4123 Nancee Drive, Panama City Beach, FL 32408 (MLS# 795574)


$1,599,000
4123 Nancee Drive
Panama City Beach, FL 32408
MLS# 795574
4 beds  |  3 baths  |  3643 sqft


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Property Description
Who doesn't want to stay in a castle by the sea? This professionally designed short-term rental is already generating over $175,000 annually in 2025-- with room to grow -- and delivers exactly the kind of unforgettable coastal experience that keeps guests coming back. Beautifully refreshed with stylish furnishings, vibrant accents, and thoughtfully curated décor, this fully furnished beach home sits just steps from sugar-white sand and emerald Gulf waters. This spacious three-story residence offers 4 bedrooms, 3 bathrooms, approximately 3,643 square feet, plus a bonus loft -- ideal for entertaining and hosting large groups. Newly styled interiors showcase a sophisticated coastal aesthetic with inviting living spaces, pops of color, contemporary finishes, and two full kitchens for added convenience. Take in breathtaking Gulf views from multiple balconies and the rooftop terrace, or unwind in the outdoor entertaining area with a covered lounge, dining space, and room for games and gatherings. Private beach access means reaching the sand without crossing a public road. Tucked at the end of a quiet, no-through-traffic street, the property balances privacy with convenience, minutes from popular restaurants, shopping, and entertainment. Short-term rentals are permitted, making this a rare opportunity for investors seeking a beautifully furnished, income-producing vacation rental -- or buyers wanting a stunning personal coastal escape. With designer-inspired décor, generous accommodations, spectacular Gulf views, and exceptional beach access, Castle by the Sea is ready to make a lasting impression.

Details
Maps
General Property Info
Acreage: 0.08
Design: Mediterranean
Lot Size (SqFt): 3485
Apx SqFt(Htd/Cooled): 3643
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 50.0 ft x 75.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 1998
Contract Info
List Price/SqFt: 438.92
Status: Active
List Date: 2026-09-18
List Price: $1,599,000
Current Price: $1,599,000
Location
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Drive, head south on Nancee Drive. Continue to the end of the street; the property will be on the left.
Area: 03 - Bay County - Beach
Street #: 4123
Street Name: Nancee
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Holiday Beach On The Gulf
Parcel ID: 30551-070-000
Legal Description: 8 4S 15W -1.7- 58D2 M&B KWN AS LOT 8 OF HOLIDAY BEACH ON GULF UNREC ORB 1821 P 585 ORB 4389 P 1002
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 400
HOA Frequency: Annually
HOA Annual Amount: 400
New Buyer Fee: No
Last Taxes: 13617.4
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Who doesn't want to stay in a castle by the sea? This professionally designed short-term rental is already generating over $175,000 annually in 2025-- with room to grow -- and delivers exactly the kind of unforgettable coastal experience that keeps guests coming back. Beautifully refreshed with stylish furnishings, vibrant accents, and thoughtfully curated décor, this fully furnished beach home sits just steps from sugar-white sand and emerald Gulf waters. This spacious three-story residence offers 4 bedrooms, 3 bathrooms, approximately 3,643 square feet, plus a bonus loft -- ideal for entertaining and hosting large groups. Newly styled interiors showcase a sophisticated coastal aesthetic with inviting living spaces, pops of color, contemporary finishes, and two full kitchens for added convenience. Take in breathtaking Gulf views from multiple balconies and the rooftop terrace, or unwind in the outdoor entertaining area with a covered lounge, dining space, and room for games and gatherings. Private beach access means reaching the sand without crossing a public road. Tucked at the end of a quiet, no-through-traffic street, the property balances privacy with convenience, minutes from popular restaurants, shopping, and entertainment. Short-term rentals are permitted, making this a rare opportunity for investors seeking a beautifully furnished, income-producing vacation rental -- or buyers wanting a stunning personal coastal escape. With designer-inspired décor, generous accommodations, spectacular Gulf views, and exceptional beach access, Castle by the Sea is ready to make a lasting impression.
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Ice Maker: 1
Microwave: 1
Washer: 1
Construction/Siding
Roof - Metal: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Built-in Barbecue/Grill: 1
Deck Open: 1
Fenced Lot-Part: 1
Shower: 1
Patio Open: 1
Association Fees Include
Beach: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Interior
Bonus Room: 1
Bunk Room: 1
Lot Features
Cul-De-Sac: 1
Dedicated Beach: 1
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Parking Features
Driveway: 1
Garage Attached: 1
Rooms
Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Sale Type
As Is: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Washer
Cooling: Ceiling Fan(s); Central Air; Electric
Exterior: Balcony; Built-in Barbecue/Grill; Deck Open; Fenced Lot-Part; Shower; Patio Open
Association Fees Include: Beach
Financing: Cash; Conventional
Furnished: Furnished
Interior: Bonus Room; Bunk Room
Lot Features: Cul-De-Sac; Dedicated Beach; Near Beach Access; Within 1/2 Mile to Water
Lot Access: City Street
Security Features: Smoke Detector(s)
Parking Features: Driveway; Garage Attached
Rooms: Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected
Room Information
Room Name Dimensions Length Width
Bedroom13.6 x 16.613.6016.60
Bedroom13.6 x 13.313.6013.30
Bedroom13.6 x 13.313.6013.30
Bedroom13.3 x 22.213.3022.20

Listing Office: EXP Realty LLC

Last Updated: September - 18 - 2026

Information deemed reliable but not guaranteed.