4138 Cobalt Circle RO12, Panama City Beach, FL 32408 (MLS# 795308)


$549,000
4138 Cobalt Circle RO12
Panama City Beach, FL 32408
MLS# 795308
4 beds  |  5 baths  |  2855 sqft


4138 Cobalt Circle R012
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4138 Cobalt Circle R012 4138 Cobalt Circle R012 Garage Side Garage Side 4138 Cobalt Circle R012 Entryway Living Room Living Room Living Room Dining Dining French Doors to courtyard Courtyard Kitchen Island Kitchen Island Kitchen Viking Range Sub Zero Fridge Kitchen Wet Bar Half Bath Half Bath Stairs to second Bedrooms Owner's Suite Owner's Suite Owner's Suite Owner's Closet Owner's Bath Owner's Bath Owner's Bath Owner's Private Balcony Second Story Landing Second Bedroom Second Bedroom Second Bathroom Second Bathroom Second Closet Third Floor Bedroom with Dormer Windows Third Floor Bedroom Third Floor Bedroom with Dormer Windows Third Bathroom Third Bathroom Third closet Laundry Room Laundry Room/Garage entrance Double car garage Carriage House Entrance View of Courtyard from Carraige House Carraige House Carriage House Carriage House Carriage House Kitchen Carriage House Kitchen Carriage House Laundry Carriage House Bathroom Carriage House Bathroom Carriage House Bathroom Waterhaven Community Waterhaven Community Pool Pool Pool Grill area Sun Rise Pier End of the Pier Waterhaven Community Dog Friendly Clubhouse Clubhouse Clubhouse meeting room Clubhouse deck Kitchen Gym Theater Theater Sunrise

Property Description
Welcome to Waterhaven, where beautiful Southern coastal architecture, inviting spaces and a relaxed waterfront lifestyle come together. This spacious three story residence offers 2,855 square feet, 4 bedrooms, 4.5 baths, a two car garage and separate guest Carriage House providing plenty of room to spread out while still feeling warm and welcoming. From the moment you step inside, you'll notice the details that give this home its character. Hardwood floors, tray ceilings, crown molding, beautiful millwork and substantial 12 inch baseboards create a timeless feel, while the spacious living and dining areas offer comfortable places to gather, entertain or simply enjoy being at home. At the heart of the home is a generous kitchen with a large island, six burner Viking gas range, Sub Zero refrigerator, Bosch dishwasher, wine cooler and ice maker. This amazing floorplan includes a kitchen pantry along with two storage closets. Whether you're enjoying a quiet morning at the island or cooking dinner with friends, the open layout keeps everyone connected. With four bedrooms and four full baths & a half bath, this home offers an unusual amount of open space and storage. The second floor primary suite provides a comfortable retreat with its own balcony and walk in closet. The primary bath features a double vanity, separate shower and soaking tub, creating a relaxing space to begin and end the day. The two additional bedrooms are ensuite as well, giving your guests space and privacy of their own. Adding even more versatility, the Carriage House includes it's own kitchen , full bath, living area with a separate garage entrance. It's an inviting setup for overnight guests, extended stays, a home office or simply having additional space when you need it. Step outside to the private courtyard patio, a charming extension of the living space that's just right for morning coffee, grilling dinner, gathering with friends or relaxing at the end of the day. And then there's Waterhaven itself. Enjoy the waterfront pool or fishing on the private pier. The clubhouse offers a fitness center , theater beautiful meeting room. Enjoy the grilling areas and beautiful gathering spaces, all within this gated, non-rental community. With room for guests, spaces to gather and plenty of places to relax, this is a home designed to be lived in and to enjoy your best, beach life.

