4962 Prater Road, Panama City, FL 32404 (MLS# 793840)


$459,000
4962 Prater Road
Panama City, FL 32404
MLS# 793840
4 beds  |  3 baths  |  2301 sqft


Front of home
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Front of home Aerial photo front of home Front of home Front of home Back of home with screened enclosure Club house with pool 1 Pool 2, basketball and pickleball courts Aerial view from behind the house Foyer Foyer Family room Family room Family room Family room Fire place in family room Family room Kitchen Kitchen Kitchen island and dining Kitchen coffee bar Kitchen Kitchen Kitchen Kitchen Kitchen pantry Dining room Dining room Dining room Nook off the family room and kitchen Primary bedroom Primary bedroom Primary bedroom Primary bedroom Primary bathroom Primary bathroom Primary bathroom Primary bathroom Primary bathroom Primary closet Primary closet Hallway Second bedroom Second bedroom Third bedroom Third bedroom Fourth bedroom Fourth bedroom Fourth bedroom Second bathroom Second bathroom Guest bathroom Laundry room Laundry room Two-car Garage all_floors_4962_prater_road_panama_city_ all_floors_4962_prater_road_panama_city_ Back of home with screened enclosure Back patio Back patio Back patio Back patio with view of pond Aerial of home Club house Pool 2 with basketball and pickle ball courts Pool 2 with basketball and pickle ball courts

Property Description
INCREDIBLE OPPORTUNITY! THE VICTORIA WITH OVER $50,000 IN ADDITIONAL UPGRADES AND LESS THAN ONE YEAR OLD! This home is truly one of a kind! Welcome to The Victoria, one of Liberty's most popular floor plans, offering 2,301 square feet of spacious open-concept living with 4 bedrooms, 3 bathrooms, a 2-car garage, and a beautiful backyard overlooking the pond. With large, covered front and back porches, Hardie siding, and an open, inviting layout, this home offers an impressive combination of space, style, and functionality. What truly sets this immaculate Victoria apart are all the thoughtful touches, both inside and out. More than $50,000 in additional owner-added upgrades and improvements have been carefully incorporated into the home, from the extensive professional landscaping to the custom interior finishes, expanded outdoor living space, and additional storage. From the moment you arrive, the attention to detail is evident. The large covered front porch has been professionally epoxied, while the custom landscaping and custom decorative concrete edging create a striking curb appeal. Going well beyond the traditional front-yard landscaping, this home features thoughtfully designed landscaping that extends around all four sides and along the rear property, creating a beautifully finished look from every angle. The outdoor plantings include a 21-foot palm, a crepe myrtle tree, a 6-foot red Japanese maple, Little Gem magnolia, 6-foot holly, an extensive variety of bedding plants with landscape fabric providing weed protection beneath the mulch. A 25-foot flagpole adds another distinctive touch to the front of the property. Step inside the home to discover the carefully selected finishes throughout. The kitchen features elegant quartz countertops along with upgraded Samsung appliances, including the microwave, dishwasher, slide-in stove, and decorative refrigerator with changeable-color panels. A custom kitchen backsplash, unique pendant lighting, and high-end dining room chandelier further enhance the open kitchen and dining areas. The spacious family room features a tray ceiling and has been customized with an electric fireplace and bump-out wall, six 55-inch decorative floating shelves, and two 55-inch custom cabinets, creating not only an attractive focal point for the main living area, but also providing additional storage. The refined details continue through the home with upgraded lever-style door handles, custom room-darkening shades in the primary bedroom, faux wood blinds in all three guest rooms, draperies and hardware as hung, and automatic on/off lighting in the pantry, half bath, and primary closet. Additional closet shelving provides even more storage, while the laundry room includes a 60-inch decorative floating shelf. Meticulous care is evident throughout this home, extending even into the two-car garage. The garage floor has been professionally epoxied, an upgraded garage door opener has been installed, and extensive shelving provides additional organization. Attic stairs and added attic flooring create valuable overhead storage space. Continue through the home to one of its standout features - the gorgeous outdoor living area. The covered back porch opens to an impressive 35' x 15' lanai extension finished with heavy duty no-see-um screen and overlooking the pond and the beautifully designed planter areas. Both the original lanai floor and the newly added extension have been professionally epoxied, creating a large, finished outdoor living space perfect for relaxing, entertaining, or simply enjoying the backyard and water view. Whole-house gutters and downspouts as well as two motion sensor coach lights, and large hose reels on each side of the home have also been added, along with a decorative wooden plant hanger post with a night light. A second Ring doorbell has been installed by the back door for additional security and convenience.

