and white cabinetry. The walk-in closet is in the bathroom as well, perfect for when you get out of the separate tub or shower with glass doors. Appreciate the convenience of a Smart Home technology package, featuring keyless entry and an intuitive control panel for your thermostat, lighting, and security systems. The exterior of this home features Hardie Color Plus Siding and is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail. Dimensional shingles with 30-year warranty. A landscaped front flower bed at entry way and fully sodded yard. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, a playground for endless fun, and a well-equipped fitness center. Embrace the lifestyle you deserve where every detail is curated for your ultimate enjoyment. Come and see for yourself why the Madison is a popular floor plan for new home buyers. To see this floor plan at Liberty, stop by our model home today or schedule an appointment online.
Dining Room
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Plumbed For Ice Maker: 1
Range - Electric: 1
Water Heater - Electric: 1
Interior Features
Ceiling - Crwn Molding: 1
Ceiling - Raised: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Exterior
Double Pane Windows: 1
Hurricane Fabric: 1
Patio Covered: 1
Porch Covered: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Community Room: 1
Conference Center: 1
Exercise Room: 1
Game Room: 1
Ground Keeping: 1
Legal: 1
Management: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Recreational Faclty: 1
Security: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Ceiling - Tray: 1
Floor - Carpet: 1
Smart Home: 1
Smart Thermostat: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Close to Clubhouse: 1
Covenants & Rescrictions: 1
Curb & Gutter: 1
Easements: 1
Landscaped: 1
Subdivision - Recorded: 1
Retention Pond: 1
Sidewalk: 1
Storm Sewer: 1
Lot Access
City Street: 1
State Highway: 1
Paved Road: 1
Parking Features
Additional Parking: 1
Community Structure: 1
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Basketball Court: 1
BBQ Pit/Grill: 1
Community Room: 1
Conference Center: 1
Exercise Room: 1
Game Room: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Security-24 hour: 1
Pickle Ball: 1
Recreation Facilities: 1
Sidewalks: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Showing
ShowingTime: 1
Security System: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Internet - Broadband Available: 1
Lift Station: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Accessibility Features
Smart Technology: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Forced Air: 1
Security Features
Carbon Monoxide Detector: 1
Smoke Detector(s): 1
Property Features
Accessibility Features: Smart Technology
Appliances: Dishwasher; Disposal; Microwave; Plumbed For Ice Maker; Range - Electric; Water Heater - Electric
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Forced Air
Exterior: Double Pane Windows; Hurricane Fabric; Patio Covered; Porch Covered
Association Fees Include: Accounting; BBQ Pit/Grill; Community Room; Exercise Room; Game Room; Legal; Ground Keeping; Management; Conference Center; Pavilion/Gazebo; Picnic Area; Playground; Pool; Recreational Faclty; Security
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Ceiling - Tray; Floor - Carpet; Smart Home; Smart Thermostat
Kitchen: First
Living Room: First
Lot Features: Close to Clubhouse; Covenants & Rescrictions; Curb & Gutter; Easements; Landscaped; Retention Pond; Sidewalk; Storm Sewer; Subdivision - Recorded
Lot Access: City Street; State Highway; Paved Road
Dining Room: First
Security Features: Carbon Monoxide Detector; Smoke Detector(s)
Parking Features: Additional Parking; Community Structure; Driveway; Garage Attached; Garage Door Opener; Paved
Association Amenities: Basketball Court; BBQ Pit/Grill; Community Room; Exercise Room; Game Room; Conference Center; Pavilion/Gazebo; Pickle Ball; Picnic Area; Playground; Pool; Recreation Facilities; Security-24 hour; Sidewalks
Rooms: Bedroom; Dining Room; Kitchen; Living Room
Showing: Security System; ShowingTime
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Lift Station; Phone - Available; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions
BedroomFirst13 x 16.513.0016.5013 x 16.5
BedroomFirst11 x 10.711.0010.7011 x 10.7
BedroomFirst11 x 10.711.0010.7011 x 10.7
BedroomFirst12.1 x 10.712.1010.7012.1 x 10.7
KitchenFirst18.9 x 15.118.9015.1018.9 x 15.1
Living RoomFirst17.1 x 10.717.1010.7017.1 x 10.7
Dining RoomFirst8 x 10.78.0010.708 x 10.7

Listing Office: DR Horton Realty of Emerald Coast, LLC

Last Updated: April - 29 - 2026

Information deemed reliable but not guaranteed.