Details
Maps
General Property Info
Design: Townhome
Apx SqFt(Htd/Cooled): 2855
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 3
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Attached Single Unit
Bedrooms: 4
Full Baths: 4
Total Baths: 5
Year Built: 2007
Contract Info
List Price/SqFt: 192.29
Status: Active
List Date: 2026-09-11
List Price: $549,000
Current Price: $549,000
Location
Unit #: RO12
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98, South on Navy Blvd. Drive, turn left on Magnolia Beach Road. Turn left on Magnolia Beach Road. Gate on left. Turn right on Cobalt. R012 is the second townhome on the left.
Area: 03 - Bay County - Beach
Street #: 4138
Street Name: Cobalt
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Subdivision: Waterhaven
Parcel ID: 40000-050-068
Legal Description: WATERHAVEN UNIT R012 TYPE D3 4BR 4.5B W/L ORB 2904 P 186 2855 SF ORB 3694 P 1773
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: Yes
HOA Amount: 3833
HOA Frequency: Quarterly
HOA Annual Amount: 15332
New Buyer Fee: No
Last Taxes: 3668
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Welcome to Waterhaven, where beautiful Southern coastal architecture, inviting spaces and a relaxed waterfront lifestyle come together. This spacious three story residence offers 2,855 square feet, 4 bedrooms, 4.5 baths, a two car garage and separate guest Carriage House providing plenty of room to spread out while still feeling warm and welcoming. From the moment you step inside, you'll notice the details that give this home its character. Hardwood floors, tray ceilings, crown molding, beautiful millwork and substantial 12 inch baseboards create a timeless feel, while the spacious living and dining areas offer comfortable places to gather, entertain or simply enjoy being at home. At the heart of the home is a generous kitchen with a large island, six burner Viking gas range, Sub Zero refrigerator, Bosch dishwasher, wine cooler and ice maker. This amazing floorplan includes a kitchen pantry along with two storage closets. Whether you're enjoying a quiet morning at the island or cooking dinner with friends, the open layout keeps everyone connected. With four bedrooms and four full baths & a half bath, this home offers an unusual amount of open space and storage. The second floor primary suite provides a comfortable retreat with its own balcony and walk in closet. The primary bath features a double vanity, separate shower and soaking tub, creating a relaxing space to begin and end the day. The two additional bedrooms are ensuite as well, giving your guests space and privacy of their own. Adding even more versatility, the Carriage House includes it's own kitchen , full bath, living area with a separate garage entrance. It's an inviting setup for overnight guests, extended stays, a home office or simply having additional space when you need it. Step outside to the private courtyard patio, a charming extension of the living space that's just right for morning coffee, grilling dinner, gathering with friends or relaxing at the end of the day. And then there's Waterhaven itself. Enjoy the waterfront pool or fishing on the private pier. The clubhouse offers a fitness center , theater beautiful meeting room. Enjoy the grilling areas and beautiful gathering spaces, all within this gated, non-rental community. With room for guests, spaces to gather and plenty of places to relax, this is a home designed to be lived in and to enjoy your best, beach life.
Dining Room
First: 1
Mother-In-Law
Second: 1
Pool Features
Gunite Concrete: 1
Heated - Gas: 1
Inground: 1
Appliances
Dishwasher: 1
Ice Maker: 1
Microwave: 1
Range - Gas: 1
Range Hood: 1
Refrigerator: 1
Wine Cooler: 1
Interior Features
Ceiling - Crwn Molding: 1
Floor - Hardwood: 1
Floor - Tile: 1
Guest Quarters: 1
Kitchen Island: 1
Pantry: 1
Stairs: 1
Wet Bar: 1
Construction/Siding
Roof - Metal: 1
Siding - Hardie Board: 1
Exterior
Balcony: 1
Deck Covered: 1
Other Structures
Guest House: 1
Association Fees Include
Beach: 1
Community Room: 1
Conference Center: 1
Dumpster: 1
Exercise Room: 1
Gated Community: 1
Insurance: 1
Management: 1
Master Association: 1
Pest Control: 1
Pool: 1
Sewer: 1
Theater: 1
Trash Disposal: 1
Water: 1
Financing
Cash: 1
Conventional: 1
Furnished
Unfurnished: 1
Interior
Ceiling - Tray: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Gated Access: 1
Parking Features
Garage Attached: 1
Gated: 1
Street: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Exercise Room: 1
Fishing: 1
Pool: 1
Theater: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Mother-In-Law: 1
Utilities
Cable - Available: 1
Electricity - Availabile: 1
Garbage: 1
Natural Gas - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Other - See Remarks: 1
Sale Type
As Is: 1
Primary Bedroom
Second: 1
Bedroom
Second: 1
Third: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Jetted: 1
MBed Balcony: 1
MBed Walk-in Closet: 1
Security Features
Fire Alarm: 1
Fire Sprinkler System: 1
Gated Community: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Ice Maker; Microwave; Range - Gas; Range Hood; Refrigerator; Wine Cooler
Primary Bedroom: Second
Bedroom: Second; Third
Cooling: Ceiling Fan(s); Central Air
Heating: Central; Electric
Exterior: Balcony; Deck Covered
Association Fees Include: Beach; Community Room; Dumpster; Exercise Room; Gated Community; Insurance; Management; Master Association; Conference Center; Pest Control; Pool; Sewer; Theater; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Unfurnished
Interior: Ceiling - Tray
Kitchen: First
Living Room: First
Lot Features: Covenants & Rescrictions; Within 1/2 Mile to Water
Lot Access: City Street; Gated Access
Dining Room: First
Mother-In-Law: Second
Pool Features: Gunite Concrete; Heated - Gas; Inground
Security Features: Fire Alarm; Fire Sprinkler System; Gated Community; Smoke Detector(s)
Parking Features: Garage Attached; Gated; Street
Other Structures: Guest House
Association Amenities: BBQ Pit/Grill; Beach; Community Room; Fishing; Exercise Room; Pool; Theater
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Primary Bedroom; Mother-In-Law
Sale Type: As Is
Utilities: Cable - Available; Electricity - Availabile; Garbage; Natural Gas - Available; Public Sewer - Connected; Public Water - Connected; Other - See Remarks
Room Information
Room Name Level Dimensions Length Width Remarks
Living RoomFirst21 x 2121.0021.00Approximate
KitchenFirst16 x 1216.0012.00Approximate
Dining RoomFirst16 x 1216.0012.00Approximate
Primary BedroomSecond17 x 1317.0013.00Approximate
BedroomSecond15 x 1115.0011.00Approximate
BedroomThird16 x 1216.0012.00Approximate
Mother-In-LawSecond20 x 1020.0010.00Living/Dining/Kitchen/bath over the garage with separate entrance

Listing Office: Anchor Realty Florida

Last Updated: September - 13 - 2026

Information deemed reliable but not guaranteed.