Details
Maps
General Property Info
Acreage: 0.18
Design: Craftsman Style
Lot Size (SqFt): 7841
Apx SqFt(Htd/Cooled): 2301
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Accessory Dwelling Unit: No
Lot Dimensions: 65.0 ft x 125.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 3
Year Built: 2025
Contract Info
List Price/SqFt: 199.48
Status: Active
List Date: 2026-08-10
List Price: $459,000
Current Price: $459,000
Location
Sub Area: 0515 - Bay East - Bayou George
Community/Resort: None
Waterfront: No
Elementary School: Tommy Smith
Middle School: Merritt Brown
High School: Rutherford
Directions: Traveling North on Hwy 231 turn right on Star Avenue. Go approximately one mile to Liberty on the left. Turn on Liberty Blvd and follow to Prater Road.
Area: 05 - Bay County - East
Street #: 4962
Street Name: Prater
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Subdivision: Liberty
Parcel ID: 05903-250-136
Legal Description: LIBERTY PH 4 LOT 68
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 79
HOA Frequency: Monthly
HOA Annual Amount: 948
New Buyer Fee: Yes
Last Taxes: 1038.34
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: INCREDIBLE OPPORTUNITY! THE VICTORIA WITH OVER $50,000 IN ADDITIONAL UPGRADES AND LESS THAN ONE YEAR OLD! This home is truly one of a kind! Welcome to The Victoria, one of Liberty's most popular floor plans, offering 2,301 square feet of spacious open-concept living with 4 bedrooms, 3 bathrooms, a 2-car garage, and a beautiful backyard overlooking the pond. With large, covered front and back porches, Hardie siding, and an open, inviting layout, this home offers an impressive combination of space, style, and functionality. What truly sets this immaculate Victoria apart are all the thoughtful touches, both inside and out. More than $50,000 in additional owner-added upgrades and improvements have been carefully incorporated into the home, from the extensive professional landscaping to the custom interior finishes, expanded outdoor living space, and additional storage. From the moment you arrive, the attention to detail is evident. The large covered front porch has been professionally epoxied, while the custom landscaping and custom decorative concrete edging create a striking curb appeal. Going well beyond the traditional front-yard landscaping, this home features thoughtfully designed landscaping that extends around all four sides and along the rear property, creating a beautifully finished look from every angle. The outdoor plantings include a 21-foot palm, a crepe myrtle tree, a 6-foot red Japanese maple, Little Gem magnolia, 6-foot holly, an extensive variety of bedding plants with landscape fabric providing weed protection beneath the mulch. A 25-foot flagpole adds another distinctive touch to the front of the property. Step inside the home to discover the carefully selected finishes throughout. The kitchen features elegant quartz countertops along with upgraded Samsung appliances, including the microwave, dishwasher, slide-in stove, and decorative refrigerator with changeable-color panels. A custom kitchen backsplash, unique pendant lighting, and high-end dining room chandelier further enhance the open kitchen and dining areas. The spacious family room features a tray ceiling and has been customized with an electric fireplace and bump-out wall, six 55-inch decorative floating shelves, and two 55-inch custom cabinets, creating not only an attractive focal point for the main living area, but also providing additional storage. The refined details continue through the home with upgraded lever-style door handles, custom room-darkening shades in the primary bedroom, faux wood blinds in all three guest rooms, draperies and hardware as hung, and automatic on/off lighting in the pantry, half bath, and primary closet. Additional closet shelving provides even more storage, while the laundry room includes a 60-inch decorative floating shelf. Meticulous care is evident throughout this home, extending even into the two-car garage. The garage floor has