4128 Catherine Street, Panama City Beach, FL 32408 (MLS# 793880)


$275,000
4128 Catherine Street
Panama City Beach, FL 32408
MLS# 793880
3 beds  |  2 baths  |  1272 sqft


Front of house
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Front of house Long drive way with extra parking. New mulch has been placed! Front entry way Living Room (2nd floor) Living/Dining Kitchen (2nd floor) Kitchen (2nd floor) View from Kitchen Master bedroom (2nd floor) Another view of Master Bedroom Master/Guest Bath Bedroom 2 (1st floor) Hall Bathroom (1st floor) Bedroom 3 (1st floor) Backyard Close to Bay Close to Navy Base Close to Beach

Property Description
Want the Panama City Beach lifestyle without being right in the middle of the hustle and bustle? Welcome to 4128 Catherine Street--a cute, updated townhome tucked away in a small community while still keeping you close to everything you love about PCB! This 3-bedroom, 2-bath townhome has been refreshed with new flooring, fresh paint and updated fixtures, making it move-in ready and easy to love. The unique two-story layout gives you plenty of flexibility, with two bedrooms and a full bath downstairs and the primary bedroom, kitchen and main living space upstairs. And when you're ready to soak up a little Florida sunshine, the community pool is just steps away! The location is where this one really shines. You're approximately five minutes from NSA Panama City and just a short drive to the beach, bay, golf, shopping, dining and nightlife--close enough to enjoy it all, but tucked away enough to escape the crowds when you're ready to come home. Whether you're looking for your own place at the beach, a full-time home or an investment opportunity for long- or short-term rentals, 4128 Catherine Street gives you plenty of possibilities. Beach days, pool days, dinner by the water and your own little place to call home in Panama City Beach...what more could you ask for?

Details
Maps
General Property Info
Acreage: 0.07
Design: Townhome
Lot Size (SqFt): 3049
Apx SqFt(Htd/Cooled): 1272
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 26.0 ft x 131.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Attached Single Unit
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2005
Contract Info
List Price/SqFt: 216.19
Status: Active
List Date: 2026-08-11
List Price: $275,000
Current Price: $275,000
Location
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98, turn South on Navy Blvd, travel a few miles and turn left at Winn Dixie which is Magnolia Beach Rd keep left when you get to the fork on Magnolia Beach. Once on Magnolia Beach Rd, turn right on West Ave, turn left on Catherine St....4128 Catherine St will be on your left.
Area: 03 - Bay County - Beach
Street #: 4128
Street Name: Catherine
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 31292-006-000
Legal Description: 11 4S 15W -32.2A- 80C COM AT NW COR U S LOT 5 TH S 189' TO S R/W COUNTY RD SELY ALG R/W 878' S 130' TH SELY 50' FOR POB TH S 131.01' TH S76 DEG E 25.81' TH N 131.03' N76 DEG W 26.10' TO POB AKA PRCL B1 ORB 4174 P 2292
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 130
HOA Frequency: Monthly
HOA Annual Amount: 1560
New Buyer Fee: No
Last Taxes: 2195.28
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Want the Panama City Beach lifestyle without being right in the middle of the hustle and bustle? Welcome to 4128 Catherine Street--a cute, updated townhome tucked away in a small community while still keeping you close to everything you love about PCB! This 3-bedroom, 2-bath townhome has been refreshed with new flooring, fresh paint and updated fixtures, making it move-in ready and easy to love. The unique two-story layout gives you plenty of flexibility, with two bedrooms and a full bath downstairs and the primary bedroom, kitchen and main living space upstairs. And when you're ready to soak up a little Florida sunshine, the community pool is just steps away! The location is where this one really shines. You're approximately five minutes from NSA Panama City and just a short drive to the beach, bay, golf, shopping, dining and nightlife--close enough to enjoy it all, but tucked away enough to escape the crowds when you're ready to come home. Whether you're looking for your own place at the beach, a full-time home or an investment opportunity for long- or short-term rentals, 4128 Catherine Street gives you plenty of possibilities. Beach days, pool days, dinner by the water and your own little place to call home in Panama City Beach...what more could you ask for?
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Ice Maker: 1
Oven - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Vaulted: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Pantry: 1
Split Bedroom: 1
Stairs: 1
Construction/Siding
Foundation - Slab on Grade: 1
Siding - Vinyl: 1
Exterior
Balcony: 1
Fenced Back Yard: 1
Patio Covered: 1
Association Fees Include
Pool: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Living Room
Second: 1
Lot Features
Covenants & Rescrictions: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Pool: 1
Rooms
Bedroom: 1
Living Room: 1
Primary Bedroom: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Internet - Broadband Available: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Primary Bedroom
Second: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Ice Maker; Oven - Electric; Refrigerator; Water Heater - Electric
Primary Bedroom: Second
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Fenced Back Yard; Patio Covered
Association Fees Include: Pool
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Living Room: Second
Lot Features: Covenants & Rescrictions; Within 1/2 Mile to Water
Lot Access: Paved Road
Parking Features: Driveway; Garage Attached
Association Amenities: Pool
Rooms: Bedroom; Living Room; Primary Bedroom
Sale Type: As Is
Utilities: Cable - Available; Electricity - Connected; Internet - Broadband Available; Phone - Available; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Remarks
Living RoomSecond17 x 1517.0015.00Buyer to verify all measurements if important
Primary BedroomSecond14 x 914.009.00Buyer to verify all measurements if important
BedroomFirst10 x 910.009.00Buyer to verify all measurements if important
BedroomFirst10 x 1110.0011.00Buyer to verify all measurements if important

Listing Office: Epique Realty Inc

Last Updated: August - 11 - 2026

Information deemed reliable but not guaranteed.