4305 Catherine Street
Panama City Beach, FL 32408
MLS# 795144
3 beds | 2 baths | 1650 sqft
Property DescriptionBrand-new coastal-style home in the desirable Bay Point area with NO HOA! Located in the established Magnolia Beach neighborhood, this thoughtfully designed single-level residence offers three bedrooms, two bathrooms, approximately 1,650 square feet of heated and cooled living area, and an attached two-car garage. Interior features include luxury vinyl plank flooring, stone countertops, stainless-steel appliances, contemporary cabinetry, a pantry, a spacious primary suite with walk-in closet, and bright, modern finishes throughout. The home also features a finished attic/storage area with drywall and flooring that benefits from partial conditioning through the home's HVAC system, providing unusually comfortable and versatile additional storage space. Energy- and storm-conscious construction includes spray foam insulation and hurricane-rated windows and doors, and the home is backed by a builder warranty. The exterior features coastal-blue siding, a white metal roof, covered front and rear porches, and a landscaped, fenced backyard with an irrigation system. Enjoy brand-new construction without HOA dues or restrictions in the sought-after Bay Point area, convenient to Bay Point Marina, golf, dining, shopping, St. Andrews State Park, the Navy Base, and the beaches of Panama City Beach.
Acreage: 0.15
Design: Beach House
Lot Size (SqFt): 6500
Apx SqFt(Htd/Cooled): 1650
Construction Status: Under Construction
SqFt Source: Builders Plans
Half Baths: 0
Accessory Dwelling Unit: No
Lot Dimensions: 50 ft x 130.0 ft
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Total Baths: 2
Year Built: 2026
List Price/SqFt: 253.94
Status: Active
List Date: 2026-09-08
List Price: $419,000
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Dr, turn east onto Magnolia Beach Rd. Stay on Magnolia Beach Rd at the curve, turn right onto West Ave, then right onto Catherine St. Property will be on the left.
Area: 03 - Bay County - Beach
Street #: 4305
Street Name: Catherine
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 31327-000-000
Legal Description: MAGNOLIA BEACH 1ST ADD LOT 7 BLK F ORB 4928 P 779
HOA Fee: No
New Buyer Fee: No
Last Taxes: 2234.66
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: Brand-new coastal-style home in the desirable Bay Point area with NO HOA! Located in the established Magnolia Beach neighborhood, this thoughtfully designed single-level residence offers three bedrooms, two bathrooms, approximately 1,650 square feet of heated and cooled living area, and an attached two-car garage. Interior features include luxury vinyl plank flooring, stone countertops, stainless-steel appliances, contemporary cabinetry, a pantry, a spacious primary suite with walk-in closet, and bright, modern finishes throughout. The home also features a finished attic/storage area with drywall and flooring that benefits from partial conditioning through the home's HVAC system, providing unusually comfortable and versatile additional storage space. Energy- and storm-conscious construction includes spray foam insulation and hurricane-rated windows and doors, and the home is backed by a builder warranty. The exterior features coastal-blue siding, a white metal roof, covered front and rear porches, and a landscaped, fenced backyard with an irrigation system. Enjoy brand-new construction without HOA dues or restrictions in the sought-after Bay Point area, convenient to Bay Point Marina, golf, dining, shopping, St. Andrews State Park, the Navy Base, and the beaches of Panama City Beach.
Cooktop - Gas: 1
Dishwasher: 1
Oven - Gas: 1
Range - Gas: 1
Refrigerator: 1
Water Heater - Electric: 1
Breakfast Bar: 1
Ceiling - Coffered: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Foundation - Slab on Grade: 1
Roof - Metal: 1
Siding - Hardie Board: 1
Trim - Vinyl: 1
Fenced Back Yard: 1
Porch Covered: 1
City Street: 1
Paved Road: 1
Driveway: 1
Garage Attached: 1
Resid Multi-Family: 1
Resid Single Family: 1
Bedroom: 1
Full Bathroom: 1
Living Room: 1
Primary Bathroom: 1
Electricity - Availabile: 1
Garbage: 1
Sewer Available: 1
Public Water - Available: 1
MBath Double Vanity: 1
MBed Walk-in Closet: 1
Appliances: Cooktop - Gas; Dishwasher; Freezer; Microwave; Oven - Gas; Range - Gas; Refrigerator; Water Heater - Electric
Exterior: Fenced Back Yard; Porch Covered; Sprinkler System
Financing: Cash; Conventional; FHA; VA
Lot Features: Cleared; Landscaped
Lot Access: City Street; Paved Road
Security Features: Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Paved
Rooms: Bedroom; Full Bathroom; Garage; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Utilities: Electricity - Availabile; Garbage; Sewer Available; Public Water - Available
Present Zoning: Resid Multi-Family; Resid Single Family
Certificate of Occupancy pending completion of final municipal water and sewer connection.
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Primary Bedroom | First | 15 x 17 | 15.00 | 17.00 | Walk-in closet, tray ceiling, ceiling fan, exterior window. |
| Primary Bathroom | First | 9 x 10 | 9.00 | 10.00 | Double-vanity sinks, tiled shower. |
| Bedroom | First | 12 x 14 | 12.00 | 14.00 | Features one closet and ceiling fan, exterior window. |
| Bedroom | First | 12 x 14 | 12.00 | 14.00 | Features one closet and ceiling fan, exterior window. |
| Full Bathroom | First | 6 x 10 | 6.00 | 10.00 | Full bath including sink, toilet, and tub. |
| Living Room | First | 26 x 15 | 26.00 | 15.00 | Living area, including tray ceiling and perimeter windows. |
| Kitchen | First | 16 x 9 | 16.00 | 9.00 | |
| Garage | First | 23 x 24 | 23.00 | 24.00 | |
Listing Office: HomeCoin.com
Last Updated: September - 23 - 2026
Information deemed reliable but not guaranteed.