4448 Ashland Road, Panama City, FL 32405 (MLS# 793458)


$1,800,000
4448 Ashland Road
Panama City, FL 32405
MLS# 793458
5 beds  |  5 baths  |  6176 sqft


Front of Home
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Property Description
Rare Opportunity to Complete Your Dream Waterfront Estate An extraordinary opportunity awaits with this nearly completed 8803 UNDER ROOF-square-foot luxury waterfront estate, perfectly positioned to capture breathtaking water views and offering the ultimate boating lifestyle with a private dock and boat slip. Originally envisioned as a custom dream home, this remarkable property is now available due to an unexpected life change that has prevented the current owners from completing the project. Their loss creates an incredible opportunity for the next owner to finish this masterpiece exactly to their personal taste and style. The hard work has already been done, and MOST finish materials have been purchased and are included, allowing you to customize the final touches without the delays and uncertainty of sourcing high-end materials. Add your own vision by selecting the installation and finishing details that reflect your unique style while avoiding the lengthy process of starting from scratch. Designed with luxury living in mind, this impressive estate offers expansive living spaces, exceptional craftsmanship, and endless potential to become one of the area's premier waterfront residences. Whether you're seeking a private family retreat, an entertainer's paradise, or a legacy property to enjoy for generations, this home provides a rare foundation for something truly spectacular. Luxury waterfront opportunities of this caliber are exceptionally rare--especially one that allows you to personalize the final finishes while stepping into an already well-advanced custom build. Offered at $1,800,000. Schedule your private tour today and imagine the possibilities of bringing this extraordinary waterfront estate to completion.

Details
Maps
General Property Info
Acreage: 0.8
Design: Contemporary
Lot Size (SqFt): 34412
Apx SqFt(Htd/Cooled): 6176
Immediate Occupancy: No
Construction Status: Under Construction
SqFt Source: Builders Plans
Half Baths: 1
# of Stories in Building: 2
Accessory Dwelling Unit: No
Lot Dimensions: 120.0 ft x 290.0 ft
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 5
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 4
Total Baths: 5
Year Built: 2026
Contract Info
List Price/SqFt: 291.45
Status: Active
List Date: 2026-07-30
List Price: $1,800,000
Current Price: $1,800,000
Location
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From 23rd Street turn at FSU PC, Collegiate Dr, then take a Rt. on Ashland and follow around, Home is on the left.
Area: 02 - Bay County - Central
Street #: 4448
Street Name: Ashland
Street Suffix: Road
State: FL
Zip Code: 32405
County: Bay
Subdivision: Ashland
Parcel ID: 27299-000-000
Legal Description: ASHLAND PLAT LOT 13 BLK A ORB 4654 P 1250
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 7969.74
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Rare Opportunity to Complete Your Dream Waterfront Estate An extraordinary opportunity awaits with this nearly completed 8803 UNDER ROOF-square-foot luxury waterfront estate, perfectly positioned to capture breathtaking water views and offering the ultimate boating lifestyle with a private dock and boat slip. Originally envisioned as a custom dream home, this remarkable property is now available due to an unexpected life change that has prevented the current owners from completing the project. Their loss creates an incredible opportunity for the next owner to finish this masterpiece exactly to their personal taste and style. The hard work has already been done, and MOST finish materials have been purchased and are included, allowing you to customize the final touches without the delays and uncertainty of sourcing high-end materials. Add your own vision by selecting the installation and finishing details that reflect your unique style while avoiding the lengthy process of starting from scratch. Designed with luxury living in mind, this impressive estate offers expansive living spaces, exceptional craftsmanship, and endless potential to become one of the area's premier waterfront residences. Whether you're seeking a private family retreat, an entertainer's paradise, or a legacy property to enjoy for generations, this home provides a rare foundation for something truly spectacular. Luxury waterfront opportunities of this caliber are exceptionally rare--especially one that allows you to personalize the final finishes while stepping into an already well-advanced custom build. Offered at $1,800,000. Schedule your private tour today and imagine the possibilities of bringing this extraordinary waterfront estate to completion.
Dining Room
First: 1
Family Room
First: 1
Office
Second: 1
Other
First: 1
Pantry
First: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Composite Shngl: 1
Exterior
Double Pane Windows: 1
Summer Kitchen: 1
Patio Covered: 1
Porch Covered: 1
Waterfront Feature
Dock: 1
Bulkhead/Seawall: 1
Waterfront Feet: 120.0
Financing
Cash: 1
Construction Perm: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Dining Room: 1
Family Room: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Office: 1
Other: 1
Pantry: 1
Utilities
Electricity - Availabile: 1
Sewer Available: 1
Waterview
Bay: 1
Sale Type
As Is: 1
Waterfront Type
Bay/Harbor: 1
Primary Bedroom
First: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Heating
Central: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Fireplace - Electric: 1
Property Features
Primary Bedroom: First
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment
Heating: Central; Electric; ENERGY STAR Qualified Equipment; Fireplace - Electric
Exterior: Double Pane Windows; Summer Kitchen; Patio Covered; Porch Covered
Financing: Cash; Construction Perm; Conventional; FHA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Dining Room: First
Family Room: First
Office: Second
Other: First
Pantry: First
Rooms: Bedroom; Dining Room; Family Room; Kitchen; Living Room; Primary Bedroom; Office; Other; Pantry
Sale Type: As Is
Utilities: Electricity - Availabile; Sewer Available
Waterfront Type: Bay/Harbor
Waterfront Feature: Bulkhead/Seawall; Dock; Bulkhead/Seawall
Waterview: Bay
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width
Living RoomFirst23.1 x 23.123.1023.10
Dining RoomFirst18 x 1518.0015.00
KitchenFirst23.8 x 30.923.8030.90
PantryFirst8 x 108.0010.00
PantryFirst26.6 x 8.126.608.10
Primary BedroomFirst19.1 x 2119.1021.00
Family RoomFirst18.2 x 10.818.2010.80
BedroomSecond14.8 x 16.614.8016.60
BedroomSecond14.8 x 16.614.8016.60
BedroomSecond15.6 x 13.615.6013.60
OfficeSecond15.6 x 1815.6018.00
OtherFirst32.6 x 21.632.6021.60

Listing Office: Beachy Beach Real Estate

Last Updated: August - 02 - 2026

Information deemed reliable but not guaranteed.