4509 Tender Creek Cove, Southport, FL 32409 (MLS# 788526)

HOA Fee: Yes

HOA Amount: 360

HOA Frequency: Quarterly

HOA Annual Amount: 1440

New Buyer Fee: No

Brokerage Interest: No Interest

List Price/SqFt: 226.61

Status: Active

List Date: 2026-04-16

List Price: $659,900

Current Price: $659,900

Sub Area: 0410 - Bay North - West Deerpoint/Southport

Community/Resort: None

Waterfront: No

Elementary School: Deane Bozeman

Middle School: Deane Bozeman

High School: Deane Bozeman

Directions: Going North on HWY 77, Take a right on Deerpoint Damn Road, take a left Resota Beach Road. Take a Right on Sweetfield Lane, right on Baxley Bend Road, Right on Cedar Creek Drive, Right on Summer Creek Drive, Right on Tender Creek Cove. House on your right.

Area: 04 - Bay County - North

Street #: 4509

Street Name: Tender Creek

Street Suffix: Cove

State: FL

Zip Code: 32409

County: Bay

Subdivision: Cedar Creek At Deerpoint Lake

Parcel ID: 07611-300-011

Legal Description: CEDAR CREEK PH II LOT 47 ORB 3951 P 1247

Acreage: 1.75

Design: Craftsman Style

Lot Size (SqFt): 76230

Apx SqFt(Htd/Cooled): 2912

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 158X480

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 3

Year Built: 2018

Remarks: Welcome to this beautifully crafted custom home offering 2,912 square feet of thoughtfully designed living space on a private 1.74-acre lot in a desirable gated community. Built in 2018, this 4-bedroom, 3-bath residence combines modern comfort with timeless style, all just a short drive from Panama City Beach. Step inside to an open-concept layout featuring 10-foot ceilings, abundant natural light, and high-end finishes throughout. The heart of the home is the spacious kitchen with an oversized 10-foot island, seamlessly flowing into the living and dining areas--perfect for both everyday living and entertaining. A cozy brick fireplace anchors the living room, while LVP flooring runs throughout the main areas for durability and style. The oversized primary suite offers a private retreat with direct access to the screened-in back porch, creating a seamless indoor-outdoor living experience. The en-suite bath features a walk-in shower with bench and a 6-foot soaking tub, while secondary bathrooms include upgraded 5-foot soaking tubs. Additional spaces include a dedicated office and a fully equipped movie room, providing flexibility for work, relaxation, and entertainment. Enjoy quiet mornings on the covered front porch, complete with a charming porch swing, or unwind in the spacious 18x10 screened-in back porch overlooking your private, wooded backyard. The outdoor space is truly one of a kind, featuring a custom tree fort and obstacle course tucked into the woods--perfect for adventure and creating lasting memories. The home's exterior showcases a beautiful blend of stone and board-and-batten siding, enhancing its curb appeal. Located within a gated community offering a pool, clubhouse, playground, and private dock access to Deer Point Lake, residents enjoy both privacy and convenience. This property also features an assumable VA mortgage at an exceptionally low 2.25% interest rate--an incredible opportunity for qualified buyers. Don't miss your chance to own a unique property that offers space, privacy, and lifestyle all in one.

Inground: 1

Pool House: 1

Dishwasher: 1

Microwave: 1

Refrigerator: 1

Roof - Shingle/Shake: 1

Siding - Hardie Board: 1

Accounting: 1

BBQ Pit/Grill: 1

Community Room: 1

Ground Keeping: 1

Pavilion/Gazebo: 1

Picnic Area: 1

Playground: 1

Pool: 1

Assume w/int: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Cul-De-Sac: 1

Within 1/2 Mile to Water: 1

Private Road: 1

Driveway: 1

City: 1

Resid Single Family: 1

Conference Center: 1

Fishing: 1

Gated Community: 1

Pavilion/Gazebo: 1

Picnic Area: 1

Playground: 1

Pool: 1

Waterfront: 1

Bedroom: 1

Electricity - Connected: 1

Public Water - Connected: 1

Septic Tank: 1

First: 1

Central Air: 1

Central: 1

Gated Community: 1