435 Bay Shore Drive, Panama City Beach, FL 32407 (MLS# 784231)

List Price/SqFt: 644.81

Status: Pending

List Date: 2026-01-27

List Price: $1,790,000

Current Price: $1,790,000

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: Take US-98 E/Back Beach Rd/Panama City Beach Pkwy to Front Bch Rd in Upper Grand Lagoon. Take the exit toward Thomas Dr/NSA Main Gate/Bay Point from Front Beach Rd Follow Front Bch Rd to Bay Shore Dr Keep left to continue on Front Bch Rd Continue onto Front Bch Rd Turn left onto Woodlawn Dr Turn right onto Bay Shore Dr

Area: 03 - Bay County - Beach

Street #: 435

Street Name: Bay Shore

Street Suffix: Drive

State: FL

Zip Code: 32407

County: Bay

Subdivision: No Named Subdivision

Parcel ID: 27907-015-000

Legal Description: 33 3S 15W -2.10A- COM AT THE INTERSECTION OF THE W LINE OF GOV LOT 1 & N R/W OF US 98 TH RUN E 1125.65' TH N 317.40' N19 DEG E 113.4' TH N 5 DEG E 99.28' TO POINT ON ELY R/W LINE OF BAY SHORE DR TH CONT ALONG SAID R/W 112.73' TO A CURVE CONCAVE SELY FOR 98.96' AND POB TH RUN N22 DEG E ALONG SAID ELY R/W 94.87' TH RUN S85 DEG E 342.08' M/L TO WATER'S OF ST ANDREWS BAY

Acreage: 0.75

Design: L-Shaped

Lot Size (SqFt): 32670

Apx SqFt(Htd/Cooled): 2776

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 2

Lot Dimensions: 375X100

New Construction: No

Garage Y/N: Yes

Garage Spaces: 3

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 3

Total Baths: 4

Year Built: 2019

Homestead: Yes

HOA Fee: No

New Buyer Fee: No

Brokerage Interest: No Interest

Remarks: Luxury Bayfront Home in Panama City Discover an exquisite 1-owner custom-built bayfront masterpiece in Panama City's premier location, just minutes from Gulf of Mexico access, St. Andrews, Shell Island, and a 6-minute drive to pristine beaches. This stunning residence boasts unparalleled finishes, a sprawling lot, ample parking, a convenient elevator, and a large garage capable of holding multiple cars for ease of exit and entry, perfect for grand entertaining. Expansive bay views flood the home through abundant windows, bathing the open floor plan in natural light. The main level features a luxurious master suite with his-and-hers closets, a breathtaking master bath offering a beautiful oversized custom shower, a soaking tub, and separate vanities. The gourmet eat-in kitchen flows seamlessly into the great room, showcasing breathtaking bay views, an electric fireplace, and a sophisticated wet bar. Step outside to a beautiful outdoor kitchen off the main level, enhancing entertainment and luxury while enjoying the covered patio and serene waterfront views. Upstairs, two generous guest suites, each with full baths, complement a versatile entertainment room. The covered balcony offers mesmerizing bay views, ideal for relaxation. Situated on 100ft of prime bayfront shoreline, this home includes a private dock and boat slip. This unmatched location blends convenience and luxury. Don't miss this rare opportunity to own a bayfront gem designed for elegance and entertainment.

Second: 1

First: 1

Second: 1

Second: 1

First: 1

First: 1

First: 1

First: 1

First: 1

Bar Fridge: 1

Dishwasher: 1

ENERGY STAR Qualified Appliances: 1

Ice Maker: 1

Microwave: 1

Oven - Convection: 1

Range - Gas: 1

Refrigerator: 1

Water Heater - Gas: 1

Water Softener - Owned: 1

Wine Refrigerator: 1

Breakfast Bar: 1

Ceiling - Raised: 1

Elevator: 1

Floor - Hardwood: 1

Floor - Tile: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Security System: 1

Window - Treatment All: 1

Handicap Provisions: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Dimensional Shg: 1

Roof - Gutters: 1

Siding - Hardie Board: 1

Siding - Stone: 1

Trim - Hardie Board: 1

Balcony: 1

Built-in Barbecue/Grill: 1

Deck Covered: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Summer Kitchen: 1

Porch Covered: 1

Storm Windows: 1

Boat Slip: 1

Dock: 1

Shore - Natural: 1

Boat House: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Bonus Room: 1

Ceiling - Tray: 1

Curb & Gutter: 1

Deeded Access Water: 1

Flood Insurance Req: 1

Improved Lots: 1

Landscaped: 1

Near Beach Access: 1

Near Public Boat Ramp: 1

Waterfront: 1

Near Interstate Exit: 1

City Street: 1

Paved Road: 1

Additional Parking: 1

Boat: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Oversized: 1

Resid Single Family: 1

Waterfront: 1

Bedroom: 1

Bunk Hall: 1

Covered Porch: 1

Deck/Patio: 1

Den: 1

Dining Room: 1

Full Bathroom: 1

Garage: 1

Great Room: 1

Half Bathroom: 1

Laundry: 1

Primary Bathroom: 1

Primary Bedroom: 1

Pantry: 1

ShowingTime: 1

Cable - Available: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Internet - Fiber Optic: 1

Phone - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

Bay: 1

Accessible Approach with Ramp: 1

Accessible Bedroom: 1

Accessible Elevator Installed: 1

Accessible Entrance: 1

Accessible Full Bath: 1

Central Living Area: 1

Customized Wheelchair Accessible: 1

Walker-Accessible Stairs: 1

Second: 1

First: 1

Bay/Harbor: 1

Second: 1

Central Air: 1

Electric: 1

ENERGY STAR Qualified Equipment: 1

Multi Units: 1

Central: 1

ENERGY STAR Qualified Equipment: 1

Fireplace - Electric: 1

Security System: 1

Under Contract Date: 2026-05-14