4620 Bay Point Road 1027, Panama City Beach, FL 32408 (MLS# 785169)


$699,000
4620 Bay Point Road 1027
Panama City Beach, FL 32408
MLS# 785169
2 beds  |  3 baths  |  1688 sqft


7-web-or-mls-4620 Bay Point Rd 1027 -07
  1 / 59  
7-web-or-mls-4620 Bay Point Rd 1027 -07 19-web-or-mls-4620 Bay Point Rd 1027 -20 63-web-or-mls-4620 Bay Point Rd 1027 -64 14-web-or-mls-4620 Bay Point Rd 1027 -15 66-web-or-mls-4620 Bay Point Rd 1027 -68 28-web-or-mls-4620 Bay Point Rd 1027 -29 31-web-or-mls-4620 Bay Point Rd 1027 -32 36-web-or-mls-4620 Bay Point Rd 1027 -37 24-web-or-mls-4620 Bay Point Rd 1027 -25 26-web-or-mls-4620 Bay Point Rd 1027 -27 27-web-or-mls-4620 Bay Point Rd 1027 -28 29-web-or-mls-4620 Bay Point Rd 1027 -30 30-web-or-mls-4620 Bay Point Rd 1027 -31 39-web-or-mls-4620 Bay Point Rd 1027 -40 41-web-or-mls-4620 Bay Point Rd 1027 -42 42-web-or-mls-4620 Bay Point Rd 1027 -43 43-web-or-mls-4620 Bay Point Rd 1027 -44 44-web-or-mls-4620 Bay Point Rd 1027 -45 11-web-or-mls-4620 Bay Point Rd 1027 -11 15-web-or-mls-4620 Bay Point Rd 1027 -16 48-web-or-mls-4620 Bay Point Rd 1027 -49 49-web-or-mls-4620 Bay Point Rd 1027 -50 50-web-or-mls-4620 Bay Point Rd 1027 -51 45-web-or-mls-4620 Bay Point Rd 1027 -46 46-web-or-mls-4620 Bay Point Rd 1027 -47 47-web-or-mls-4620 Bay Point Rd 1027 -48 52-web-or-mls-4620 Bay Point Rd 1027 -53 53-web-or-mls-4620 Bay Point Rd 1027 -54 51-web-or-mls-4620 Bay Point Rd 1027 -52 61-web-or-mls-4620 Bay Point Rd 1027 -62 62-web-or-mls-4620 Bay Point Rd 1027 -63 54-web-or-mls-4620 Bay Point Rd 1027 -55 55-web-or-mls-4620 Bay Point Rd 1027 -56 56-web-or-mls-4620 Bay Point Rd 1027 -57 58-web-or-mls-4620 Bay Point Rd 1027 -59 60-web-or-mls-4620 Bay Point Rd 1027 -61 64-web-or-mls-4620 Bay Point Rd 1027 -65 72-web-or-mls-4620 Bay Point Rd 1027 -74 73-web-or-mls-4620 Bay Point Rd 1027 -67 65-web-or-mls-4620 Bay Point Rd 1027 -66 67-web-or-mls-4620 Bay Point Rd 1027 -69 69-web-or-mls-4620 Bay Point Rd 1027 -71 70-web-or-mls-4620 Bay Point Rd 1027 -72 74-web-or-mls-4620 Bay Point Rd 1027 -75 75-web-or-mls-4620 Bay Point Rd 1027 -76 77-web-or-mls-4620 Bay Point Rd 1027 -78 78-web-or-mls-4620 Bay Point Rd 1027 -79 80-web-or-mls-4620 Bay Point Rd 1027 -81 82-web-or-mls-4620 Bay Point Rd 1027 -83 3-web-or-mls-4620 Bay Point Rd 1027 -03 5-web-or-mls-4620 Bay Point Rd 1027 -05 16-web-or-mls-4620 Bay Point Rd 1027 -17 13-web-or-mls-4620 Bay Point Rd 1027 -13 18-web-or-mls-4620 Bay Point Rd 1027 -19 20-web-or-mls-4620 Bay Point Rd 1027 -21 32-web-or-mls-4620 Bay Point Rd 1027 -33 33-web-or-mls-4620 Bay Point Rd 1027 -34 21-web-or-mls-4620 Bay Point Rd 1027 -22 22-web-or-mls-4620 Bay Point Rd 1027 -23

Property Description
Tucked inside the highly sought-after gated community of Bay Point, this stunning Marina Club condominium offers picturesque water and sunset views along with the perfect blend of comfort and coastal elegance. This spacious 2-bedroom, 3-bath residence with a bonus bedroom (no closet) features an updated kitchen with modern finishes, an oversized island overlooking the water, built-in wall oven and microwave, and a wine refrigerator—ideal for both everyday living and entertaining. All windows and exterior doors have been replaced with impact-rated glass, providing enhanced safety, efficiency, and peace of mind. The open and inviting living area showcases oversized 10-foot plus ceilings, creating a bright and airy atmosphere designed to capture the beautiful waterfront setting. Expansive sliding glass doors in the living room open from the center to create an oversized opening, providing seamless indoor-outdoor access to the balcony and allowing for effortless entertaining and enjoyment of the coastal breezes. The balcony is equipped with an automated awning, offering comfortable shade from the summer sun while you relax and take in the stunning views. The primary suite boasts breathtaking water views and a spa-inspired bathroom complete with a beautiful stand-alone shower and double vanity. Marina Club residents enjoy access to a private community pool and hot tub, all within the security and prestige of Bay Point. This premier gated community offers 24-hour roving security, the exclusive Nicklaus Golf Course—the only Nicklaus-designed course in Northwest Florida—and Point South Marina, a full-service facility featuring a fuel dock and slips accommodating yachts up to 120 feet. The property also includes a one-car garage, providing added convenience and storage.

