4305 Catherine Street, Panama City Beach, FL 32408 (MLS# 795144)


$419,000
4305 Catherine Street
Panama City Beach, FL 32408
MLS# 795144
3 beds  |  2 baths  |  1650 sqft


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Property Description
Brand-new coastal-style home in the desirable Bay Point area with NO HOA! Located in the established Magnolia Beach neighborhood, this thoughtfully designed single-level residence offers three bedrooms, two bathrooms, approximately 1,650 square feet of heated and cooled living area, and an attached two-car garage. Interior features include luxury vinyl plank flooring, stone countertops, stainless-steel appliances, contemporary cabinetry, a pantry, a spacious primary suite with walk-in closet, and bright, modern finishes throughout. The home also features a finished attic/storage area with drywall and flooring that benefits from partial conditioning through the home's HVAC system, providing unusually comfortable and versatile additional storage space. Energy- and storm-conscious construction includes spray foam insulation and hurricane-rated windows and doors, and the home is backed by a builder warranty. The exterior features coastal-blue siding, a white metal roof, covered front and rear porches, and a landscaped, fenced backyard with an irrigation system. Enjoy brand-new construction without HOA dues or restrictions in the sought-after Bay Point area, convenient to Bay Point Marina, golf, dining, shopping, St. Andrews State Park, the Navy Base, and the beaches of Panama City Beach.

Details
Maps
General Property Info
Acreage: 0.15
Design: Beach House
Lot Size (SqFt): 6500
Apx SqFt(Htd/Cooled): 1650
Construction Status: Under Construction
SqFt Source: Builders Plans
Half Baths: 0
Accessory Dwelling Unit: No
Lot Dimensions: 50 ft x 130.0 ft
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2026
Contract Info
List Price/SqFt: 253.94
Status: Active
List Date: 2026-09-08
List Price: $419,000
Current Price: $419,000
Location
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Dr, turn east onto Magnolia Beach Rd. Stay on Magnolia Beach Rd at the curve, turn right onto West Ave, then right onto Catherine St. Property will be on the left.
Area: 03 - Bay County - Beach
Street #: 4305
Street Name: Catherine
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 31327-000-000
Legal Description: MAGNOLIA BEACH 1ST ADD LOT 7 BLK F ORB 4928 P 779
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 2234.66
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Brand-new coastal-style home in the desirable Bay Point area with NO HOA! Located in the established Magnolia Beach neighborhood, this thoughtfully designed single-level residence offers three bedrooms, two bathrooms, approximately 1,650 square feet of heated and cooled living area, and an attached two-car garage. Interior features include luxury vinyl plank flooring, stone countertops, stainless-steel appliances, contemporary cabinetry, a pantry, a spacious primary suite with walk-in closet, and bright, modern finishes throughout. The home also features a finished attic/storage area with drywall and flooring that benefits from partial conditioning through the home's HVAC system, providing unusually comfortable and versatile additional storage space. Energy- and storm-conscious construction includes spray foam insulation and hurricane-rated windows and doors, and the home is backed by a builder warranty. The exterior features coastal-blue siding, a white metal roof, covered front and rear porches, and a landscaped, fenced backyard with an irrigation system. Enjoy brand-new construction without HOA dues or restrictions in the sought-after Bay Point area, convenient to Bay Point Marina, golf, dining, shopping, St. Andrews State Park, the Navy Base, and the beaches of Panama City Beach.
Garage
First: 1
Appliances
Cooktop - Gas: 1
Dishwasher: 1
Freezer: 1
Microwave: 1
Oven - Gas: 1
Range - Gas: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Coffered: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Pantry: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Metal: 1
Siding - Hardie Board: 1
Trim - Vinyl: 1
Exterior
Fenced Back Yard: 1
Porch Covered: 1
Sprinkler System: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Interior
Ceiling - Tray: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Cleared: 1
Landscaped: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Paved: 1
Present Zoning
Resid Multi-Family: 1
Resid Single Family: 1
Rooms
Bedroom: 1
Full Bathroom: 1
Garage: 1
Kitchen: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Utilities
Electricity - Availabile: 1
Garbage: 1
Sewer Available: 1
Public Water - Available: 1
Full Bathroom
First: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBed Walk-in Closet: 1
Primary Bathroom
First: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Gas; Dishwasher; Freezer; Microwave; Oven - Gas; Range - Gas; Refrigerator; Water Heater - Electric
Full Bathroom: First
Primary Bedroom: First
Bedroom: First
Exterior: Fenced Back Yard; Porch Covered; Sprinkler System
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Interior: Ceiling - Tray
Kitchen: First
Living Room: First
Lot Features: Cleared; Landscaped
Lot Access: City Street; Paved Road
Primary Bathroom: First
Garage: First
Security Features: Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Paved
Rooms: Bedroom; Full Bathroom; Garage; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Utilities: Electricity - Availabile; Garbage; Sewer Available; Public Water - Available
Present Zoning: Resid Multi-Family; Resid Single Family
Supplements
Certificate of Occupancy pending completion of final municipal water and sewer connection.
Room Information
Room Name Level Dimensions Length Width Remarks
Primary BedroomFirst15 x 1715.0017.00Walk-in closet, tray ceiling, ceiling fan, exterior window.
Primary BathroomFirst9 x 109.0010.00Double-vanity sinks, tiled shower.
BedroomFirst12 x 1412.0014.00Features one closet and ceiling fan, exterior window.
BedroomFirst12 x 1412.0014.00Features one closet and ceiling fan, exterior window.
Full BathroomFirst6 x 106.0010.00Full bath including sink, toilet, and tub.
Living RoomFirst26 x 1526.0015.00Living area, including tray ceiling and perimeter windows.
KitchenFirst16 x 916.009.00
GarageFirst23 x 2423.0024.00

Listing Office: HomeCoin.com

Last Updated: September - 23 - 2026

Information deemed reliable but not guaranteed.