been professionally epoxied, an upgraded garage door opener has been installed, and extensive shelving provides additional organization. Attic stairs and added attic flooring create valuable overhead storage space. Continue through the home to one of its standout features - the gorgeous outdoor living area. The covered back porch opens to an impressive 35' x 15' lanai extension finished with heavy duty no-see-um screen and overlooking the pond and the beautifully designed planter areas. Both the original lanai floor and the newly added extension have been professionally epoxied, creating a large, finished outdoor living space perfect for relaxing, entertaining, or simply enjoying the backyard and water view. Whole-house gutters and downspouts as well as two motion sensor coach lights, and large hose reels on each side of the home have also been added, along with a decorative wooden plant hanger post with a night light. A second Ring doorbell has been installed by the back door for additional security and convenience.
Breakfast Room
First: 1
Pool Features
Inground: 1
Pool House: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Interior Features
Floor - Vinyl Plank: 1
Kitchen Island: 1
Pantry: 1
Window - Treatment Some: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Trim - Hardie Board: 1
Trim - Vinyl: 1
Exterior
Patio Covered: 1
Patio Enclosed: 1
Porch Covered: 1
Porch Screened: 1
Sprinkler System: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Community Room: 1
Exercise Room: 1
Management: 1
Pavilion/Gazebo: 1
Playground: 1
Pool: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Ceiling - Tray: 1
Floor - Carpet: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Landscaped: 1
Sidewalk: 1
Lot Access
City Street: 1
Parking Features
Driveway: 1
Garage Attached: 1
Present Zoning
Resid Single Family: 1
Association Amenities
BBQ Pit/Grill: 1
Community Room: 1
Exercise Room: 1
Pool: 1
Rooms
Bedroom: 1
Breakfast Room: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Heating
Central: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBed First Floor: 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Oven - Electric; Refrigerator
Primary Bedroom: First
Bedroom: First
Cooling: Central Air
Heating: Central
Exterior: Patio Covered; Patio Enclosed; Porch Covered; Porch Screened; Sprinkler System
Association Fees Include: Accounting; BBQ Pit/Grill; Community Room; Exercise Room; Management; Pavilion/Gazebo; Playground; Pool
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Ceiling - Tray; Floor - Carpet
Kitchen: First
Living Room: First
Lot Features: Covenants & Rescrictions; Landscaped; Sidewalk
Lot Access: City Street
Breakfast Room: First
Pool Features: Inground; Pool House
Parking Features: Driveway; Garage Attached
Association Amenities: BBQ Pit/Grill; Community Room; Exercise Room; Pool
Rooms: Bedroom; Breakfast Room; Kitchen; Living Room; Primary Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Supplements
Liberty features underground utilities, helping reduce exposure to severe-weather damage and potentially providing fewer outages and more reliable service. Residents also enjoy access to two amenity centers featuring two community pools, a club house, children's splash pad, playground, well-equipped fitness center, and basketball and pickle ball courts. Conveniently located approximately 20 minutes from Tyndall Air Force Base. This home won't last long! Schedule your private tour today and see firsthand the incredible attention to detail, upgrades, and outdoor living this home has to offer. Measurements are approximate; please verify if important.
Room Information
Room Name Level Dimensions Length Width
Primary BedroomFirst16 x 1316.0013.00
BedroomFirst12 x 1112.0011.00
BedroomFirst12 x 1112.0011.00
BedroomFirst14 x 1114.0011.00
Living RoomFirst22 x 2022.0020.00
KitchenFirst17 x 1417.0014.00
Breakfast RoomFirst14 x 814.008.00

Listing Office: Keller Williams Success Realty

Last Updated: August - 11 - 2026

Information deemed reliable but not guaranteed.