4447 Terzino Lane
Chipley, FL 32428
MLS# 793219
4 beds | 2 baths | 2304 sqft
Property DescriptionLuxury living meets everyday comfort on 3.19± acres overlooking Grassy Pond. This beautifully crafted 4-bedroom, 2-bath custom home showcases exceptional craftsmanship, upscale finishes, and resort-style outdoor living in a peaceful waterfront setting. Step inside to an expansive open-concept design where abundant natural light, and rich eucalyptus hardwood flooring create a warm, inviting atmosphere. The spacious living room is anchored by a stunning floor-to-ceiling stone fireplace, while the adjoining dining area flows effortlessly into a chef's kitchen designed for both everyday living and entertaining. The kitchen is sure to impress with custom wood cabinetry, granite countertops, an oversized island with seating, a striking copper vent hood, and a dual-fuel Thor range featuring six gas burners with an electric oven. An additional serving bar and stainless steel appliances complete this incredible space. Designed with both comfort and functionality in mind, this split-bedroom floor plan creates a private retreat in the spacious primary suite. The bedroom includes a large walk-in closet, while the spa-inspired en-suite bath features dual vanities, a freestanding soaking tub, and an impressive travertine walk-in shower. The bath also offers direct access to the oversized laundry room, adding everyday convenience. Three additional bedrooms are complemented by an exceptional guest bathroom--a rare design featuring double sinks, a tub/shower combination, and an additional separate walk-in shower, providing outstanding functionality for family and visitors alike. The whole house generator provides reliable backup power for added peace of mind. Step outside to your own private waterfront paradise. The custom saltwater pool features a sun shelf, waterfall, and expansive paver deck, all perfectly positioned to take in the picturesque views of Grassy Pond. A large covered back porch provides the ideal place to relax in the shade, while the 24' x 16' pole barn gazebo creates another inviting space for outdoor entertaining. Gather around the fire pit on cool evenings or take advantage of the impressive 60' x 36' barn, complete with two enclosed bays and an RV lean-to, offering exceptional storage for equipment, recreational vehicles, boats, or workshop space. Situated on 3.19± acres with beautiful lake frontage, this exceptional property offers the perfect balance of privacy, luxury, and everyday comfort. From the quality finishes throughout the home to the incredible outdoor amenities and breathtaking views, every detail has been thoughtfully designed. If you've been searching for a one-of-a-kind waterfront property that truly has it all, this is one you won't want to miss. Schedule your private showing today!
Acreage: 3.19
Design: Craftsman Style
Lot Size (SqFt): 138956
Apx SqFt(Htd/Cooled): 2304
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 292x626x91x497x98x54
New Construction: No
Garage Y/N: No
Covered Spaces: 2
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Total Baths: 2
Year Built: 2021
List Price/SqFt: 303.82
Status: Active
List Date: 2026-07-28
List Price: $699,999
Sub Area: 1002 - Washington SE
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Directions: From Chipley head south on Hwy 77. Left onto Grassy Pond Road, continue left on Grassy Pond Road, then take a left onto Terzino Ln and home will be on your left. Sign up.