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 985
HOA Frequency: Monthly
HOA Annual Amount: 11820
New Buyer Fee: No
Last Taxes: 5074
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Contract Info
List Price/SqFt: 414.1
Status: Active
List Date: 2026-02-12
List Price: $699,000
Current Price: $699,000
Location
Unit #: 1027
Sub Area: 0319 - Beach - East
Community/Resort: Bay Point Condos
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Delwood Beach Rd turn right onto Bay Point Rd at the main gate. Follow Bay Point Rd to Marina Club and take a right. Follow Marina Club Dr around and house will be on the right.
Area: 03 - Bay County - Beach
Street #: 4620
Street Name: Bay Point
Street Suffix: Road
State: FL
Zip Code: 32408
County: Bay
Subdivision: Marina Club Village
Parcel ID: 31423-727-000
Legal Description: MARINA CLUB VILLAGE UNIT 1027 ORB 1075 P 894 C UNIT WATERFRONT ORB 4385 P 2308 2BR 2B 1688 H&C
General Property Info
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1688
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
Lot Dimensions: Condo
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Driveway Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 3
Total Baths: 3
Year Built: 1986
Remarks & Misc
Remarks: Tucked inside the highly sought-after gated community of Bay Point, this stunning Marina Club condominium offers picturesque water and sunset views along with the perfect blend of comfort and coastal elegance. This spacious 2-bedroom, 3-bath residence with a bonus bedroom (no closet) features an updated kitchen with modern finishes, an oversized island overlooking the water, built-in wall oven and microwave, and a wine refrigerator—ideal for both everyday living and entertaining. All windows and exterior doors have been replaced with impact-rated glass, providing enhanced safety, efficiency, and peace of mind. The open and inviting living area showcases oversized 10-foot plus ceilings, creating a bright and airy atmosphere designed to capture the beautiful waterfront setting. Expansive sliding glass doors in the living room open from the center to create an oversized opening, providing seamless indoor-outdoor access to the balcony and allowing for effortless entertaining and enjoyment of the coastal breezes. The balcony is equipped with an automated awning, offering comfortable shade from the summer sun while you relax and take in the stunning views. The primary suite boasts breathtaking water views and a spa-inspired bathroom complete with a beautiful stand-alone shower and double vanity. Marina Club residents enjoy access to a private community pool and hot tub, all within the security and prestige of Bay Point. This premier gated community offers 24-hour roving security, the exclusive Nicklaus Golf Course—the only Nicklaus-designed course in Northwest Florida—and Point South Marina, a full-service facility featuring a fuel dock and slips accommodating yachts up to 120 feet. The property also includes a one-car garage, providing added convenience and storage.
Pool Features
Fenced: 1
Inground: 1
Spa/ Hot Tub: 1
Appliances
Bar Fridge: 1
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Interior Features
Breakfast Bar: 1
Ceiling - Raised: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Pantry: 1
Skylight(s): 1
Stairs: 1
Wet Bar: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Clay/Concrete: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Porch Open: 1
Waterfront Feature
Bulkhead/Seawall: 1
Association Fees Include
Accounting: 1
Gated Community: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Master Association: 1
Pest Control: 1
Pool: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Whirlpool: 1
Irrigation: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Negotiable: 1
Lot Features
Close to Clubhouse: 1
Covenants & Rescrictions: 1
Landscaped: 1
Subdivision - Recorded: 1
Sidewalk: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
Gated Access: 1
Paved Road: 1
Private Road: 1
Parking Features
Additional Parking: 1
Driveway: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
Present Zoning
County: 1
Resid Multi-Family: 1
Association Amenities
Gated Community: 1
Golf: 1
Marina: 1
Pool: 1
Security-24 hour: 1
Waterfront: 1
Whirlpool: 1
Sidewalks: 1
Rooms
Bedroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Waterview
Bay: 1
Lagoon: 1
Sale Type
As Is: 1
Waterfront Type
Bay/Harbor: 1
Master Bedroom
Second: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Electric: 1
Security Features
24 Hour Security: 1
Gated Community: 1
Gated with Guard: 1
Security Guard: 1
Smoke Detector(s): 1
Property Features
Appliances: Bar Fridge; Cooktop - Electric; Dishwasher; Disposal; Microwave; Oven - Electric; Refrigerator; Washer/Dryer Stacked
Master Bedroom: Second
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Electric
Exterior: Balcony; Porch Open
Association Fees Include: Accounting; TV Cable; Gated Community; Insurance; Irrigation; Ground Keeping; Management; Master Association; Pest Control; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water
Financing: Cash; Conventional; FHA; VA
Furnished: Negotiable
Lot Features: Close to Clubhouse; Covenants & Rescrictions; Landscaped; Sidewalk; Subdivision - Recorded; Waterfront; Within 1/2 Mile to Water
Lot Access: Gated Access; Paved Road; Private Road
Pool Features: Fenced; Inground; Spa/ Hot Tub
Security Features: 24 Hour Security; Gated Community; Gated with Guard; Security Guard; Smoke Detector(s)
Parking Features: Additional Parking; Driveway
Association Amenities: Gated Community; Golf; Marina; Pool; Security-24 hour; Sidewalks; Whirlpool; Waterfront
Rooms: Bedroom; Master Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Waterfront Type: Bay/Harbor
Waterfront Feature: Bulkhead/Seawall; Bulkhead/Seawall
Waterview: Bay; Lagoon
Present Zoning: County; Resid Multi-Family
Room Information
Room Name Level Remarks
Master BedroomSecondPlease verify if important
BedroomSecondPlease verify if important

Listing Office: Seltzer Real Estate, LLC

Last Updated: March - 25 - 2026

Information deemed reliable but not guaranteed.