4138 Cedar Creek Drive, Panama City, FL 32409 (MLS# 794692)


$649,900
4138 Cedar Creek Drive
Panama City, FL 32409
MLS# 794692
3 beds  |  2 baths  |  2382 sqft


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Open House (08/30/2026 - 1:00 pm - 4:00 pm)

Property Description
Welcome to this beautifully maintained custom-built home in the gated Cedar Creek community, where quality construction, thoughtful details, and exceptional outdoor living come together on a spacious 1.08-acre fully landscaped lot. The home is in excellent condition and features higher-end finishes, generously sized bedrooms and living areas, and abundant storage throughout, including a large garage. Outdoor living is a standout feature, with expansive covered front and rear porches providing comfortable spaces for relaxing, entertaining, and enjoying the beautifully landscaped surroundings. The property also includes a dedicated irrigation well and irrigation system for convenient landscape maintenance. For those needing additional storage or workspace, the approximately 1,250-square-foot enclosed pole barn/shop is equipped with water and electricity and was approved by the neighborhood Architectural Review Committee. The structure offers versatile space for storing boats, RVs, vehicles, equipment, or other recreational items. Additional dedicated parking provides even more flexibility for vehicles, guests, or equipment. Cedar Creek offers a welcoming community atmosphere with a large neighborhood pool and clubhouse available for residents to enjoy. The community is also known for its natural setting and abundant wildlife, with deer, rabbits, and other wildlife frequently seen roaming throughout the neighborhood. The convenient location of this home provides easy access to these amenities while maintaining a sense of space and privacy. A pre-listing home inspection has already been completed, providing additional peace of mind. With its combination of a well-maintained custom home, expansive acreage, substantial storage, versatile shop space, community amenities, and abundant natural surroundings, this property offers a rare opportunity to enjoy both comfort and functionality in the gated Cedar Creek community.

Details
Maps
General Property Info
Acreage: 1.08
Design: Contemporary
Lot Size (SqFt): 47045
Apx SqFt(Htd/Cooled): 2382
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 200x355+-
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2018
Contract Info
List Price/SqFt: 272.84
Status: Active
List Date: 2026-08-27
List Price: $649,900
Current Price: $649,900
Location
Sub Area: 0410 - Bay North - West Deerpoint/Southport
Community/Resort: None
Waterfront: No
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: North on Resota Beach Road, Right on Sweetfield Lane,. Right onto Baxley Bend Road, then a right onto Cedar Creek Drive. Home is on the right (past the pool, before the stop sign).
Area: 04 - Bay County - North
Street #: 4138
Street Name: Cedar Creek
Street Suffix: Drive
State: FL
Zip Code: 32409
County: Bay
Subdivision: Cedar Creek At Deerpoint Lake
Parcel ID: 07611-300-002
Legal Description: CEDAR CREEK PH II LOT 38 ORB 3940 P 1845
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 360
HOA Frequency: Quarterly
HOA Annual Amount: 1440
New Buyer Fee: No
Last Taxes: 3887.67
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Welcome to this beautifully maintained custom-built home in the gated Cedar Creek community, where quality construction, thoughtful details, and exceptional outdoor living come together on a spacious 1.08-acre fully landscaped lot. The home is in excellent condition and features higher-end finishes, generously sized bedrooms and living areas, and abundant storage throughout, including a large garage. Outdoor living is a standout feature, with expansive covered front and rear porches providing comfortable spaces for relaxing, entertaining, and enjoying the beautifully landscaped surroundings. The property also includes a dedicated irrigation well and irrigation system for convenient landscape maintenance. For those needing additional storage or workspace, the approximately 1,250-square-foot enclosed pole barn/shop is equipped with water and electricity and was approved by the neighborhood Architectural Review Committee. The structure offers versatile space for storing boats, RVs, vehicles, equipment, or other recreational items. Additional dedicated parking provides even more flexibility for vehicles, guests, or equipment. Cedar Creek offers a welcoming community atmosphere with a large neighborhood pool and clubhouse available for residents to enjoy. The community is also known for its natural setting and abundant wildlife, with deer, rabbits, and other wildlife frequently seen roaming throughout the neighborhood. The convenient location of this home provides easy access to these amenities while maintaining a sense of space and privacy. A pre-listing home inspection has already been completed, providing additional peace of mind. With its combination of a well-maintained custom home, expansive acreage, substantial storage, versatile shop space, community amenities, and abundant natural surroundings, this property offers a rare opportunity to enjoy both comfort and functionality in the gated Cedar Creek community.
Pool Features
Gunite Concrete: 1
Inground: 1
Pool House: 1
Workshop
First: 1
Construction/Siding
Foundation - Slab on Grade: 1
Other Structures
RV/Boat Storage: 1
Second Garage: 1
Association Fees Include
Accounting: 1
Community Room: 1
Conference Center: 1
Ground Keeping: 1
Legal: 1
Management: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Lot Features
Close to Clubhouse: 1
Covenants & Rescrictions: 1
Landscaped: 1
Within 1/2 Mile to Water: 1
Lot Access
Gated Access: 1
Paved Road: 1
Parking Features
Additional Parking: 1
RV Garage: 1
Present Zoning
County: 1
Resid Single Family: 1
Association Amenities
Community Room: 1
Gated Community: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Rooms
Bedroom: 1
Primary Bedroom: 1
Workshop: 1
Utilities
Electricity - Connected: 1
Public Water - Connected: 1
Septic Tank: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Heating
Central: 1
Electric: 1
Security Features
Gated Community: 1
Property Features
Primary Bedroom: First
Bedroom: First
Cooling: Central Air
Heating: Central; Electric
Association Fees Include: Accounting; Community Room; Legal; Ground Keeping; Management; Conference Center; Pavilion/Gazebo; Picnic Area; Playground; Pool
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Lot Features: Close to Clubhouse; Covenants & Rescrictions; Landscaped; Within 1/2 Mile to Water
Lot Access: Gated Access; Paved Road
Pool Features: Gunite Concrete; Inground; Pool House
Security Features: Gated Community
Workshop: First
Parking Features: Additional Parking; RV Garage
Other Structures: RV/Boat Storage; Second Garage
Association Amenities: Community Room; Gated Community; Pavilion/Gazebo; Picnic Area; Playground; Pool
Rooms: Bedroom; Primary Bedroom; Workshop
Utilities: Electricity - Connected; Public Water - Connected; Septic Tank
Present Zoning: County; Resid Single Family
Room Information
Room Name Level Dimensions Length Width
BedroomFirst13.2 x 11.613.2011.60
BedroomFirst15.6 x 11.615.6011.60
Primary BedroomFirst13.1 x 15.413.1015.40
WorkshopFirst52 x 2452.0024.00

Listing Office: Think Real Estate

Last Updated: August - 27 - 2026

Information deemed reliable but not guaranteed.