Area: 10 - Washington County
Street #: 4447
Street Name: Terzino
Street Suffix: Lane
State: FL
Zip Code: 32428
County: Washington
Subdivision: Grassy Pond Ranch
Parcel ID: 00000000-00-3073-0031
Legal Description: 9 1 14 3.19 LOT 30 GPR REC PLAT, ORB 1168 P 727
HOA Fee: No
New Buyer Fee: No
Last Taxes: 3724.77
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: Luxury living meets everyday comfort on 3.19± acres overlooking Grassy Pond. This beautifully crafted 4-bedroom, 2-bath custom home showcases exceptional craftsmanship, upscale finishes, and resort-style outdoor living in a peaceful waterfront setting. Step inside to an expansive open-concept design where abundant natural light, and rich eucalyptus hardwood flooring create a warm, inviting atmosphere. The spacious living room is anchored by a stunning floor-to-ceiling stone fireplace, while the adjoining dining area flows effortlessly into a chef's kitchen designed for both everyday living and entertaining. The kitchen is sure to impress with custom wood cabinetry, granite countertops, an oversized island with seating, a striking copper vent hood, and a dual-fuel Thor range featuring six gas burners with an electric oven. An additional serving bar and stainless steel appliances complete this incredible space. Designed with both comfort and functionality in mind, this split-bedroom floor plan creates a private retreat in the spacious primary suite. The bedroom includes a large walk-in closet, while the spa-inspired en-suite bath features dual vanities, a freestanding soaking tub, and an impressive travertine walk-in shower. The bath also offers direct access to the oversized laundry room, adding everyday convenience. Three additional bedrooms are complemented by an exceptional guest bathroom--a rare design featuring double sinks, a tub/shower combination, and an additional separate walk-in shower, providing outstanding functionality for family and visitors alike. The whole house generator provides reliable backup power for added peace of mind. Step outside to your own private waterfront paradise. The custom saltwater pool features a sun shelf, waterfall, and expansive paver deck, all perfectly positioned to take in the picturesque views of Grassy Pond. A large covered back porch provides the ideal place to relax in the shade, while the 24' x 16' pole barn gazebo creates another inviting space for outdoor entertaining. Gather around the fire pit on cool evenings or take advantage of the impressive 60' x 36' barn, complete with two enclosed bays and an RV lean-to, offering exceptional storage for equipment, recreational vehicles, boats, or workshop space. Situated on 3.19± acres with beautiful lake frontage, this exceptional property offers the perfect balance of privacy, luxury, and everyday comfort. From the quality finishes throughout the home to the incredible outdoor amenities and breathtaking views, every detail has been thoughtfully designed. If you've been searching for a one-of-a-kind waterfront property that truly has it all, this is one you won't want to miss. Schedule your private showing today!
Gunite Concrete: 1
Inground: 1
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Range - Gas: 1
Range Hood: 1
Refrigerator: 1
Breakfast Bar: 1
Fireplace: 1
Floor - Hardwood: 1
Floor - Tile: 1
Kitchen Island: 1
Lighting - Recessed: 1
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Fire Pit: 1
Porch Covered: 1
Carport Attached: 1
Driveway: 1
Living Room: 1
Primary Bedroom: 1
Electricity - Connected: 1
Generator: 1
Private Well: 1
Septic Tank: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBed Walk-in Closet: 1
Appliances: Dishwasher; Microwave; Oven - Electric; Range - Gas; Range Hood; Refrigerator
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Fireplace - Gas
Exterior: Fire Pit; Porch Covered
Financing: Cash; Conventional; FHA; USDA; VA
Lot Features: Cleared; Landscaped; Waterfront
Lot Access: Dirt/Clay Road
Pool Features: Gunite Concrete; Inground; Saltwater; Waterfall
Parking Features: Carport Attached; Driveway; RV - Carport
Other Structures: Barn(s); Pole Barn
Rooms: Bedroom; Dining Room; Kitchen; Laundry; Living Room; Primary Bedroom
Utilities: Electricity - Connected; Generator; Private Well; Septic Tank
Waterfront Type: See Remarks
Waterview: Other - See Remarks
Present Zoning: Resid Single Family
| Room Name | Dimensions | Length | Width |
| Living Room | 14.1 x 22.6 | 14.10 | 22.60 |
| Dining Room | 15.8 x 13.1 | 15.80 | 13.10 |
| Kitchen | 15.8 x 22.4 | 15.80 | 22.40 |
| Primary Bedroom | 17.5 x 13.7 | 17.50 | 13.70 |
| Laundry | 17.5 x 8 | 17.50 | 8.00 |
| Bedroom | 14.4 x 13.5 | 14.40 | 13.50 |
| Bedroom | 15.8 x 13.3 | 15.80 | 13.30 |
| Bedroom | 16.4 x 12 | 16.40 | 12.00 |
Listing Office: SOUTHERN WAY REALTY, INC.
Last Updated: July - 28 - 2026
Information deemed reliable but not guaranteed.