4114 Holiday Drive 20, Panama City, FL 32408 (MLS# 779433)


$174,500
4114 Holiday Drive 20
Panama City, FL 32408
MLS# 779433
1 beds  |  2 baths  |  620 sqft


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Property Description
Affordable Beach Retreat - Rare Find Just 100 Yards from the Gulf! Don't miss your chance to own one of the most affordable beach condos on the Emerald Coast! Perfect as a personal getaway or an income-producing investment, this top-floor gem is ideally located just steps from Beach Accesses 13 & 14—putting the sugar-white sands of the Gulf right at your doorstep. Inside, you'll find a beautifully updated, fully furnished space ready to enjoy from day one. The main level features an open-concept living area with a sleek modern kitchen (stainless steel appliances + granite countertops), dining space, comfortable living room, and a full bathroom. Upstairs, a spacious loft bedroom with king-size bed, mounted TV, and private half bath creates a relaxing retreat. Extra perks include: Washer/dryer + storage space right outside the door for your beach gear. Peek-a-boo Gulf views from your windows. Private front deck for enjoying coastal breezes. Lightly used & well-maintained. Community amenities make this condo even more attractive: a gated pool, reserved parking, and an unbeatable east-end location close to restaurants, shops, and entertainment along Thomas Drive. Whether you're looking for a low-maintenance beach escape or an affordable short-term rental with excellent potential, this property is a standout opportunity. Act now—condos this close to the beach at this price point rarely last. Schedule your private showing today, ask your questions, and be ready to make an offer before it's gone!

Details
Maps
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 1965
HOA Frequency: Quarterly
HOA Annual Amount: 7860
New Buyer Fee: No
Last Taxes: 1970
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Contract Info
List Price/SqFt: 281.45
Status: Active
List Date: 2025-09-23
List Price: $174,500
Current Price: $174,500
Location
Unit #: 20
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From S Thomas past Seltzer Park about 1 mile turn right on Holiday
Area: 03 - Bay County - Beach
Street #: 4114
Street Name: Holiday
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Sand Castles Villa
Parcel ID: 30839-970-000
Legal Description: SAND CASTLE VILLAS CONDO UNIT 20 ORB 1928 P 2296 1BR 1B 620 H&C
General Property Info
Floor Number: 3
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 620
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 0X0
New Construction: No
Garage Y/N: No
Assigned Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 1
Full Baths: 1
Total Baths: 2
Year Built: 1984
Remarks & Misc
Remarks: Affordable Beach Retreat - Rare Find Just 100 Yards from the Gulf! Don't miss your chance to own one of the most affordable beach condos on the Emerald Coast! Perfect as a personal getaway or an income-producing investment, this top-floor gem is ideally located just steps from Beach Accesses 13 & 14—putting the sugar-white sands of the Gulf right at your doorstep. Inside, you'll find a beautifully updated, fully furnished space ready to enjoy from day one. The main level features an open-concept living area with a sleek modern kitchen (stainless steel appliances + granite countertops), dining space, comfortable living room, and a full bathroom. Upstairs, a spacious loft bedroom with king-size bed, mounted TV, and private half bath creates a relaxing retreat. Extra perks include: Washer/dryer + storage space right outside the door for your beach gear. Peek-a-boo Gulf views from your windows. Private front deck for enjoying coastal breezes. Lightly used & well-maintained. Community amenities make this condo even more attractive: a gated pool, reserved parking, and an unbeatable east-end location close to restaurants, shops, and entertainment along Thomas Drive. Whether you're looking for a low-maintenance beach escape or an affordable short-term rental with excellent potential, this property is a standout opportunity. Act now—condos this close to the beach at this price point rarely last. Schedule your private showing today, ask your questions, and be ready to make an offer before it's gone!
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Window - Treatment All: 1
Construction/Siding
Foundation - On Piling: 1
Roof - Metal: 1
Siding - Wood: 1
Exterior
Deck Covered: 1
Association Fees Include
BBQ Pit/Grill: 1
Dumpster: 1
Ground Keeping: 1
Insurance: 1
Master Association: 1
Pool: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Kitchen
First: 1
Living Room
First: 1
Parking Features
Assigned: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
Pool: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Dishwasher; Microwave; Oven - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air
Heating: Central; Electric
Exterior: Deck Covered
Association Fees Include: BBQ Pit/Grill; TV Cable; Dumpster; Insurance; Ground Keeping; Master Association; Pool; Sewer; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Furnished
Kitchen: First
Living Room: First
Pool Features: Inground
Parking Features: Assigned
Association Amenities: Pool
Rooms: Bedroom; Kitchen; Living Room
Sale Type: As Is
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Living RoomFirst19 x 1319.0013.0019 x 13
KitchenFirst9 x 79.007.009 x 7
BedroomSecond10 x 1110.0011.0010 x 11

Listing Office: Christies International Real Estate Emerald Coast

Last Updated: March - 24 - 2026

Information deemed reliable but not guaranteed.