4120 Nancee Drive, Panama City, FL 32408 (MLS# 787257)


$2,300,000
4120 Nancee Drive
Panama City, FL 32408
MLS# 787257
7 beds  |  4 baths  |  3451 sqft


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Open House (04/16/2026 - 9:00 am - 1:00 pm)

Property Description
Experience refined coastal living in this ELEGANT MEDITERRANEAN-STYLE BEACH HOME, perfectly positioned just 75 FEET FROM THE SAND with GULF VIEWS FROM MULTIPLE BALCONIES. This THREE-STORY, 7 BEDROOM, 4 BATH residence was thoughtfully designed for both LUXURY LIVING AND HIGH-PERFORMING RENTAL INCOME, offering a seamless blend of sophistication, durability, and functionality. Inside, you'll find 10-FOOT CEILINGS, CUSTOM CABINETRY, GRANITE COUNTERTOPS, and STAINLESS STEEL APPLIANCES, all complemented by designer finishes and ATTENTION TO DETAIL THROUGHOUT. With TWO DINING AREAS, multiple living spaces, and 8 TVs, the home comfortably accommodates large groups while maintaining a high-end feel. The flexible layout includes TWO FULL KITCHENS AND A LOCKOUT CONFIGURATION, ideal for maximizing rental potential or enjoying part-time personal use. Outdoor living is just as impressive, featuring TWO BALCONIES WITH GULF VIEWS and a LARGE PRIVATE DECK, perfect for entertaining or relaxing after a day at the beach. Additional features include: • PRIVATE HEATED POOL • Parking for up to 7 Vehicles • Two Laundry Areas for guest convenience • Three HVAC Units for optimal comfort • Hurricane-Rated Windows • Fully Furnished & Turnkey 2025 Rental Income: $215,000 All 2026 Bookings Can Transfer to New Owner

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 530
HOA Frequency: Annually
HOA Annual Amount: 530
New Buyer Fee: No
Last Taxes: 15009
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 666.47
Status: Active
List Date: 2026-03-23
List Price: $2,300,000
Current Price: $2,300,000
Location
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From the Hathaway Bridge Head west on US-98 W. Use the right 3 lanes to turn slightly right to stay on US-98 W; Use the left 2 lanes to turn slightly left onto FL-30 W/Front Beach Rd; Turn left onto Joan Ave; Use any lane to turn left onto C R 392/Thomas Dr; Turn right onto Nancee Dr
Area: 03 - Bay County - Beach
Street #: 4120
Street Name: Nancee
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Holiday Beach On The Gulf
Parcel ID: 30551-110-000
Legal Description: 8 4S 15W -1.11- 58D2 M&B KWN AS LOT 17 OF HOLIDAY BEACH ON GULF UNREC ORB 4555 P 737
General Property Info
Acreage: 0.09
Design: Beach House
Lot Size (SqFt): 3746
Apx SqFt(Htd/Cooled): 3451
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 50x75
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 5
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 7
Full Baths: 4
Total Baths: 4
Year Built: 2010
Remarks & Misc
Remarks: Experience refined coastal living in this ELEGANT MEDITERRANEAN-STYLE BEACH HOME, perfectly positioned just 75 FEET FROM THE SAND with GULF VIEWS FROM MULTIPLE BALCONIES. This THREE-STORY, 7 BEDROOM, 4 BATH residence was thoughtfully designed for both LUXURY LIVING AND HIGH-PERFORMING RENTAL INCOME, offering a seamless blend of sophistication, durability, and functionality. Inside, you'll find 10-FOOT CEILINGS, CUSTOM CABINETRY, GRANITE COUNTERTOPS, and STAINLESS STEEL APPLIANCES, all complemented by designer finishes and ATTENTION TO DETAIL THROUGHOUT. With TWO DINING AREAS, multiple living spaces, and 8 TVs, the home comfortably accommodates large groups while maintaining a high-end feel. The flexible layout includes TWO FULL KITCHENS AND A LOCKOUT CONFIGURATION, ideal for maximizing rental potential or enjoying part-time personal use. Outdoor living is just as impressive, featuring TWO BALCONIES WITH GULF VIEWS and a LARGE PRIVATE DECK, perfect for entertaining or relaxing after a day at the beach. Additional features include: • PRIVATE HEATED POOL • Parking for up to 7 Vehicles • Two Laundry Areas for guest convenience • Three HVAC Units for optimal comfort • Hurricane-Rated Windows • Fully Furnished & Turnkey 2025 Rental Income: $215,000 All 2026 Bookings Can Transfer to New Owner
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Construction/Siding
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Exterior
Balcony: 1
Deck Open: 1
Fenced Back Yard: 1
Patio Open: 1
Porch Covered: 1
Association Fees Include
Beach: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Parking Features
Driveway: 1
Garage Attached: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Beach: 1
Rooms
Balcony: 1
Bedroom: 1
Laundry: 1
Living Room: 1
Master Bedroom: 1
Utilities
Electricity - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Master Bedroom
Third: 1
Bedroom
First: 1
Third: 1
Cooling
Central Air: 1
Heating
Central: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Master Bedroom: Third
Bedroom: First; Third
Cooling: Central Air
Heating: Central
Exterior: Balcony; Deck Open; Fenced Back Yard; Patio Open; Porch Covered
Association Fees Include: Beach
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Pool Features: Inground
Security Features: Smoke Detector(s)
Parking Features: Driveway; Garage Attached
Association Amenities: Beach
Rooms: Balcony; Bedroom; Laundry; Living Room; Master Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Master BedroomThird20.4 x 12.120.4012.1020.4 x 12.1
BedroomFirst13.6 x 11.813.6011.8013.6 x 11.8
BedroomFirst11.7 x 12.211.7012.2011.7 x 12.2
BedroomThird12.4 x 12.212.4012.2012.4 x 12.2
Living Room21 x 1521.0015.0021 x 15
Balcony20 x 820.008.0020 x 8
Laundry6 x 66.006.006 x 6

Listing Office: Coastal Living Realty & Associates

Last Updated: April - 14 - 2026

Information deemed reliable but not guaranteed.