4805 Stellata Lane, Panama City, FL 32408 (MLS# 785672)

HOA Fee: Yes

HOA Amount: 994.59

HOA Frequency: Quarterly

HOA Annual Amount: 3978.36

New Buyer Fee: Yes

Last Taxes: 2903

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

List Price/SqFt: 288.28

Status: Active

List Date: 2026-02-22

List Price: $369,000

Current Price: $369,000

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: From Hwy 98 east (Back Beach Rd), travel south on Navy Blvd. Turn left onto Magnolia Beach Rd. Veer left to stay on Magnolia Beach Rd at the 90 degree turn. Magnolia Bay Club is on the left.

Area: 03 - Bay County - Beach

Street #: 4805

Street Name: Stellata

Street Suffix: Lane

State: FL

Zip Code: 32408

County: Bay

Subdivision: Magnolia Bay Club

Parcel ID: 31234-103-000

Legal Description: MAGNOLIA BAY CLUB COMMUNITY LOT 3 BLK A ORB 4572 P 87

Acreage: 0.1

Design: Florida Cottage

Lot Size (SqFt): 4407

Apx SqFt(Htd/Cooled): 1280

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 39x113

New Construction: No

Garage Y/N: No

Driveway Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 2016

Remarks: Welcome to Magnolia Bay Club in Upper Grand Lagoon, a private gated waterfront community on the shores of St. Andrews Bay where refined coastal living meets an active outdoor lifestyle. This elegant single level ranch home offers three bedrooms and two full baths in a beautifully designed open concept layout that feels both spacious and inviting. Natural light fills the main living areas, creating a seamless flow between the living room, dining space, and chef inspired kitchen. The kitchen features granite countertops, stainless steel appliances, custom cabinetry, and a generous pantry, all thoughtfully designed for both everyday living and effortless entertaining. Beyond the interiors, the true luxury of this home is the lifestyle that surrounds it. Magnolia Bay Club offers resort style amenities set directly on St. Andrews Bay, including a heated waterfront pool overlooking the water, a charming gazebo, grilling and picnic areas, a fitness center, playground, and private bay access. Residents enjoy kayaking, paddle boarding, fishing at sunset, and storing their watercraft conveniently near the shoreline. Morning walks along the bay and golden hour views become part of your daily routine. Located on the desirable east end near Upper Grand Lagoon, this community offers a peaceful waterfront setting while remaining close to Downtown Panama City, St Andrews, marinas, dining, and local favorites. The rear entry driveway and brick style approach enhance the home's architectural appeal and contribute to the neighborhood's polished coastal aesthetic. This is more than a home. It is a refined waterfront lifestyle designed for those who value comfort, activity, and the beauty of living near the bay. Photos may include digital enhancements, editing, or virtual staging.

Fenced: 1

Inground: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Hardwood: 1

Floor - Tile: 1

Split Bedroom: 1

Roof - Dimensional Shg: 1

Siding - Hardie Board: 1

Hurricane Fabric: 1

Patio Covered: 1

Porch Covered: 1

Accounting: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Dock: 1

Exercise Room: 1

Fishing: 1

Gated Community: 1

Master Association: 1

Playground: 1

Pool: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Floor - Carpet: 1

First: 1

First: 1

Landscaped: 1

Comm/Own/Maint: 1

Additional Parking: 1

Alley Access: 1

Paver Block: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBed First Floor: 1

MBed Walk-in Closet: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Dock: 1

Fishing: 1

Gated Community: 1

Playground: 1

Pool: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

ShowingTime: 1

TV Cable: 1

Electricity - Connected: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Gated Community: 1

Smoke Detector(s): 1